Mortgage Credit Analyst jobs in Dayton, OH

Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Credit Analyst
  • ITW
  • Troy, OH FULL_TIME
  • Company Description

    Hobart Service, an Illinois Tool Works Company, has been in business for over 125 years and is the trusted source for Commercial Food Equipment Service Solutions.  We have over 1,700 associates nationwide who serve as valued partners to our customers.  Our employees are dedicated to providing the best customer service, give back to the communities where they live and work, and demonstrate the ITW values of Integrity, Simplicity, Trust, Respect and Shared Risk.

    Job Description

    Hobart Service is seeking an experienced Credit Analyst. This position will support the organization in regard to Accounts Receivable in receiving timely responses on customer payments. This person must possess excellent customer service skills, ability to make 30-50 collection calls daily, manage a high level of confidentiality, and provide strong problem solving and analytical skills. 

    Qualifications

    Minimum Qualifications:

    • Associates Degree in Accounting, Finance, or Business, or 3 years’ in a collections, or similar experience. 
    • An understanding of billing, collections and receivable procedures.
    • Strong written and verbal communication skills.
    • A strong attention to detail and ability to complete job duties with a high degree of accuracy.
    • Must be able to work as part of a team with peers and leadership within the organization.

    Preferred Qualifications:

    • Active member of National Association of Credit Management
    • Completion of formal credit program
    • Knowledge of food industry and food industry operations
    • Comprehensive analysis of financial information and assessing the risk of offering credit to customers in accordance with established corporate policy and optimizing corporate profitability.
    • Maintain existing credit accounts on an on-going basis.  
    • File proofs of claim in bankruptcy conditions and negotiate “Preference” payment conditions.  

    Additional Information

    Why work for us?

    • Competitive pay
    • Great insurance options with low premiums
    • Paid vacation and holidays
    • 401K with company match
    • Extensive on-the-job, online, and classroom training
    • Service vehicle, uniforms, and safety equipment provided
    • Safety-conscious work environment

    Hobart Service is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status, or any other characteristic protected by law.


    ITW and Hobart Service are committed to providing a healthy and safe environment for all employees. To demonstrate this commitment, Hobart Service is tobacco-free (including e-cigarettes) on campuses and within company vehicles and maintains a drug-free workplace.


    If you are a qualified individual with a disability and are unable or limited in your ability to use or access the online application system process due to your disability, please contact Human Resources at [email protected] to request assistance. No other requests will be acknowledged.

    ITW is an equal opportunity employer. We value our colleagues’ unique perspectives, experiences and ideas and create workplaces where everyone can develop their careers and perform to their full potential. 

    As an equal employment opportunity employer, ITW is committed to equal employment opportunity and fair treatment for employees, beginning with the hiring process and continuing through all aspects of the employment relationship. 

    All qualified applicants will receive consideration for employment without regard to race, color, sex, gender identity, sexual orientation, religion, national origin, age, disability, protected Veteran status or any other characteristic protected by applicable federal, state, or local laws.  

  • 1 Day Ago

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Credit Analyst
  • Hobart Service
  • Troy, OH FULL_TIME
  • Company Description Hobart Service, an Illinois Tool Works Company, has been in business for over 125 years and is the trusted source for Commercial Food Equipment Service Solutions. We have over 1,70...
  • 1 Month Ago

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Mortgage Loan Originator
  • Superior Credit Union
  • Troy, OH FULL_TIME
  • Superior Credit Union is a member-owned financial cooperative providing banking and financialservices to our members in Ohio.Superior Credit Union is seeking a Mortgage Loan Originator for Troy, Miami...
  • 6 Days Ago

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Credit and Collections Analyst
  • ITW
  • Troy, OH FULL_TIME
  • Company DescriptionAt ITW Food Equipment Group, people and food are our passion. We believe great food brings people together, and the relationships we share feed our inspiration to be the best we can...
  • 1 Month Ago

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Credit and Collections Analyst
  • ITW Food Equipment Group
  • Troy, OH FULL_TIME
  • Company Description At ITW Food Equipment Group, people and food are our passion. We believe great food brings people together, and the relationships we share feed our inspiration to be the best we ca...
  • 1 Month Ago

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Collections Credit Analyst
  • R+L Carriers
  • Wilmington, OH FULL_TIME
  • Credit Collection Analyst, Starting $15.00 - $18.00 hr Full-Time, Monday - Friday, Various Shifts Earn 1 week of vacation after 90 days of employment Come and experience the difference with R L Carrie...
  • 2 Months Ago

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0 Mortgage Credit Analyst jobs found in Dayton, OH area

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Vice President Finance
  • Ciresi & Morek
  • Dayton, OH
  • We are currently assisting our client, a global company based in Dayton, OH, with a VP of Finance search. Reporting to t...
  • 4/18/2024 12:00:00 AM

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Controlling Analyst Intern
  • Mahle Inc
  • Dayton, OH
  • We move the world together. As an international leading development partner and supplier to the automotive industry, we ...
  • 4/18/2024 12:00:00 AM

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Senior Financial Analyst
  • Creative Financial Staffing
  • Miamisburg, OH
  • Job Title: Senior Financial Analyst Are you a seasoned financial expert with a sharp analytical mind and a track record ...
  • 4/18/2024 12:00:00 AM

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Telecom Financial Analyst
  • Cbts
  • Dayton, OH
  • CBTS is currently seeking a Telecom Financial Analyst for a position located in Dayton, OH. The Telecom Financial Analys...
  • 4/16/2024 12:00:00 AM

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Financial Representative
  • Northwestern Mutual
  • Dayton, OH
  • GET MORE OUT OF YOUR CAREER Choose a career where changing someone elses life for the better is also life-changing for y...
  • 4/16/2024 12:00:00 AM

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Financial Advisor
  • Prudential Financial
  • Dayton, OH
  • Take your career to the next level at Prudential Advisors! Change your life by helping others change theirs! We have an ...
  • 4/16/2024 12:00:00 AM

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Financial Representative
  • The Western and Southern Life Insurance Company
  • Miamisburg, OH
  • Explore Your Future at Western & Southern Life Do you have a desire to be part of a team of talented people who are driv...
  • 4/16/2024 12:00:00 AM

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Financial Representative
  • The Western And Southern Life Insurance Company
  • Miamisburg, OH
  • Explore Your Future at Western & Southern Life Do you have a desire to be part of a team of talented people who are driv...
  • 4/16/2024 12:00:00 AM

Dayton (/ˈdeɪtən/) is the sixth-largest city in the state of Ohio and the county seat of Montgomery County. A small part of the city extends into Greene County. The 2017 U.S. census estimate put the city population at 140,371, while Greater Dayton was estimated to be at 803,416 residents. This makes Dayton the fourth-largest metropolitan area in Ohio and 63rd in the United States. Dayton is within Ohio's Miami Valley region, just north of Greater Cincinnati. Ohio's borders are within 500 miles (800 km) of roughly 60 percent of the country's population and manufacturing infrastructure, making t...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$50,721 to $72,454
Dayton, Ohio area prices
were up 1.3% from a year ago

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Analysts benefit from on-the-job training, online development tools and a culture that encourages continuing education.
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Become an expert on our internal credit and cash flow models.
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