Mortgage Credit Analyst jobs in Clearwater, FL

Why have a job when you can build a career?  We are proud to be defined by the excellent service and convenience offered to our members, as well as our diverse workforce and company culture. There are many reasons to work for MIDFLORIDA, which is probably why we were voted one of Florida Trend's "Best Places To Work."  MIDFLORIDA offers a positive team culture, an open-door management style, a commitment to diversity, stability, competitive benefits, and a career path with a growing, successful company! Join us on our mission to improve the financial well-being of our members!  

Inside Mortgage Loan Originators perform the following functions:

• Generating first mortgage real estate loans from the MIDFLORIDA field of membership
• Reviewing pre-qualifications to determine appropriate programs and products for clients
• Issuing prequalification letters and appropriate disclosures
• Processing referrals and online applications
• Reviewing credit reports and locking in loans with secondary market (if applicable)
• Auditing files for complete information and compliance with secondary market guidelines
• Providing good faith estimates, truth-in-lending, and other appropriate disclosures to borrowers within 3 business days of application

Qualifications include:

• Excellent service, communication, and organizational skills
• 3 years of government (FHA/VA/USDA) and conventional loan origination experience
• Advanced knowledge of Vero Beach real estate market
• Thorough understanding of Federal and State mortgage regulations
• Experience with loan underwriting and secondary market guidelines
• High School Diploma or equivalent is required

MIDFLORIDA Perks:

• Stability
• Opportunity for growth
• Paid time off and paid holidays
• Tuition assistance after 6 months of service
• 401K Plan with employer matching
• Health, Dental, and Vision Insurance - Generous and affordable plans for employee and family
• Employee Assistance Program- No waiting period to access benefit
• Salary and Bonuses – Bonus programs and annual appraisals with salary increase opportunities

This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S. If E-Verify cannot confirm that you are authorized to work, this employer is required to give you written instructions and an opportunity to contact Department of Homeland Security (DHS) or Social Security Administration (SSA) so you can begin to resolve the issue before the employer can take any action against you, including terminating your employment. Employers can only use E-Verify once you have accepted a job offer and completed the Form I-9.