Mortgage Credit Analyst jobs in Champaign, IL
Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Mortgage Credit Analyst jobs
Credit Analyst I
- First Mid
-
Mattoon, IL
FULL_TIME
-
Responsible for completion of loan credit analyses for new and existing commercial and ag loan relationships. Conduct financial statement review for loan officers, as well as comprehensive statement spreading.Responsibilities include, but are not limited to:
- Perform credit analyses and financial statement reviews on commercial and ag loan relationships.
- Create professional credit presentations that summarize borrower’s financial condition and evaluate repayment capacity and collateral coverage. Make recommendations, tied to analysis, to loan officers and/or loan committee.
- Monitor loan requests and assign risk ratings that are based on established written lending policies and regulatory guidelines.
- Research industry specific information from outside sources and provide analysis.
- Investigate all available sources of credit and financial information, including credit bureaus, Experian Business Credit, the Risk Management Association, industry trends and other companies.
- Review work of analysts and provide feedback.
- Meet with commercial customers of the Bank on a scheduled basis in conjunction with the loan officers to foster relationships and enhance the Bank’s understanding of credits.
- Complete credit administration tasks as assigned, including, but not limited to, annual reviews, financial covenant tracking, and borrowing base tracking.
- Complete required training associated with job function.
- Other duties and special projects as assigned.
QualificationsEducation/Experience:- Bachelor’s degree in Accounting, Finance, or Business Administration and/or commensurate banking experience.
- Knowledge of spreadsheet and word processing software, specifically Excel, Word, and Microsoft Office.
- Formal training in Microsoft Excel preferred.
Skills:- Detail-oriented
- Strong communication skills
- Analytical in nature
- Possess stronger than average time management, organization, and multi-tasking skills
- Business writing skills
- Comfortable in a team environment working with deadlines
First Mid Bancshares, Inc. is an Equal Opportunity/Affirmative Action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, gender identity, sexual orientation, protected veteran status, or any other applicable federal or state-protected classification.THIS JOB DESCRIPTION DOES NOT CONSTITUTE A CONTRACT FOR EMPLOYMENTHP123#LI-POST
- 20 Days Ago
Credit Analyst I
- First Mid
-
Champaign, IL
FULL_TIME
- Responsible for completion of loan credit analyses for new and existing commercial and ag loan relationships. Conduct financial statement review for loan officers, as well as comprehensive statement s...
- 20 Days Ago
Credit Analyst II
- First Mid
-
Champaign, IL
FULL_TIME
- Responsible for conducting in-depth credit analyses for new and existing commercial and ag loan relationships. Conduct financial statement review for loan officers, as well as comprehensive statement ...
- 3 Days Ago
Senior Credit Analyst
- First Mid
-
Champaign, IL
FULL_TIME
- Responsible for conducting in-depth credit analyses for new and existing commercial and ag loan relationships. Responsibilities include, but are not limited to: Perform credit analyses and financial s...
- 6 Days Ago
Senior Credit Analyst
- First Mid
-
Mattoon, IL
FULL_TIME
- Responsible for conducting in-depth credit analyses for new and existing commercial and ag loan relationships. Responsibilities include, but are not limited to: Perform credit analyses and financial s...
- 6 Days Ago
Mortgage Loan Officer/Originator
- Illinois National Bank
-
Champaign, IL
FULL_TIME
- Job Description: Summary: Examines, evaluates, and authorizes or recommends approval of customer applications for 1st Mortgage Real Estate loans, HELOC’s, and closed end second mortgages by performing...
- 22 Days Ago
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0 Mortgage Credit Analyst jobs found in Champaign, IL area
Manager - Treasury/Tax
- Stratum Med Inc
-
Champaign, IL
- Position Summary: The Manager of Treasury & Tax is responsible for the tax and finance operations of Carle hospitals and...
- 4/26/2024 12:00:00 AM
Financial Advisor
- Prudential Financial
-
Champaign, IL
- Are you an experienced Financial Advisor seeking an opportunity to serve your clients better? At Prudential Advisors, we...
- 4/26/2024 12:00:00 AM
Office: Billing/Financial Specialist
- Express Employment Professionals - Champaign
-
Champaign, IL
- We''re looking for an Oral & Maxillofacial Surgery candidate! If you have office management with accounting background a...
- 4/25/2024 12:00:00 AM
Consumer Business Risk and Compliance Manager | Consumer Lending
- Busey
-
Champaign, IL
- The Consumer Business Risk & Compliance Manager is responsible for developing, updating and/or facilitating the implemen...
- 4/24/2024 12:00:00 AM
Fuel Compliance Officer - 12 Month Roster
- Department Of The Treasury
-
Champaign, IL
- Duties WHAT IS THE SMALL BUSINESS SELF EMPLOYEDDIVISION DIVISION? A description of the business units can be found at: h...
- 4/24/2024 12:00:00 AM
Financial Advisor
- Prudential Financial
-
Champaign, IL
- Are you an experienced Financial Advisor seeking an opportunity to serve your clients better? At Prudential Advisors, we...
- 4/24/2024 12:00:00 AM
Chief Compliance Officer
- Midland States Bank
-
Champaign, IL
- At Midland States Bank, base salary is one component of our Total Rewards program. Exact compensation is determined by f...
- 4/23/2024 12:00:00 AM
Internal Revenue Agent (Senior Revenue Agent (Examiner) -12 MONTH ROSTER
- Department Of The Treasury
-
Champaign, IL
- Duties WHAT IS THE SBSE - SMALL BUSINESS SELF EMPLOYED DIVISION? A description of the business units can be found at: ht...
- 4/22/2024 12:00:00 AM
About Champaign, Illinois
Champaign (English: /ˌʃæmˈpeɪn/) is a city in Champaign County, Illinois, United States. The city is 135 miles (217 km) south of Chicago, 124 miles (200 km) west of Indianapolis, Indiana, and 178 mi (286 km) northeast of St. Louis, Missouri. The United States Census Bureau estimates the city was home to 87,432 people as of July 1, 2017. Champaign is the tenth-most populous city in Illinois, and the state's fourth-most populous city outside the Chicago metropolitan area. It is included in the Champaign–Urbana metropolitan area.
Champaign is notable for sharing the campus of the University of Il...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$50,617 to $72,305
Champaign, Illinois area prices
were up 1.3% from a year ago
were up 1.3% from a year ago
What does a Mortgage Credit Analyst do?
Mortgage Credit Analyst in Cleveland, OH
Analysts benefit from on-the-job training, online development tools and a culture that encourages continuing education.
November 27, 2019
Mortgage Credit Analyst in Brownsville, TX
The Mortgage Credit Analyst will work with loan officers, underwriters, closers, borrowers and referral sources to obtain accurate and timely loan information.
December 30, 2019
Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
January 27, 2020