Mortgage Credit Analyst jobs in Baltimore, MD

Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Credit Analyst
  • Actalent
  • Hanover, MD OTHER
  • Overview

    Actalent has an immediate opening for a Credit Analyst at our Global Headquarters in Hanover, MD. 

     

    Compensation

    $48,000

    Bonus potential | Quarterly

     

    Schedule

    Full Time | Permanent 

    Monday - Friday | 8:00 AM - 5:00 PM 

    Hybrid | 4 days in office - 1 day remote

     

    Job Summary:

    Reporting to the Credit Supervisor the Credit Analyst is responsible for ensuring high quality accounts receivable.  This is accomplished through proactive customer evaluation prior to providing services, by analyzing the customer’s financial condition, as well as their payment history with Aerotek.  In addition, the Credit Analyst evaluates all existing Aerotek customers at pre-determined intervals during the performance of services.  The Credit Analyst is a proficient expert in the management of customer credit lines and ratings.  Qualities include building customer relationships, conflict resolution, professionalism, attention to detail, strong follow-up skills, the ability to embrace Allegis Group communication model as appropriate and the ability to adapt to changes in the workplace.

     

    Essential Functions:

    • Looking at financial statements and other information on clients by using Dun and Bradstreet, the Internet, etc
    • Analyzing the financial statements of current and potential clients in order to determine financial stability
    • Conducting financial reviews and trend analysis on our current clients to evaluate current financial status
    • Managing client credit risks for region(s) associated with
    • Exercising discretion and independent judgment in respect to numerous significant financial recommendations which may impact their region and company as a whole
    • Represent initial point of contact regarding acceptable credit risk of potential clients as well as maintaining responsibility for communicating financial information and decision-making process to our sales force
    • Ability to come up with creative solutions to enable the business to grow while limiting risk
    • Responsible for negotiating payment terms with certain higher risk accounts
    • Communicating with clients (potentially CFO’s and CEO’s of companies) in order to obtain financial information and negotiate any necessary payment plans

    Minimum Education/Abilities/Skills:

    • BA/ BS in Accounting, Finance, Economics or a Business Related Degree Required
    • Qualified candidates will ideally have 1 – 3 years related experience
    • Working knowledge of Microsoft Office, Salesforce.com, D&B and PeopleSoft
    • Excellent interpersonal and communication skills
    • Excellent customer service skills

     

    About Actalent

    With global headquarters outside of Baltimore, MD, Actalent has an existing network of almost 30,000 engineering and sciences consultants and more than 4,500 clients across the U.S., Canada, Asia, and Europe, including many of the Fortune 500. We give clients access to specialized experts that drive scale, innovation, and speed to market, supporting engineering and science initiatives that advance how companies serve the world. An operating company of Allegis Group, the global leader in talent solutions, Actalent launched as a new specialized engineering and sciences talent services and workforce solutions brand in 2021.

     

    Our Culture

    The Actalent experience is one of high standards for professional and personal growth, integrity, and inclusivity. Everyone has ownership in the Actalent culture. We ask each member of our team to help us build our culture by:

    • Bringing their best selves to work every day in terms of caring, competitive spirit and character
    • Leading by example and working with purpose and pride
    • Committing to fostering an inclusive and safe workplace where everyone can be their authentic selves

    Our Commitment

    Actalent is an equal opportunity employer. We understand the power of a diverse team, celebrate differences, and promote inclusive and accessible environments. To support our colleagues in being their authentic selves and give everyone opportunities for allyship, we offer a range of employee resource groups.

    • Actalent PRIDE
    • Empowered Women at Actalent
    • BIPOC
    • Military and First Responder
    • Strong Voices (Bringing people of color together to successfully build relationships through mentorship and high performing partnerships)

    Our Corporate Social Responsibility Strategic Partnerships

    We form alliances with diversity related national organizations for the contributions they make to the communities we serve, their ability to help our organization make an impact on diversity recruitment in the marketplace and the development offerings they have for our internal employees and consultants.  See below for a list of current strategic partners:

    • BEYA – Black Engineer of the Year Awards
    • SHPE – Society of Hispanic Professional Engineers
    • Women of Color Stem Conference
    • Linkage’s Women in Leadership Institute
    • Girlstart
    • SAE Foundation
    • SMASH
    • National Urban League
    • SASE – Society of Asian Scientists and Engineers

    Allegis Group Foundation

    The Allegis Group Foundation is a central part of our commitment to giving back to the communities in which we work and live. Did you know that the Allegis Group Foundation can accelerate your efforts to create meaningful change in our communities? Incorporated in 2000, this philanthropic arm of our business awards direct grants to nonprofit organizations and provides additional financial support through our Employee/Office Match Program.

