Mortgage Credit Analyst jobs in Canton, OH
Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Mortgage Credit Analyst jobs
Credit Analyst
- First Federal Community Bank
-
Dover, OH
FULL_TIME
-
Position Name: Credit Analyst
Supervisor: Executive Vice President, Chief Credit Officer
FLSA Classification: Non-Exempt
Status: Full-Time, onsite in office
Location: Dover Financial Education Center, Dover, OH 44622
Hours: Monday-Friday 8 am – 5 pm
JOB SUMMARY:
First Federal Community Bank’s Loan Team has a stellar reputation. Our team goes above and beyond and delivers custom-tailored solutions that drive customer success and community growth. As a vital member of the Loan Team, you provide necessary data to determine loan eligibility. You work hand in hand with loan officers to ensure all loan requests have the necessary documentation to proceed to closing based on company policy. You independently and critically analyze the credit worthiness of loans based upon financial data provided both for new requests and annual credit reviews.
You embrace opportunities for ongoing professional development. Your attention to detail and accuracy makes you an important member of the First Federal team. Your active participation in organizations and community events demonstrates First Federal’s commitment to Invest in Our Community.
CORE COMPETENCIES:
Teamwork Continual Improvement
Confidentiality Accuracy
Adaptable Financial Analysis
Resourceful Interpersonal Communication
Decision-Making Critical Thinking
SPECIFIC RESPONSIBILITIES:- Works with commercial lenders to provide necessary data to determine eligibility.
- Analyzes loan data on new, renewal and existing loans,
- Evaluates financial records to evaluate if the borrower is a safe investment.
- Obtains information provided by credit bureaus.
- Draws up a write-up report about the degree of risk.
- Runs financial data and ratios.
- Reviews appraisals
- Assists in preparing Excel spreadsheets, reports, summaries, and opinions for financial institution officers on new, renewal and existing loans.
- Assists in overseeing financial information files to assure current reports, financial statements, accounts receivable and other information on customer accounts.
- Establishes, reviews and updates new and existing loan files for the financial institution on a regular basis.
- Provides technical advice and assistance to loan officers as needed.
- Tracks loan exceptions
- Effectively utilizes Learning & Development tools and resources.
- Understands the importance of and follows bank policies and procedures.
- Handles confidential information and documents to ensure customer privacy.
- Demonstrates accuracy, attention to detail, punctuality and preparedness.
- Demonstrates problem-solving skills.
- Adheres to high ethical standards and complies with industry regulations/applicable laws.
- Demonstrates an ability to adapt to changing business needs and deadlines with enthusiasm.
- Models a high level of integrity and professionalism.
- Actively participates in ongoing, personal professional development.
- Actively participates in organizations and community events.
- Performs other various duties as requested.
QUALIFICATIONS:- Bachelor’s Degree finance or accounting preferred and/or one to two years of experience in a financial institution or loan office setting.
- Strong financial, detail and analytical abilities
- Proficient computer skills
- Strong oral and written communication skills
- Intermediate Microsoft Office skills
WE INVEST IN OUR TEAM:- Dedicated training department committed to your learning and development.
- On the job training for further skill building
- Medical, Dental, and Vision Insurance*
- Employer Health Savings Account (HSA) Contributions*
- 401k Program with Employer Match and Safe Harbor Contributions*
- Paid holidays
- Paid time off (PTO)
- Paid volunteer time off to support organizations important to you
- Group Life Insurance*
- Group Disability Insurance*
- Birthday recognition
- Milestone anniversary recognition
- Annual wellness fair
- On-site fitness center (at North Dover location)
*Plan and/or benefit eligibility requirements apply
Follow us:
https://www.facebook.com/firstfederalcommunitybank/
https://www.instagram.com/firstfederalcommunitybank/
https://www.linkedin.com/company/first-federal-community-bank-oh/
First Federal Community Bank is an Equal Opportunity Employer
- 7 Days Ago
Credit Assistant
- Collabera
-
Canton, OH
FULL_TIME
- Company DescriptionEstablished in 1991, Collabera has been a leader in IT staffing for over 22 years and is one of the largest diversity IT staffing firms in the industry. As a half a billion dollar I...
- 1 Month Ago
Mortgage Field Services Inspector
- FAR Inspections
-
Cadiz, OH
CONTRACTOR
- FAR Inspections is looking for highly motivated individuals to perform residential occupancy verifications on behalf of mortgage lenders.Independent contractors earn predictable full-time or supplemen...
