Mortgage Credit Analyst jobs in Eugene, OR

Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Mortgage Lending Production Manager
  • Oregon Community Credit Union
  • Eugene, OR FULL_TIME
  • Pay range: $90,918.07 - $112,310.56 annually, plus a sales incentive plan.

    Location: Eugene, OR - This position is hybrid (both remote and on-site) in Oregon.

    OCCU is here to enrich lives. We do this by hiring tenacious, humble, and big-hearted individuals who are driven to work hard; contribute to an outstanding member experience; support their community through volunteering and advocating for community needs and are dedicated to their own individual growth and development.

    As the Mortgage Lending Production Manager, you will provide leadership and vision by creating objectives to meet strategic initiatives of OCCU; delivered through a strong production team. You will oversee the day-to-day operations of the Mortgage Production and Business Development team. This manager pro-actively drives production through community engagement, networking events and business partnerships. They monitor market conditions and trends and recommend enhancements to procedures and loan programs.

    As a leader you will:

    • Hire, schedule, develop, mentor, coach and assess assigned team members which results in a high functioning and effective organization that results in a competitive advantage of providing best in class member service.
    • Develop goals for each team member which align with organization goals.
    • Oversee performance management with the guidance and assistance of Human Resources if it moves into disciplinary action.
    • Conduct regular feedback and development meetings with all assigned team members.
    • Maintain a cohesive, highly trained, and motivated team who effectively meet daily department demand and long-term organizational goals.
    • Provide consistent communication to their teams to ensure they understand the objectives and organizational goals and how each contributes to these.’
    • Lead team members through change management effectively when required.
    • Establish and maintain commitments and professional business relationships with team members, members, vendors, the community, professional organizations and credit union trade organizations.
    • Play a positive role in the development and growth of assigned team members through excellent communication skills, both verbal and written, along with strong delegation skills assuring a highly effective, cross-trained staff.
    • Embrace their own learning and development and always look for ways to become an even more effective leader.
    • Use self-awareness and communication skills to effectively collaborate with other departments and areas.

    Every day you will:

    • Ensure loans are originated and processed according to program and internal guidelines in compliance with OCCU and secondary market standards.
    • Drive mortgage production while ensuring a high level of member service.
    • Track performance objectives for Production team.
    • Drive an accelerated sales culture in the region by ensuring accountability for results through execution of the sales and sales management process and effective coaching practices.
    • Possess and utilize expert knowledge of sales techniques and strategies.
    • Facilitate and deliver sales training, sales contests and the creation of marketing materials.
    • Actively engage with business partners and prospective partners through networking events and other relevant opportunities.
    • Effectively assist team with resolving member complaints within a timely fashion.
    • Effectively assist team with file troubleshooting, scenarios and deal structuring.
    • Review pipelines to ensure that all contingency, rate lock and closing dates are met.
    • Ensure all internal service-level agreements are met.
    • Monitor individual team member’s file assignments to ensure equitable distribution and maintain capacity targets.
    • Conduct weekly pipeline reviews and monthly production meetings with team members.
    • Analyze current process flow to identify change and improvement opportunities.
    • Assist with reports, procedures, presentations, and other projects as requested.
    • Operate under regulation, quality control and department required timelines. Identify and communicate issues which may prevent reaching these timelines.
    • Create and implement action plans for continuous improvement based on quality and efficiency audits, investor feedback, regulatory changes and requirements, and compliance and QC audits.
    • Conduct loan level review to evaluate quality and consistency in processor files as submitted to closing. Work with mortgage management team members to correct deficiencies and improve quality.
    • Act as a liaison to investors. Manage relations with correspondent lenders, brokers, and other business partners.
    • Provide backup support to all areas of the team as needed.
    • Responsible for maintaining a high level of proficiency on Consumer Financial Protection Bureau (CFPB), Federal, State, Agency and investor requirements, as well as internal compliance and quality policies and procedures.
    • Ensure effective and timely implementation of all changes to compliance policies and procedures.
    • Must follow all State & Federal credit union and mortgage lending regulatory compliance requirements and complete annual training as necessary.
    • Must be able to obtain & maintain NMLS registry.
    • Maintain the highest level of confidentiality regarding all sensitive, confidential, and proprietary credit union information.
    • Ensure HMDA information is accurately recorded, and all relevant guidelines, procedures and policies are followed in a consistent and accurate manner at all times. Take action if it is determined that staff are not complying with HMDA protocols.

    To thrive in this role, you must have:

    • Strong knowledge of mortgage lending business processes.
    • A minimum of ten years of mortgage sales/origination.
    • A minimum of 3 years of mortgage business development, coaching and mentoring or leading mortgage production teams.
    • Experience with GSE standard guidelines, FHA/VA/ODVA and USDA guidelines.
    • Knowledge regarding federal and state regulations impacting the mortgage industry.

    Bachelor’s degree required and/or demonstrated experience driving measurable business outcomes.

