Mortgage Credit Analyst jobs in Lake Charles, LA

Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Credit analyst
  • Zero Zone, Inc
  • Iowa, LA FULL_TIME
  • Have you ever gone into a grocery store or convenience store for things like milk, bagged salads, or frozen pizza? The coolers and freezers you find those and other food products in are what we do!! Zero Zone is a manufacturer of reach-in and open refrigerated and frozen food display cases as well as the refrigeration systems that work behind the scenes to cool the cases, keeping the food fresh! We also make powerful industrial refrigeration systems for food warehousing, pharmaceuticals, and even ice rinks!Our company is structured across 2 divisions the

    Display Case Division , located in North Prairie, WI, Waukesha, WI, and Mukwonago, WI and the

    Refrigeration Systems Division , located in Ramsey, MN and Dyersville, IA.What Are We Like?At Zero Zone, you will be a valued member of the Zero Zone team, able to take ownership of your own career path.

    We believe in hard work, teamwork, collaboration, and respect, and we have grown through dedication to our Purpose : Preserving customer valuables through refrigeration.

    For over 60 years, we have been a leader in refrigeration, and our people are well known for exceptional customer service.

    We also believe we are the COOLEST coworkers (pun intended)! This is an opportunity for you to make a difference in the refrigeration industry with one of the top leading manufacturers in the country!

    Come grow with us!!What Can We Offer You?Vacation and Personal Hours (after only 30 days!)Competitive Wages401k and Profit Sharing10 Paid HolidaysFlexible SchedulesCasual Dress CodeWellness Programs and IncentivesSteel Toe ReimbursementEmployee Engagement ProgramsOne-time Home Computer ReimbursementAnd more!What Will You Do?

    Typical responsibilities include but are not limited to greeting guests, managing incoming calls, maintaining office supplies, assisting with recruiting and other HR administrative tasks, and supporting the production team in miscellaneous tasks, projects, and events.

    NOTE : This position does not qualify for visa sponsorship.JOB SUMMARY : Under the directions of the Controller, the Credit & Collections Analyst will investigate the credit status of prospective, new, and present customers.

    The Credit & Collections Analyst will establish and process such ratings as to credit to conform to the company’s credit policy while maintaining customer data and implementing collection procedures and preparing status reports.

    KEY RESPONSIBILITIES : Analyze credit data and references for customers to identify the degree of risk involved in extending credit and setting payment termsUpdate credit holds daily for production and shipping departmentsActively pursue collections on all past dues and lien waiver filingsPerform reporting activities according to specific deadlines such as aging reports to customers, as well as additional customer required reportingPropose and generate AR adjustments as neededCommunicate and resolve issues cross-functionally with customers, Regional Sales Managers, Sales Rep’s, and internal departmentsFacilitate credit card customer payments for parts ordersInvestigate and resolve credit and collections issues and errorsIdentify opportunities for improving business processes, enhancing cash flow and reducing costsREQUIREMENTS FOR EFFECTIVE PERFORMANCE : Bachelor’s degree in accounting WITH one to three years of progressively responsible related experience OR equivalent combination of both.

    SKILLS / ABILITIES / SPECIFICATIONSAbility to comprehend simple instructions, short correspondence, and memos. Ability to effectively communicate one-on-one and in group settings with customers as well as other employees within the organization.

    Ability to apply common sense understanding to carry out detailed but uninvolved written or oral instructions. Must have sound judgment in making non-routine choices within established guidelines with minimal supervision.PHYSICAL & BEHAVIORAL :

    Reasonable accommodations may be made to enable individuals with disabilities to perform these functions : Regularly required to stand or walk;

    talk or hear; use hands to finger, handle, or feel objects.Specific vision abilities required by this job include close vision, distance vision, peripheral vision, depth perception, and ability to adjust focus.

    Requires the use of safety glasses and steel-toed safety shoes whenever in production areas.Zero Zone expects all employees to behave and communicate in a manner which will facilitate good relations with customers, clients, co-workers, and supervisors : maintaining a positive work atmosphere

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    Last updated : 2024-04-05

  • 8 Days Ago

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Credit specialist
  • Music Heads Africa
  • Iowa, LA FULL_TIME
  • This position is only open to candidates 18 years or older living in Iowa or Wisconsin.*Credit Specialist job responsibilities include maintaining positive customer relations while answering incoming ...
  • 8 Days Ago

