Mortgage Credit Analyst jobs in Fairbanks, AK
Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Mortgage Credit Analyst jobs
- Global Credit Union
-
Fairbanks, AK
FULL_TIME
-
Overview
Reports To: Varies by location
Primary Functions: Originate mortgage loans and promote related programs within the real estate profession and through personal networks.
Duties and Responsibilities:
- Market mortgage loan programs to the real estate sales industry and to personal contacts.
- Develop and maintain loan referral relationships with professionals in real estate, accounting, legal and financial planning fields.
- Interview buyer/applicants and originate investor mortgage loans. Accept applications and input them to the origination system, provide required estimates and disclosures, and gather required documentation and fees to process mortgage loans.
- Ensure all loans are originated, disclosed and/or re-directed accurately and timely within all established regulatory compliance requirements and timeframes.
- Ensure accurate processing is completed in a timely manner and prepare for submission to underwriting.
- If the loan is approved, take final steps to ensure a smooth closing. If the loan is declined, verbally advise the borrower and issue applicable refunds. Return any documents not pertaining to credit.
- Conduct sales presentations for Realtors as necessary to enhance business relations.
- Perform other duties as assigned.
- Short-term and long-term incentives
- Comprehensive medical, dental and vision insurance plan that has HSA and FSA options
- 401(k) plan with a 5% match
- Employee Assistance Program (EAP)
- Life and disability coverage
- Voluntary cash benefits for accident, hospitalization and critical illness
- Tuition Reimbursement
- Generous leave programs to include Paid Time Off accrual, Paid Sick Leave, Paid Holidays
- Click here to view Global’s comprehensive Benefits Programs.
- 1 Month Ago
Qualifications
Education: Bachelors degree in Business Administration with advanced industry courses in real estate lending.
Creditable Experience in Lieu of Education: Two years of real estate lending experience with at least one year at the loan officer/originator level. Advanced industry courses in real estate lending.
Experience/Skills: Strong attention to detail and ability to perform industry related analysis required. Strong selling and communication skills. A good working knowledge of all aspects of real estate lending including knowledge of all applicable laws, regulations and programs. Proven ability to develop sources of mortgage loan application business.
Tenure: Not Applicable
Compensation
Mortgage Loan Originator (Category 19)
Salary Pay Range: $22,000 - $33,000 annually. Starting base salary will be determined based on candidate experience, qualifications, education, and local or state wage requirements, if applicable and will fall within the range provided above. This position is eligible for performance-based commission.
In accordance with our Salary Administration policy, new hire base salaries generally fall within the minimum to midpoint of the listed range.
Benefits
Equal Opportunity Employer
- FAR Inspections
-
Fairbanks, AK
CONTRACTOR
- FAR Inspections is looking for highly motivated individuals to perform residential occupancy verifications on behalf of mortgage lenders.Independent contractors earn predictable full-time or supplemen...
- 1 Month Ago
- University of Alaska
-
Kotzebue, AK
TEMPORARY
- Job Number:524978 Classification:Temporary Faculty - Credit Grade:Adjunct Faculty Grade 10 Work type:Adjunct Faculty Administrative Unit:University of Alaska Fairbanks School/Business unit:UAF Chukchi...
- 3 Days Ago
- University of Alaska - External Careers
-
Fairbanks, AK
TEMPORARY
- Knowledge, Skills, Abilities: Candidates will be evaluated on suitability of their academic preparation, past research experience. Expertise and experience relevant to the effective research needs of ...
- 6 Days Ago
- Global Credit Union
-
Fairbanks, AK
FULL_TIME
- Overview Reports To: Assistant Member Service Center Team Manager Primary Functions: Answer member telephone inquiries and provide excellent member service. Post or record and forward transactions to ...
- 17 Days Ago
- Nuvision Federal Credit Union
-
Fairbanks, AK
FULL_TIME
- Sign-on bonus available for external applicants! Contact us today to learn more! The RS I position exists in branches having a cash operation. Under general supervision, the RS I performs a wide varie...
- 20 Days Ago
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0 Mortgage Credit Analyst jobs found in Fairbanks, AK area
- InterContinental Hotels
-
Fort Wainwright, AK
- InterContinental Hotels - Hotel [Housekeeper / Cleaner] As a Room Attendant at InterContinental Hotels, you'll: Clean gu...
- 4/24/2024 12:00:00 AM
- Walmart
-
Fort Wainwright, AK
- **Job Summary:** As a Shipping Associate at Walmart, you will be responsible for efficiently and accurately preparing me...
- 4/24/2024 12:00:00 AM
- General Dynamics Information Technology
-
Fort Wainwright, AK
- General Dynamics Information Technology (GDIT) is looking for a System Support Specialist for JSMC-IP/ MTCCS at our Ft W...
- 4/24/2024 12:00:00 AM
- Army Installation Management Command
-
Fort Wainwright, AK
- Summary This position is located with Birch Hill Ski & Snowboard Area on Fort Wainwright, Alaska. Up to 25% recruitment ...
- 4/23/2024 12:00:00 AM
- Hyperion Biotechnology
-
Fort Wainwright, AK
- Hyperion Biotechnology, Inc. has been providing services to federal government customers for over 20 years. Our customer...
- 4/23/2024 12:00:00 AM
- Department Of The Treasury
-
Fairbanks, AK
- Duties WHAT IS THE WHISTLEBLOWER OFFICE (WBO) DIVISION? A description of the business units can be found at: https://www...
- 4/22/2024 12:00:00 AM
- Department Of The Treasury
-
Fairbanks, AK
- Duties WHAT IS THE SBSE - SMALL BUSINESS SELF EMPLOYED DIVISION? A description of the business units can be found at: ht...
- 4/22/2024 12:00:00 AM
- Edward Jones
-
Fairbanks, AK
- Would you call yourself a relationship builder, a problem solver or a critical thinker? If you answered yes, we need you...
- 3/13/2024 12:00:00 AM
About Fairbanks, Alaska
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