Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
GENERAL FUNCTION OF CREDIT ANALYST
Responsible for spreading and analyzing financial statements of commercial customers which include calling lenders to collect additional financial information.
MAJOR DUTIES AND RESPONSIBILITIES OF CREDIT ANALYST
Analyst (85%)
Compliance (15%)
ADDITIONAL RESPONSIBILITIES OF CREDIT ANALYST
JOB QUALIFICATIONS OF CREDIT ANALYST
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0 Mortgage Credit Analyst jobs found in Florence, AL area