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Take Photos of Houses
  • National Mortgage Field Services
  • Cameron, LA FULL_TIME
  • Job DescriptionJob DescriptionGreat job for Uber Drivers, Lyft, Door Dash, Uber Eats, Pizza delivery, etc.What Do Mortgage Field Service Contractors Do?By law, mortgage companies and banks are require...
  • 16 Days Ago

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Loan Officer
  • Louisiana Mortgage Associates
  • Charles, LA FULL_TIME
  • Loan Officer - Sales RepresentativeUS Financial Group Inc. is a Mortgage Broker offering conforming, subprime, VA, RD,and FHA loans statewide with locations in Lake Charles, Sulphur, Lafayette, and Ba...
  • 18 Days Ago

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Marketing/Call Center
  • Louisiana Mortgage Associates
  • Charles, LA FULL_TIME
  • Marketing / PR Marketing, social media, call center duties US Financial Group Inc. is a leading Mortgage Broker offering conforming, VA, RD, and FHA loans statewide with locations in Lake Charles, Sul...
  • 19 Days Ago

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ASST MANAGER CAGE & CREDIT
  • Delta Downs
  • Vinton, LA FULL_TIME
  • Position Description: Assist the Cage/Credit Manager in protecting all Casino Cage and Credit assets. Manage all supervisors and assistant supervisors directly. Work and interact with the Cage/Credit ...
  • 5 Days Ago

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0 Mortgage Credit Analyst jobs found in Lake Charles, LA area

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Respiratory Therapist, Respiratory - PRN
  • Christus Health
  • Lake Charles, LA
  • Description Summary: Responsible for the pulmonary care of critical, non-critical, and chronically ill adult, pediatric,...
  • 4/15/2024 12:00:00 AM

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Recruiter I - Ochsner ST Patrick Hospital
  • Christus Health
  • Lake Charles, LA
  • Description Summary: The Recruiter I is responsible for recruiting, screening and interviewing applicants for profession...
  • 4/15/2024 12:00:00 AM

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PCG Branch Manager (R)
  • Wells Fargo & Co.
  • Lake Charles, LA
  • **PCG Branch Manager (R)** Location: Lake Charles, Louisiana **Job ID** R-109909 **About this role:** Wells Fargo is see...
  • 4/15/2024 12:00:00 AM

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Patient Access Representative, Scheduling - Part Time
  • Christus Health
  • Lake Charles, LA
  • Description Summary: Patient Access / Pre-Access Representatives facilitate a welcome and easy access to the facility an...
  • 4/15/2024 12:00:00 AM

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RN, Med-Surg Stroke/Renal-Full Time
  • Christus Health
  • Lake Charles, LA
  • Description Summary: Unit 31 is a 32-bed acute medical surgical unit specializing in renal, stroke and urology patients....
  • 4/15/2024 12:00:00 AM

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Optometrist
  • Doctor's Exchange of Louisiana PC
  • Lake Charles, LA
  • Company Description At our practice, we believe that the optometrist is the hero of primary eye care, enabling and safeg...
  • 4/15/2024 12:00:00 AM

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Financial Advisor
  • Prudential Financial
  • Lake Charles, LA
  • We are looking for Experienced Advisors to join our Team at Southern Financial Group! You've built a successful practice...
  • 4/14/2024 12:00:00 AM

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Assistant Branch Manager & Management Hire
  • Under Armour
  • Iowa, LA
  • Responsibilities The Assistant Store Manager supports the Store Manager in the daily operations of the store This includ...
  • 4/14/2024 12:00:00 AM

Lake Charles (French: Lac Charles) is the fifth-largest incorporated city in the U.S. state of Louisiana, located on Lake Charles, Prien Lake, and the Calcasieu River. Founded in 1861 in Calcasieu Parish, it is a major industrial, cultural, and educational center in the southwest region of the state. As of the 2010 census, the population was 71,993. Lake Charles is the principal city of the Lake Charles Metropolitan Statistical Area, having a population of 202,040. It is the larger principal city of the Lake Charles-Jennings Combined Statistical Area, with a population of 225,235. The 2010 pop...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$48,421 to $69,168
Lake Charles, Louisiana area prices
were up 1.2% from a year ago

Mortgage Credit Analyst in Cleveland, OH
Analysts benefit from on-the-job training, online development tools and a culture that encourages continuing education.
November 27, 2019
Mortgage Credit Analyst in Brownsville, TX
The Mortgage Credit Analyst will work with loan officers, underwriters, closers, borrowers and referral sources to obtain accurate and timely loan information.
December 30, 2019
Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
January 27, 2020