Loan Review Officer jobs in Vallejo, CA

Summary: Our Mortgage Loan Officers play a crucial role in educating and assisting prospective mortgage applicants in finding the best home loan solutions tailored to their financial needs. As a Mortgage Loan Officer, you will develop and nurture relationships with external business partners, facilitate loan origination, and ensure compliance with all regulatory guidelines.

Key Responsibilities:

• Develop and cultivate new business relationships with external business partners.
• Engage with local realtors to increase mortgage loan volume and support organizational objectives.
• Strengthen positive business relationships within the community to drive loan referrals.
• Plan and host events/training to enhance brand awareness and foster productive relationships.
• Analyze industry data to develop effective marketing strategies and territory plans.
• Provide detailed monthly reports on networking activities and market trends.
• Originate mortgage loans within organizational policies, procedures, and regulatory frameworks.
• Pre-qualify members and educate them on available loan programs.
• Maintain communication with members throughout the application process.
• Represent the organization professionally within the community.

Skills Required:

• Proficiency in real estate lending criteria and regulatory requirements.
• Excellent verbal and written communication skills.
• Strong attention to detail and ability to work independently.
• Demonstrated business development and sales skills.
• Sound understanding of mortgage loan programs.
• Effective presentation and interpersonal skills.
• Proficiency in MS Office suite and related software.

Experience and Qualifications:

• Bachelor's degree in Marketing, Sales, or related field preferred.
• Minimum of 4 years of experience as a Loan Officer.
• At least 3 years of experience in outside self-sourced mortgage business.
• Demonstrated ability to meet sales objectives and generate significant loan volume.
• Proven track record of successful prospecting and business development.
• Thorough list of references and existing realtor book of business.

Reporting Structure: This position reports directly to the Manager, Mortgage Loan Officers.

Compensation: $2000 forgivable draw. Fully commissioned position

Job Type: Full-time

Pay: From $2,000.00 per year

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Health insurance
• Life insurance
• Opportunities for advancement
• Paid time off
• Vision insurance

Compensation package:

• Commission only
• Commission pay

Schedule:

• 8 hour shift

Work setting:

• In-person

Experience:

• Mortgage Lending: 5 years (Required)
• Mortgage sales: 5 years (Required)

License/Certification:

• NMLS (Required)

Ability to Commute:

• Vacaville, CA (Preferred)

Ability to Relocate:

• Vacaville, CA: Relocate before starting work (Required)

Work Location: In person