Mortgage Closer jobs in Columbus, OH

Mortgage Closer reviews all submitted material and prepares closing documents for mortgage loans. Maintains loan files and verifies information is correct, accurate, and complete. Being a Mortgage Closer gathers missing information as needed and acquires necessary signatures. Performs final closing calculations and coordinates the closing of loans and disbursement of loan funds. Additionally, Mortgage Closer ensures all documents are sent to appropriate departments and are in compliance with all regulations. Requires a high school diploma. Typically reports to a supervisor. The Mortgage Closer works independently within established procedures associated with the specific job function. Has gained proficiency in multiple competencies relevant to the job. To be a Mortgage Closer typically requires 3-5 years of related experience. (Copyright 2024 Salary.com)

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Mortgage Loan Closer
  • First Commonwealth Bank
  • Powell, OH FULL_TIME
  • Facilitates the smooth transition of loans from processing to closing by coordinating with First Commonwealth Mortgage production staff and settlement companies/attorneys. Prepares and reviews Closing Disclosures and closing instructions to verify federal, state, investor, and First Commonwealth Mortgage guideline compliance. Reviews insurance policies, gathers tax information, and calculates initial escrow requirements. Prepares and electronically delivers closing documents to settlement companies/attorneys then confirms closings occurred as scheduled. Registers new mortgage loans in the Mortgage Electronic Registration System (MERS).

    Essential Job Responsibilities__________________________________

    1. Facilitates the smooth transition of loans from processing to closing by coordinating the with First Commonwealth Mortgage production (i.e. Loan Officers and Loan Processors) staff and settlement companies/attorneys.

    2. Reviews Loan Registration Confirmations against Underwriting Approvals for rates, products, and terms.

    3. Reviews closing instructions provided by Loan Processor(s) for accuracy and compliance with all federal, state, investor, and company guidelines.

    4. Requests and reviews preliminary HUD-1 Settlement Statements from settlement companies/attorneys in order to ensure RESPA compliance. Identifies and communicates any required corrections and verifies revisions.

    5. Reviews homeowners’ insurance (HOI) and verifies that coverage(s) are adequate for property and loan types.

    6. Contacts settlement companies/attorneys for preliminary title commitment and tax information.

    7. Verifies that borrowers’ and properties’ information is accurately reflected on title commitments and in the Loan Operating System (LOS).

    8. Calculates initial escrow requirements in the LOS, based on the HOI and tax information. Provides escrow amount to settlement companies/attorneys.

    9. Provides Processor(s) with the amount of borrowers’ cash due at closing and determines final approval of HUD-1s.

    10. Prepares and electronically delivers closing documents to settlement companies/attorneys then confirms closings occurred as scheduled. Updates loan tracking status.

    11. Registers new mortgage loans in the Mortgage Electronic Registration System (MERS).

    12. Verifies that closed loan packages are received from settlement companies/attorneys and that all documents are signed and dated. Delivers the package to the Loan Funder/Shipper for final whole loan delivery.

    Bona Fide Occupational Qualifications___________________________

    1. A high school diploma or equivalent is required. An associate’s degree is preferred.

    2. A minimum of one (1) year of current mortgage lending experience is required.

    3. Attention to detail is critical, as are strong communication and organization skills. Solid mathematical and analytical skills are also necessary.

    4. Must have knowledge of Real Estate Settlement Procedures Act (RESPA) guidelines.

    5. Must not appear on the Freddie Mac Exclusionary List or Excluded Parties List System (EPLS), be subject to a Limited Denial of Participation (LDP) or otherwise restricted from participating in HUD programs. This will be verified semi-annually at a minimum.

