Mortgage Credit Analyst jobs in Farmington, NM

Credit Analyst

The New Mexico Finance Authority (NMFA) in Santa Fe is seeking a Commercial Credit Analyst to join our team responsible for public and private lending activities as legislated by the State. The credit analysis varies by program, but typically involves working in concert with NMFA’s lending team to analyze historical financials (audits and where appropriate, tax returns), and to calculate the relevant debt service coverage ratios and other elements of the policies and underwriting processes, including preparing a credit summary narrative and assisting in assigning a risk rating to each transaction.

Reporting to the Managing Director of Credit, the commercial credit analyst works collaboratively with regional finance managers, other credit analysts, internal and external legal counsel, and NMFA client services to support the underwriting, structuring, approval, and monitoring of a variety of commercial (public and private) loan products and programs.

The NMFA is a government instrumentality whose mission is to advance New Mexico by financing impactful, well-planned projects. This is an exceptional opportunity for candidates motivated by the mission of NMFA. Credit analysts work with a variety of issuers throughout the state, from public municipalities to private businesses, and across a multitude of sectors including infrastructure, education, water and wastewater infrastructure, utilities, healthcare, hospitality, retail, and agriculture. This position offers excellent transaction experience and opportunities to contribute to enhancing NMFA’s approach to commercial credit risk management.

The ideal candidate will possess a bachelor’s degree in business, finance, or accounting and 3- 5 years’ professional experience in investment and/or commercial banking, public accounting, finance or asset management. The candidate must possess strong technical skills particularly in the areas of cash flow analysis and the interpretation of a variety of financial reports and statements. The successful candidate must demonstrate attention to detail and must be able to effectively prioritize across multiple projects while meeting deadlines. In addition to performing financial analyses, the successful candidate will be expected to draft written reports and to effectively communicate, verbally and in writing, analytically based findings and conclusions to team members and in Committee/Board presentations.

Interested and qualified candidates are invited to submit a cover letter and resume to the attention of the HR Director, New Mexico Finance Authority, 207 Shelby St., Santa Fe, NM 87501. Thank you.

Job Type: Full-time

Pay: $70,000.00 - $75,000.00 per year

Benefits:

• 401(k) matching
• Dental insurance
• Employee assistance program
• Flexible schedule
• Flexible spending account
• Health insurance
• Life insurance
• Paid time off
• Professional development assistance
• Retirement plan
• Tuition reimbursement
• Vision insurance

Schedule:

• 8 hour shift
• Monday to Friday
• Overtime

Application Question(s):

• Will you now or in the future require sponsorship for employment visa status.

Education:

• Bachelor's (Preferred)

Experience:

• Finance: 4 years (Preferred)
• Commercial banking: 4 years (Preferred)
• Investment banking: 4 years (Preferred)
• Cash flow analysis: 4 years (Preferred)
• Financial report interpretation: 4 years (Preferred)

License/Certification:

• Driver's License (Preferred)

Work Location: Hybrid remote in Santa Fe, NM 87501