Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Title: Mortgage Loan Originator
Location:9700 Kingston Pike Suite 24
The purpose of this position is to expand the credit union's residential mortgage loan portfolio by cultivating new and existing relationships, assisting potential borrowers to choose the right mortgage product, and advising borrowers throughout the mortgage process. This position provides prompt, professional and courteous support and assistance to internal departments, retail branches and members.
ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.
PERFORMANCE STANDARDS:
Mortgage Development Specialists exhibit excellent communication skills by listening to members' needs and offering expert advice on products and services in a positive, friendly manner in order to build lasting relationships with members. Mortgage Development Specialists also exhibit patience and empathy and are responsive when dealing with members and employees. Successful Mortgage Development Specialists will be focused, well-organized individuals, with the ability to think on their feet. They will be comfortable in a sales environment and will demonstrate a strong sales ability by identifying products and services that meet member needs. They will consistently achieve referral and/or sales goals. Charisma, a team spirit, and the ability to work in a dynamic environment are essential. Mortgage Development Specialists are able to think creatively to find solutions and are motivated to take initiative as appropriate.
SUPERVISORY RESPONSIBILITIES:
No supervisory responsibilities required.
MINIMUM REQUIREMENTS:
EDUCATION/EXPERIENCE:
Associates degree; plus one to three years' related experience in sales and lending services; or an equivalent combination of education and experience.
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0 Mortgage Credit Analyst jobs found in Knoxville, TN area