    6. May be eligible for Telecommuting.

    Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

    The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor’s legal duty to furnish information. 41 CFR 60-1.35(c)
  • 1 Month Ago

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Mortgage Loan Closer
  • M/I Homes
  • Columbus, OH FULL_TIME
  • M/I Homes has been building new homes of outstanding quality and superior design for more than 40 years. Founded in 1976 by Irving and Melvin Schottenstein and guided by Irving’s drive to always “trea...
  • 1 Month Ago

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Closer
  • Planet Fitness
  • Canal Winchester, OH FULL_TIME
  • Job Summary The Member Services Representative (Sat & Sun 11am-7pm) will be responsible for creating a positive member experience by providing a superior level of customer service to Planet Fitness me...
  • 21 Days Ago

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Mortgage Loan Originator
  • Jet Direct Mortgage
  • Columbus, OH FULL_TIME
  • MORTGAGE LOAN ORIGINATOR All Mortgage Lenders talk about their competitive compensation, quick turn times, in house products, etc. Sure we all have those, but why focus on the things that are a given ...
  • 13 Days Ago

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Mortgage Loan Originator
  • Motto Mortgage New Era
  • Columbus, OH FULL_TIME
  • We are looking for an experienced, service-oriented, and detail-oriented mortgage loan officer to join our team. We believe in removing obstacles and creating a supportive environment for you to thriv...
  • 1 Month Ago

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Mortgage Loan Officer
  • Pioneer Mortgage Funding Valrico
  • Columbus, OH FULL_TIME
  • We are actively searching for an experienced Mortgage Loan Originator in Columbus, OH, to assume a key role as the preferred lender for an established real estate office. This position presents a uniq...
  • 1 Month Ago

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0 Mortgage Closer jobs found in Columbus, OH area

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Mortgage Loan Officer - Columbus or Cincinnati, OH
  • PNC Financial Services Group
  • Columbus, OH
  • Job Profile Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the market...
  • 3/19/2024 12:00:00 AM

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Part-time Support Cashier - White House Black Market
  • Chicos Fas, Inc.
  • Columbus, OH
  • **Part-time Support Cashier - White House Black Market** Job Ref#: 239 Brand: White House Black Market Category: Cashier...
  • 3/19/2024 12:00:00 AM

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Investment Analyst Specialist Clerk
  • Rose International
  • Columbus, OH
  • Date Posted: 02/27/2024. Hiring Organization: Rose International Position Number: 459348 Job Title: Investment Analyst S...
  • 3/19/2024 12:00:00 AM

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ServiceNow Technical Consultant Strategic Portfolio Management (SPM) (Remote)
  • Sigital
  • Columbus, OH
  • Sigital is seeking an experienced, ServiceNow technical consultant with a focus on implementations in the Strategic Port...
  • 3/18/2024 12:00:00 AM

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Independent Financial Advisor - Flexible, 100% Remote
  • Portfolio Archer
  • Columbus, OH
  • **Exciting Remote Opportunity Awaits: Transform Your Career Path!** **Embark on a Revolutionary Career Journey - No Prio...
  • 3/18/2024 12:00:00 AM

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Financial Planning Manager
  • The Judge Group
  • Columbus, OH
  • Our client is currently seeking a Financial Planning Manager for their manufacturing facility in the Akron, OH area.Resp...
  • 3/18/2024 12:00:00 AM

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Mortgage Loan Officer
  • Insight Global
  • Columbus, OH
  • Insight Global is hiring a Loan Officer for one of our top Mortgage Lending clients. You will work directly with homebuy...
  • 3/16/2024 12:00:00 AM

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Associate Portfolio Executive
  • C.H. Robinson
  • Columbus, OH
  • Join us as an **Associate Portfolio Executive** and begin learning and building your customer portfolio as part of an ac...
  • 3/16/2024 12:00:00 AM

The confluence of the Scioto and Olentangy rivers occurs just north-west of Downtown Columbus. Several smaller tributaries course through the Columbus metropolitan area, including Alum Creek, Big Walnut Creek, and Darby Creek. Columbus is considered to have relatively flat topography thanks to a large glacier that covered most of Ohio during the Wisconsin Ice Age. However, there are sizable differences in elevation through the area, with the high point of Franklin County being 1,132 ft (345 m) above sea level near New Albany, and the low point being 670 ft (200 m) where the Scioto River leaves...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Closer jobs
$51,979 to $68,152
Columbus, Ohio area prices
were up 1.3% from a year ago

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Authorizing closing of loan, recording of mortgage and disbursement of loan funds.
January 08, 2020
Mortgage Closer in Lorain, OH
While mortgage closers need only a high school diploma to facilitate the closing process, professional certifications can improve employment opportunities.
January 04, 2020