Lending Officer conducts lending activities for an assigned market or geographic area. Develops a pipeline of customers through referrals, inquiries, and outreach. Being a Lending Officer performs a due diligence review of potential borrowers, including a risk and financial analysis. Structures loan proposals, prepares credit memos, and presents to loan committee for approval. Additionally, Lending Officer may manage a portfolio of existing loans, including reviewing financial reporting, monitoring compliance with loan terms, and handling loan modifications or workouts. Ensures adherence to regulations, bank credit policies, and procedures. Typically requires a bachelor's degree. Typically reports to a manager. The Lending Officer work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Lending Officer typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
FIRST SOURCE FEDERAL CREDIT UNION
POSITION DESCRIPTION
Position Title: Member Care Center Lending Specialist I
Department: Member Services
Reporting To: Member Care Center Lending Manager
POSITION SUMMARY
The primary responsibility of this position is to provide an exceptional experience to our membership by promoting the mission, lending philosophy and values of the organization. Seek to identify opportunities to improve our members’ financial lives through counseling and education. Sell Credit Union products and services using the needs based sales approach. Maintain a high level of quality standards.
ESSENTIAL JOB FUNCTIONS
UNIVERSAL BEHAVIORS
Knowledgeable and Experienced
Striving for Operational Consistencies
Rewarding Work Environment
Committed to Member Service
QUALIFICATIONS, SKILLS AND EXPERIENCE
0 Lending Officer jobs found in Utica, NY area