Middle Market Lending Manager jobs in Santa Ana, CA

Hello Lending Compliance Managers in Orange County CA!

This Jobot Job is hosted by: Anna Ponas
Are you a fit? Easy Apply now by clicking the "Apply On Company Site" button and sending us your resume.
Salary: $110,000 - $165,000 per year

A bit about us:
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We are seeking a highly motivated and experienced Permanent Lending Compliance Manager to join our team in the finance industry. The candidate must have expert knowledge of lending compliance, applicable laws and regulations, state laws, alphabet regulations, origination, servicing, collection, marketing, credit unions, banks, loan products, CFPB, guidance documents, CARD Act, E-Sign Act, Federal Credit Union Act, Flood Insurance, Homeowners Protection Act, Fair Housing Act, FIRREA, Military Lending Act, NCUA, Service Members Civil Relief Act, SCRA, TRID, UDAAP, three lines of defense, compliance management, compliance management system, federal regulators, federal regulations, financial institutions, asset size, asset complexity, consumer loan products, processes, documentation, software systems, service loans, mortgage, home equity loans, HELOC, credit cards, vehicle loans, private education loans, small dollar loans, personal loans, unsecured lines of credit, basic real estate loan underwriting, investor guidelines, appraisal review, reviewing appraisals, real estate quality control program, QC vendor relationship, selling and servicing guidelines, government-sponsored enterprises, Fannie Mae, Freddie Mac, FHA, Federal Housing Administration, FHA handbook, mortgage letters, Risk and Compliance, comment letter, SOPs, internal audit, identifying weaknesses, high school diploma, 10 years relevant experience, real estate loan quality assurance, expert knowledge of NCUA, expert knowledge of CFPB, LexisNexis or AllRegs preferred.

Why join us?
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• 100% paid medical, dental and vision insurance for you and your family
• Pet insurance
• Company-paid life and disability insurance
• Voluntary accident and critical illness insurance
• Personal health advocates for everything from resolving a claim to finding a doctor
• Health and wellness resources
• Periodic health and wellness challenges

Locations: Tustin, CA & Riverside CA
Hybrid schedule would be considered

Job Details
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Responsibilities:

• Develop and maintain a comprehensive lending compliance program that ensures adherence to all applicable laws and regulations, including state laws, alphabet regulations, and federal regulations.
• Monitor and stay up-to-date on all changes to laws and regulations that impact lending compliance.
• Provide guidance and support to the lending team on compliance-related matters, including origination, servicing, collection, marketing, and loan products.
• Develop and implement policies and procedures that ensure compliance with all applicable laws and regulations.
• Ensure that all loan products are compliant with applicable laws and regulations, including the CARD Act, E-Sign Act, Federal Credit Union Act, Flood Insurance, Homeowners Protection Act, Fair Housing Act, FIRREA, Military Lending Act, NCUA, Service Members Civil Relief Act, SCRA, TRID, UDAAP, and other regulations as applicable.
• Ensure that all processes and documentation related to lending are compliant with applicable laws and regulations.
• Manage relationships with regulatory agencies and respond to audits and inquiries from federal regulators.
• Develop and maintain a compliance management system that includes policies, procedures, and controls to ensure compliance with all applicable laws and regulations.
• Conduct internal audits to identify weaknesses in the compliance program and develop plans to address those weaknesses.
• Develop and maintain a real estate loan quality assurance program that includes expert knowledge of NCUA and CFPB regulations.
• Review appraisals to ensure compliance with investor guidelines and appraisal review standards.
• Develop and maintain a real estate quality control program that includes QC vendor relationships and selling and servicing guidelines for government-sponsored enterprises, Fannie Mae, Freddie Mac, and FHA.
• Review and provide comment letters on SOPs related to lending compliance.
• Provide expert knowledge of lending compliance to the lending team and other departments within the organization.
• Ensure that all employees receive training on lending compliance and that training is documented.

Qualifications:

• A high school diploma or equivalent is required.
• 10 years of relevant experience in lending compliance is required.
• Expert knowledge of NCUA and CFPB regulations is required.
• Experience with LexisNexis and AllRegs is preferred.
• Strong communication and interpersonal skills are required.
• The ability to work independently and manage multiple priorities is required.
• Experience with consumer loan products, processes, documentation, and software systems is required.
• Experience with service loans, mortgage, home equity loans, HELOC, credit cards, vehicle loans, private education loans, small dollar loans, personal loans, and unsecured lines of credit is required.
• Expert knowledge of basic real estate loan underwriting, investor guidelines, appraisal review, reviewing appraisals, real estate quality control program, QC vendor relationship, selling and servicing guidelines for government-sponsored enterprises, Fannie Mae, Freddie Mac, and FHA is required.
• The ability to identify weaknesses in the compliance program and develop plans to address those weaknesses is required.
• Experience with internal audit is preferred.

Interested in hearing more? Easy Apply now by clicking the "Apply On Company Site" button. #indtier1