    Qualified candidates for this position will have the relevant education and experience necessary to perform the essential functions and meet the minimum performance expectations for this position with or without accommodation.

    OCCU offers a robust compensation and benefits package including:

    • Low-cost medical, dental, and vision insurance.
    • 401(k) retirement plan with employer match.
    • Paid time off in addition to 12 paid holidays.
    • Tuition reimbursement for eligible education and training.
    • Company-paid short-term and long-term disability.

    OCCU is an Equal Opportunity Employer.

  • 1 Month Ago

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Mortgage Loan Processor
  • First Community Credit Union of Oregon
  • Coquille, OR FULL_TIME
  • You are a perfect match for our Credit Union! The Mortgage Loan Processor position is a key role at First Community and affords a rewarding career with competitive pay and excellent benefits. Opportun...
  • 18 Days Ago

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Credit Analyst Intern
  • Summit Bank
  • Eugene, OR INTERN
  • TITLE: Credit Analyst Intern REPORTS TO: SVP, Commercial Banking Team LeaderFLSA: Non-Exempt CATEGORY: Part Time (10- 20 hours per week), Onsite SUMMARYThe Credit Analyst Intern provides support to th...
  • 16 Days Ago

J
Mortgage Loan Originator
  • Jet Direct Mortgage
  • Eugene, OR FULL_TIME
  • MORTGAGE LOAN ORIGINATOR All Mortgage Lenders talk about their competitive compensation, quick turn times, in house products, etc. Sure we all have those, but why focus on the things that are a given ...
  • 23 Days Ago

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Retail Mortgage Loan Officer
  • Mutual of Omaha Mortgage
  • Eugene, OR FULL_TIME
  • Are you currently a productive loan officer wanting to take your business to the next level? If so, join the team at Mutual of Omaha Mortgage. We are part of the iconic brand and nationally recognized...
  • 23 Days Ago

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Reverse Mortgage Originator Development Program
  • Mutual of Omaha Mortgage
  • Eugene, OR FULL_TIME
  • This is a great opportunity to launch your career into the reverse mortgage industry with our 12-month development program.Come join the winning team, with over 100 years of success and stability. We ...
  • 18 Days Ago

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0 Mortgage Credit Analyst jobs found in Eugene, OR area

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Junior chemist
  • Intelliswift Software
  • Eugene, OR
  • Job Title – Junior Chemist Location - Eugene, OR Duration – 12 months Job Description : What will you do? • Manufacture ...
  • 3/28/2024 12:00:00 AM

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Revenue Managment Specialist
  • Favorite Healthcare Staffing
  • Corvallis, OR
  • A hospital located in Corvallis, OR is currently seeking a qualified Revenue Management Specialist to join their team fu...
  • 3/27/2024 12:00:00 AM

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Director of Finance
  • Life Sciences Recruiting Group
  • Corvallis, OR
  • Job Description Job Description This is a rare opportunity to join a fast growing local telecommunications company as th...
  • 3/27/2024 12:00:00 AM

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Personal Banker Mohawk Centennial
  • WELLS FARGO BANK
  • Springfield, OR
  • Why Wells Fargo: Are you ready for the next step in your career? This is where it begins - at a company known for our "W...
  • 3/27/2024 12:00:00 AM

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Personal Banker - Roving Tri Counties North District
  • WELLS FARGO BANK
  • Springfield, OR
  • Why Wells Fargo: Are you ready for the next step in your career? This is where it begins - at a company known for our "W...
  • 3/25/2024 12:00:00 AM

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Personal Banker - Roving Tri Counties North District
  • WELLS FARGO BANK
  • Eugene, OR
  • Why Wells Fargo: Are you ready for the next step in your career? This is where it begins - at a company known for our "W...
  • 3/25/2024 12:00:00 AM

H
Mortgage and Banking Research Associate
  • Heitman Analytics
  • Eugene, OR
  • Job Description Job Description Local company seeking a Data Mining Analyst to be an active member of our leading team p...
  • 3/24/2024 12:00:00 AM

E
Branch Office Administrator
  • Edward Jones
  • Lebanon, OR
  • Would you call yourself a relationship builder, a problem solver or a critical thinker? If you answered yes, we need you...
  • 3/18/2024 12:00:00 AM

According to the United States Census Bureau, the city has a total area of 43.74 square miles (113.29 km2), of which 43.72 square miles (113.23 km2) is land and 0.02 square miles (0.05 km2) is water. Eugene is at an elevation of 426 feet (130 m). To the north of downtown is Skinner Butte. Northeast of the city is the Coburg Hills. Spencer Butte is a prominent landmark south of the city. Mount Pisgah is southeast of Eugene and includes Mount Pisgah Arboretum and Howard Buford Recreation Area, a Lane County Park. Eugene is surrounded by foothills and forests to the south, east, and west, while t...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$51,341 to $73,332
Eugene, Oregon area prices
were up 2.5% from a year ago

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