     

    Check out our Instagram and LinkedIn to see what it’s like to be part of our team: instagram.com/weareactalent | https://www.linkedin.com/company/actalentservices

     

     

    #actalentinternal  #LI-Onsite

    Telecommute

    No
  • 1 Month Ago

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Senior Credit Analyst
  • Baltimore Aircoil Company
  • Jessup, MD FULL_TIME
  • POSITION PURPOSE Experienced credit specialist is responsible for conducting credit investigations on existing and potential customers to evaluate the credit risk. Review/manage credit limits and main...
  • 2 Days Ago

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Credit and Collection Analyst
  • Convergint Technologies, LLC
  • Columbia, MD FULL_TIME
  • DescriptionConvergint is looking for a full-time, enthusiastic, results driven and forward-thinking Credit and Collection Analyst to join our amazing culture. In this role, you will be responsible for...
  • 1 Month Ago

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Mortgage Loan Officer - Outside Consultant (Baltimore County)
  • Aberdeen Proving Ground Federal Credit Union
  • Bel Air, MD FULL_TIME
  • APGFCU – Your Community Credit Union! For over 80 years, APGFCU has shared our financial experience and provided valuable products and services to build stability and financial independence, one membe...
  • 16 Days Ago

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Business Analyst Manager
  • Horizon Farm Credit
  • Bel Air, MD FULL_TIME
  • Are you looking for a career opportunity to lead a team and implement business solutions to drive transformation through technology? Overview - Horizon Farm Credit is actively seeking a Business Analy...
  • 11 Days Ago

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Business Analyst Manager
  • Horizon Farm Credit
  • Westminster, MD FULL_TIME
  • Are you looking for a career opportunity to lead a team and implement business solutions to drive transformation through technology? Overview - Horizon Farm Credit is actively seeking a Business Analy...
  • 15 Days Ago

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0 Mortgage Credit Analyst jobs found in Baltimore, MD area

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Account Consultant IV - National Accounts (Remote MD/DC/VA)
  • Blue Cross and Blue Shield Association
  • Baltimore, MD
  • Resp & Qualifications PURPOSE: Ideal candidate is an experienced account executive with exceptional skills to manage Car...
  • 4/16/2024 12:00:00 AM

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Acquisition & Inventory Specialist
  • Marylandschoolfortheblind
  • Baltimore, MD
  • **Join Our Team** We offer a range of career and volunteer opportunities for those seeking to contribute and to grow wit...
  • 4/16/2024 12:00:00 AM

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Director, International Risk Management
  • Capital One
  • Baltimore, MD
  • West Creek 4 (12074), United States of America, Richmond, Virginia Director, International Risk Management Capital One i...
  • 4/15/2024 12:00:00 AM

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Lead Business Intelligence Analyst
  • AAJ Interactive Technologies
  • Baltimore, MD
  • Business Intelligence Lead Analyst Our client is a successful software company, based in Baltimore MD, that is revolutio...
  • 4/14/2024 12:00:00 AM

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Assistant Branch Manager - Baltimore, MD
  • First National Bank (FNB Corp.)
  • Baltimore, MD
  • Primary Office Location: 2700 Remington Ave. Baltimore, Maryland. 21211. Join our team. Make a difference - for us and f...
  • 4/14/2024 12:00:00 AM

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Entry Level Financial Services Professional
  • Thompson Financial Group
  • Baltimore, MD
  • Are you looking for a career with freedom and independence, where your income is uncapped and based on your effort? Do y...
  • 4/12/2024 12:00:00 AM

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Sr. Financial Analyst
  • Hiring Now!
  • Baltimore, MD
  • Our client is currently seeking a SR. Financial Analyst for their manufacturing facility in the Frederick, MD area.RESPO...
  • 4/12/2024 12:00:00 AM

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Senior Financial Analyst
  • The Judge Group
  • Baltimore, MD
  • Our client is currently seeking a Senior Financial Analyst for their manufacturing facility near Newport News, VA.Respon...
  • 4/12/2024 12:00:00 AM

Baltimore (/ˈbɔːltɪmɔːr/) is the largest city in the state of Maryland within the United States. Baltimore was established by the Constitution of Maryland as an independent city in 1729. With a population of 611,648 in 2017, Baltimore is the largest such independent city in the United States. As of 2017[update], the population of the Baltimore metropolitan area was estimated to be just under 2.808 million, making it the 20th largest metropolitan area in the country. Baltimore is located about 40 miles (60 km) northeast of Washington, D.C., making it a principal city in the Washington-Baltimo...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$53,754 to $76,787
Baltimore, Maryland area prices
were up 1.5% from a year ago

Mortgage Credit Analyst in Cleveland, OH
Analysts benefit from on-the-job training, online development tools and a culture that encourages continuing education.
November 27, 2019
Mortgage Credit Analyst in Brownsville, TX
The Mortgage Credit Analyst will work with loan officers, underwriters, closers, borrowers and referral sources to obtain accurate and timely loan information.
December 30, 2019
Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
January 27, 2020