Middle Market Lending Specialist supports middle market lending activities with administrative, analytical, and client support activities. Collects and reviews middle market loan development information and prepares required analysis and documentation. Being a Middle Market Lending Specialist establishes good client relationships and potential for future referrals or cross-sell opportunities by responding to requests for information, answering questions about products, and coordinating other service resources. Performs loan portfolio tracking and generates reports to measure compliance with lending terms and policies. Additionally, Middle Market Lending Specialist keeps abreast of lending products, services, and policies. Typically requires a bachelor's degree. Typically reports to a manager. The Middle Market Lending Specialist occasionally directed in several aspects of the work. Gaining exposure to some of the complex tasks within the job function. To be a Middle Market Lending Specialist typically requires 2 -4 years of related experience. (Copyright 2024 Salary.com)
The Opportunity
This role will have knowledge of Workers Compensation, Commercial Automobile, General Liability, Property and Umbrella. Work as a team to assist with business development and growth through building relationships within assigned customers and brokers. Apply sound decision-making to underwrite business that contributes to a profitable portfolio. Responsibilities include new business production, renewal retention and the overall profitability of assigned book of business within a region. This role contributes to driving regional results with a strong focus on agency relationships.
Primary Responsibilities
* Review, evaluate and price moderately complex business by applying sound underwriting judgment and adhering to company policy and state regulations within established authority
*Ensure review and analysis and execution of the portfolio to progress toward business objectives in regard to retention, rate and profit
*Develop a pipeline of qualified account opportunities within appetite and utilize sales acumen, relationship and creative problem solving to create winning solutions and close deals
*Build and maintain relationships with current and potential brokers and customers by providing personalized and quality customer service
*Research and obtain market intelligence in order to enhance organizational profit goals
*Adherence to the underwriting framework by following internal guidelines, regulatory and legal requirements and reinsurance requirements while demonstrating adoption of good practices to ensure compliance and minimize risk
*Contribute to assigned special projects by assisting with Middle Market underwriting audits, participating in department product and process improvement initiatives
*Contribute positively to the QBE DNA and culture, working in a fast-paced, team-oriented, collaborative and diverse environment, where everyone's contributions are valued and we seek to have fun and do good.
Required Education
* Bachelor's Degree or equivalent combination of education and work experience
Required Experience
* 5 years relevant experience
Preferred Competencies/Skills
* Use multiple resources to gather and analyze information and use logic to underwrite complex risks
*Use wise, astute and insightful judgment and individual credibility to make autonomous, sound underwriting decisions
*Prioritize interests of the company and community during decision-making
*Effectively and efficiently present logic, reasoning, and analysis to managers
*Negotiate skillfully in tough situations with both internal and external groups to settle differences with minimum noise
*Win concessions without damaging relationships
*Recommend improvement opportunities and translate them into tangible business deliverables
*Efficiently and appropriately prioritize and delegate tasks to ensure timely goal achievement
*Ability to analyze data and use for decision making
*Clearly and confidently convey information to a wide audience
*Show drive and initiative
*High attention to detail
*Act fairly, ethically and with integrity when decision-making
*Maintain confidentiality of private or sensitive information
*Multi-task and handle competing priorities; adapt and be flexible in a complex changing environment
*Keep an open mind, consider unique approaches and be open to change and considerable variety in the workplace
*Professional, polished, poised and positive demeanor
*Share knowledge and mentor others
Preferred Education Specifics
* Degree in Business, insurance, or related field
Preferred Experience
* P&C industry experience
Preferred Licenses/Certifications
* Chartered Property Casualty Underwriter (CPCU); Certificate of General Insurance (INS); Associate in Insurance Production (AIP)
Preferred Knowledge
* Broad working knowledge of MIddle Market underwriting products and insurance concepts
*Broad working knowledge of Microsoft Office Suite
*Broad working knowledge of underwriting processes and procedures
*Broad working knowledge of laws and regulations related to area of responsibility
*Broad knowledge of risk profiling, pricing tools and loss models
*Middle Market underwriting business acumen
About QBE
We can never really predict what's around the corner, but at QBE we're asking the right questions to enable a more resilient future by helping those around us build strength and embrace change to their advantage.
We're an international insurer that's building momentum towards realizing our vision of becoming the most consistent and innovative risk partner.
And our people will be at the center of our success. We're proud to work together, and encourage each other to enable resilience for our customers, our environment, our economies and our communities.
With more than 12,000 people working across 27 countries, we're big enough to make a real impact, but small enough to provide a friendly workplace, where people are down-to-earth, passionate, and kind.
We believe this is our moment: What if it was yours too?
Your career at QBE - let's make it happen!
US Only - Travel Frequency
* Occasional (approximately 5-10 trips annually)
US Only - Physical Demands
* General office jobs: Work is generally performed in an office environment in which there is not substantial exposure to adverse environmental conditions. Must have the ability to remain in a stationary position for extended periods of time. Must be able to operate basic office equipment including telephone, headset and computer. Incumbent must be able to lift basic office equipment up to 20 lbs.
US Only - Disclaimer
* To successfully perform this job, the individual must be able to perform each essential job responsibility satisfactorily. Reasonable accommodations may be made to enable an individual with disabilities to perform the essential job responsibilities.
Job Type
* Individual Contributor
Global Disclaimer
* The duties listed in this job description do not limit the assignment of work. They are not to be construed as a complete list of the duties normally to be performed in the position or those occasionally assigned outside an employee's normal duties. Our Group Code of Ethics and Conduct addresses the responsibilities we all have at QBE to our company, to each other and to our customers, suppliers, communities and governments. It provides clear guidance to help us to make good judgement calls.
Compensation
Base pay offered will vary depending on, but not limited to education, experience, skills, geographic location and business needs
Annual Salary Range: $100,000 - $150,000
AL, AR, AZ, CO (Remote), DE, FL, GA, IA, ID, IL (Remote), IN, KS, KY, LA, MI, MN, MO, MS, MT, NC, ND, NE, NH, NV, OH, OK, OR, PA, SC, SD, TN, TX (Remote, Plano), UT, VA, VT, WI, WV and WY
* * * * *
Annual Salary Range: $110,000 - $165,000
CA (Remote, Fresno, Irvine and Woodland), Greenwood Village CO, CT, Chicago IL, MA, MD, NY (Remote), RI, Houston TX and WA
* * * * *
Annual Salary Range: $125,000 - $187,000
San Francisco CA, NJ and New York City NY
Benefit Highlights
You are more than your work - and QBE is more than a workplace, which is why QBE provides you with the benefits, support and flexibility to help you concentrate on living your best life personally and professionally. Employees scheduled over 30 hours a week will have access to comprehensive medical, dental, vision and wellbeing benefits that enable you to take care of your health.
We also offer a competitive 401(k) contribution and a paid-time off program. In addition, our paid-family and care-giver leaves are available to support our employees and their families. Regular full-time and part-time employees will also be eligible for QBE's annual discretionary bonus plan based on business and individual performance.
QBE recognizes that exemplary benefits extend beyond benefits coverage and compensation. Flexibility in your working environment is important to maintaining balance and QBE is dedicated to ensuring employees achieve personal and professional integration by providing the opportunity for hybrid work arrangements.
How to Apply:
To submit your application, click "Apply" and follow the step by step process.
Equal Employment Opportunity:
QBE is an equal opportunity employer and is required to comply with equal employment opportunity legislation in each jurisdiction it operates.
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