Mortgage Credit Analyst jobs in Lafayette, LA

Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

F
Mortgage Field Services Inspector
  • FAR Inspections
  • Breaux Bridge, LA CONTRACTOR
  • FAR Inspections is looking for highly motivated individuals to perform residential occupancy verifications on behalf of mortgage lenders.

    Independent contractors earn predictable full-time or supplemental income and enjoy a flexible schedule. Experience with mortgage field inspections is not required but an ability to effectively manage time and meet deadlines is crucial. Based in Reno, NV, FAR Inspections has been in business for over 9 years. Please visit our website to learn more.

    What is an Occupancy Verification?

    Mortgage lenders require periodic updates on their properties and to do this they send out independent contractors. The purpose of the property inspection is:

    1. To verify property occupancy.
    2. To report on the general condition of the property using a mobile application.
    3. Most inspections are exterior only. About 10% require interior photos after the property has gone
      vacant.

    We contract with inspectors at a county level. This means that you would be responsible to complete all inspections in your county. In some cases, you will split the county with another inspector if there is enough volume for two inspectors.

    Responsibilities

    • Most common type of inspection should only take 5-6 minutes.

    • Complete the inspection within 4 days after it is assigned

    • Report general property conditions and make a determination of occupancy based on industry standards.

    • Take 9 photos of the property with brief comments.

    • Complete a short form in an app

    • Requires being able to spend extended periods of time driving while making numerous stops during the day in the assigned territory.

    Requirements (to be considered you must have the following):

    • Computer with an internet connection

    • Reliable vehicle (good gas mileage is a plus as you will be paying for your own gas)

    • Smartphone (Android or iPhone)

    • Printer

    • Pass a standard background check using a valid driver's license

    Pay and Hours

    • This is a 1099 position. Each inspection has a flat rate. Rates vary based on county and volume. Although you are paid per inspection, you will earn the equivalent of $20-$30 per hour.

    • Depending on a county and if it is urban or rural you will complete anywhere from 20-500 inspections per month working 2-30 hours per week. Lower volume counties have higher rates and higher volume counties have lower rates. There is no set amount of inspections per month, but the work is consistent month-to-month.

    • Earn more as you become established, have greater availability to inspect or are willing to cover a larger territory.

    • No additional mileage reimbursement above the flat fee per inspection.

  • Just Posted

F
Mortgage Field Services Inspector
  • FAR Inspections
  • Ville Platte, LA CONTRACTOR
  • FAR Inspections is looking for highly motivated individuals to perform residential occupancy verifications on behalf of mortgage lenders.Independent contractors earn predictable full-time or supplemen...
  • 1 Day Ago

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Mortgage Loan Officer
  • First Horizon
  • Lafayette, LA FULL_TIME
  • Location: On site at location listed in job posting. Summary Do you want to help people in one of the biggest purchases of their lives? Being a mortgage loan officer is a meaningful role for you to as...
  • 6 Days Ago

G
Mortgage Occupancy Field Inspector
  • GIS Field Services
  • Crowley, LA FULL_TIME
  • GIS Field Services, Inc. is looking to hire a Mortgage Occupancy Field Inspector to perform residential property inspections on behalf of mortgage lenders. Our inspectors enjoy a flexible schedule whi...
  • 11 Days Ago

F
Mortgage Field Services Inspector
  • FAR Inspections
  • Abbeville, LA CONTRACTOR
  • FAR Inspections is looking for highly motivated individuals to perform residential occupancy verifications on behalf of mortgage lenders.Independent contractors earn predictable full-time or supplemen...
  • 1 Month Ago

F
Mortgage Field Services Inspector
  • FAR Inspections
  • Crowley, LA CONTRACTOR
  • FAR Inspections is looking for highly motivated individuals to perform residential occupancy verifications on behalf of mortgage lenders.Independent contractors earn predictable full-time or supplemen...
  • 1 Month Ago

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0 Mortgage Credit Analyst jobs found in Lafayette, LA area

C
Branch Manager- $21.67 to $22.67 Per Hour
  • Cash Cow - Louisiana
  • Lafayette, LA
  • Job Scope: Produces consistent customer and financial growth through effective lending, sales, and collection practices....
  • 4/26/2024 12:00:00 AM

H
Financial Manager Medical & Aesthetic Private Practice
  • Hubbell Dermatology & Aesthetics
  • Lafayette, LA
  • Job Description Job Description Position Title: Financial Manager of Private Medical & Aesthetic Practice Position Summa...
  • 4/25/2024 12:00:00 AM

P
Financial Advisor
  • Prudential Financial
  • Lafayette, LA
  • We are looking for Experienced Advisors to join our Team at Southern Financial Group! You've built a successful practice...
  • 4/25/2024 12:00:00 AM

R
Assistant Branch Manager
  • Regional Finance
  • Lafayette, LA
  • Are you ready to take your career to the next level? Regional strives to positively impact the financial lives of our cu...
  • 4/24/2024 12:00:00 AM

D
Fuel Compliance Officer - 12 Month Roster
  • Department Of The Treasury
  • Lafayette, LA
  • DutiesWHAT IS THE SMALL BUSINESS SELF EMPLOYEDDIVISION DIVISION?A description of the business units can be found at: htt...
  • 4/24/2024 12:00:00 AM

F
Financial Counselor
  • Franciscan Missionaries Of Our Lady Health System Inc
  • Lafayette, LA
  • What Makes Us Different?With Our Lady of Lourdes, we offer career opportunities for people who have a calling to share t...
  • 4/23/2024 12:00:00 AM

P
Financial Advisor
  • Prudential Financial
  • Lafayette, LA
  • We are looking for Experienced Advisors to join our Team at Southern Financial Group! You've built a successful practice...
  • 4/22/2024 12:00:00 AM

G
FINANCIAL ADVISOR
  • Gulf Coast Bank
  • Lafayette, LA
  • Job Description Job Description Founded in Abbeville, LA in 1971, Gulf Coast Bank is known throughout Acadiana for getti...
  • 4/22/2024 12:00:00 AM

Lafayette is located at 30°13′N 92°2′W / 30.217°N 92.033°W / 30.217; -92.033 (30.2139, −92.0294) and has an elevation of 36 feet (11.0 m). According to the United States Census Bureau, the city has a total area of 49.2 square miles (127 km2), of which 49.1 square miles (127 km2) is land and 0.1 square miles (0.26 km2) (0.19%) is water. Lafayette is located on the West Gulf Coastal Plain. The site was part of the seabed during the earlier Quaternary Period. During this time, the Mississippi River cut a 325-foot-deep (99 m) valley between what is now Lafayette and Baton Rouge. This valley was...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$47,689 to $68,122
Lafayette, Louisiana area prices
were up 1.2% from a year ago

Mortgage Credit Analyst in Cleveland, OH
Analysts benefit from on-the-job training, online development tools and a culture that encourages continuing education.
November 27, 2019
Mortgage Credit Analyst in Brownsville, TX
The Mortgage Credit Analyst will work with loan officers, underwriters, closers, borrowers and referral sources to obtain accurate and timely loan information.
December 30, 2019
Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
January 27, 2020