- Just Posted
Experienced Mortgage Loan Originator
- Howard Hanna Real Estate Services
-
Canton, OH
FULL_TIME
- Howard Hanna Mortgage is looking for motivated Loan Originators who want to contribute to Howard Hanna Mortgage’s mission of providing top level service to our clients, colleagues, and the communities...
- 8 Days Ago
Mortgage Field Services Inspector
- FAR Inspections
-
Coshocton, OH
CONTRACTOR
- FAR Inspections is looking for highly motivated individuals to perform residential occupancy verifications on behalf of mortgage lenders.Independent contractors earn predictable full-time or supplemen...
- 1 Month Ago
Mortgage Field Services Inspector
- FAR Inspections
-
Philadelphia, OH
CONTRACTOR
- FAR Inspections is looking for highly motivated individuals to perform residential occupancy verifications on behalf of mortgage lenders.Independent contractors earn predictable full-time or supplemen...
- 1 Month Ago
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0 Mortgage Credit Analyst jobs found in Canton, OH area
Financial Advisor
- Bankers Life
-
Canton, OH
- The ideal candidate will deliver personalized investment solutions to help clients work toward their long-term financial...
- 4/24/2024 12:00:00 AM
Revenue Specialist
- Hiring Now!
-
North Canton, OH
- Job Details Job Location 96 North Canton OH CSC - North Canton, OH Position Type Revenue Acctg Travel Percentage None Jo...
- 4/24/2024 12:00:00 AM
Senior Federal and State Tax Compliance Analyst
- Timken
-
North Canton, OH
- Those who came before us helped land a man on the moon, create the world's infrastructure, and introduce renewable energ...
- 4/23/2024 12:00:00 AM
Financial Professional
- Prudential Financial
-
Canton, OH
- Prudential Advisors is looking for an experienced financial professional in the Cincinnati- Dayton area that is interest...
- 4/23/2024 12:00:00 AM
Fuel Compliance Officer - 12 Month Roster
- Department Of The Treasury
-
East Canton, OH
- DutiesWHAT IS THE SMALL BUSINESS SELF EMPLOYEDDIVISION DIVISION?A description of the business units can be found at: htt...
- 4/23/2024 12:00:00 AM
Internal Revenue Agent (Senior Revenue Agent (Examiner) -12 MONTH ROSTER
- Department Of The Treasury
-
Canton, OH
- Duties WHAT IS THE SBSE - SMALL BUSINESS SELF EMPLOYED DIVISION? A description of the business units can be found at: ht...
- 4/22/2024 12:00:00 AM
Finance Intern
- THE KENAN ADVANTAGE GROUP
-
North Canton, OH
- Job Details Job Location 96 North Canton OH CSC - North Canton, OH Position Type Intern Travel Percentage Negligible Job...
- 4/22/2024 12:00:00 AM
Financial Representative
- The Western and Southern Life Insurance Company
-
Canton, OH
- Explore Your Future at Western & Southern Life Do you have a desire to be part of a team of talented people who are driv...
- 4/21/2024 12:00:00 AM
About Canton, Ohio
Canton (/ˈkæntən/) is a city in and the county seat of Stark County, Ohio, United States. Canton is located approximately 60 miles (97 km) south of Cleveland and 20 miles (32 km) south of Akron in Northeast Ohio. The city lies on the edge of Ohio's extensive Amish country, particularly in Holmes and Wayne counties to the city's west and southwest. Canton is the largest municipality in the Canton-Massillon, OH Metropolitan Statistical Area, which includes all of Stark and Carroll counties. As of the 2010 Census, the population was 73,007, making Canton eighth among Ohio cities in population.
F...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$49,153 to $70,214
Canton, Ohio area prices
were up 1.3% from a year ago
were up 1.3% from a year ago
What does a Mortgage Credit Analyst do?
Mortgage Credit Analyst in Cleveland, OH
Analysts benefit from on-the-job training, online development tools and a culture that encourages continuing education.
November 27, 2019
Mortgage Credit Analyst in Brownsville, TX
The Mortgage Credit Analyst will work with loan officers, underwriters, closers, borrowers and referral sources to obtain accurate and timely loan information.
December 30, 2019
Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
January 27, 2020