Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
The Mortgage Loan Specialist will report to the SVP of Mortgage Lending. The scope of duties may include but are not limited to supporting the mortgage department personnel with all aspects associated with the mortgage loan process from origination to closing. To establish and maintain personal relationships with members, and to help guide and follow their mortgage loans from initial application through the loan closing process. As a Mortgage Lending professional, the Mortgage Loan Specialist is responsible for the preparation of closing instructions and performing company procedures required to close and fund residential mortgage loans in accordance with company and investor policies and requirements. An ideal candidate performs complex administrative duties, sends closing instructions in a timely manner, and thrives in a fast-paced environment. Further, the position requires the ability to communicate with other team members in a manner that enhances the member experience as well as promotes positive and healthy morale.
A successful candidate will be detail-oriented, able to multitask and maintain accurate closing schedules. 2-year minimum experience and knowledge of loan and deposit accounts preferred. High school diploma or equivalent.
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0 Mortgage Credit Analyst jobs found in Clovis, NM area