Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Job Summary: The AR Credit Specialist is responsible for overseeing the credit and collections process to optimize cash flow and minimize bad debt risk. They evaluate the creditworthiness of new and existing customers, establish credit limits, and monitor accounts receivable to ensure timely payments. Additionally, they work closely with sales and customer service teams to resolve billing disputes and maintain positive customer relationships.
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Job Type: Full-time
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Work Location: In person
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0 Mortgage Credit Analyst jobs found in Lorain, OH area