Mortgage Credit Analyst jobs in Medford, OR
Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Mortgage Credit Analyst jobs
Member Solutions Mortgage Counselor
- Rogue Credit Union
-
Medford, OR
FULL_TIME
-
Department: Asset Protection DepartmentReports To: Assistant Asset Protection ManagerClassification: Non-Exempt
About Rogue Credit Union:Rogue Credit Union is a member-owned, not-for-profit financial cooperative headquartered in the Rogue Valley located in beautiful southern Oregon. Providing services to our members in select Oregon and Idaho counties. We strive to make an impact in the communities we serve by living, giving, and supporting local. Our mission is to provide exceptional member experiences that build mutually beneficial relationships to create the most loyal members in the nation. Here at Rogue, we believe in having a culture of happy team members who feel supported, have the chance to grow their careers, and LOVE where they work!
Role:Preserves the credit union's assets by controlling delinquent loan accounts, assisting members in working through their financial difficulties and helping find solutions for loan payments and/or recovering collateral. To inspire loyalty and create outstanding member experiences by working with members to modify loans and provide counseling for various financial issues. Works within the Member Solutions Department to deliver member focused solutions while supporting Rogue's Vision, Mission and Values.
Essential Functions & Responsibilities:45% Monitors both consumer and real estate loan portfolios, reviews accounts for modification to ensure the continued strength and stability of the credit union's loan portfolio. Works directly with members to find solutions to their existing financial issues.
20% Provides loan and financial counseling. Collects on delinquent property taxes to protect Rogue's lien position. Collects on Business loans with balances less than $50,000.
15% Analyzes financial situations of delinquent members; makes recommendations to charge off loans when other arrangements or other modification attempts are unsuccessful.
10% Maintains accurate files and reports on all collection activity.
5% On behalf of the credit union, prepares for and testifies at legalproceedings as required.
5% Proactively performs other duties as needed or assigned.
Knowledge & Skills:Experience: One year to three years of similar or related experience. Previous lending experience, experience in underwriting of consumer and real estate loans preferred including financial loan counseling.
Education: (1) A two-year college degree, or (2) completion of a specialized certification or licensing, or (3) completion of specialized training courses conducted by vendors, or (4) job-specific skills acquired through an apprenticeship program.
Interpersonal Skills: Courtesy, tact, and diplomacy are essential elements of the job. Work involves much personal contact with others inside and/or outside the organization for purposes of giving or obtaining information, building relationships, or soliciting cooperation.
Other Skills: Excellent communication skills required. Functional with spreadsheets and word processing software. Able to learn new systems and software quickly.
Physical Requirements: Some adjusting or moving objects up to 30 pounds in all directions. Must be able to remain in a stationary position, often standing or sitting for prolonged periods. Repeating motions that may include the wrists, hands and/or fingers while using computer. Communicating with others to exchange information. Perceiving the nature of sounds at normal speaking levels or without correction. Ability to receive detailed information through oral communication and make fine discernments in sound. Close and continuous visual acuity to perform activities such as: preparing and analyzing data and figures, transcribing, viewing a computer terminal and extensive reading.
Work Environment: Normal workday with occasional overtime. Exposed to potentially hazardous conditions, i.e., robbery.
Disclaimer:Rogue Credit Union is a drug free workplace and requires a drug screening test within 48 hours of employment offer.
Rogue Credit Union is an Equal Opportunity Employer and makes employment decisions without regard to race, color, national origin, religion, sex, age, disability, veteran status, or any other protected class. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process or are limited in the ability or unable to access or use this online application process and need an alternative method, please call (541) 622-7295.
This Job Description is not a complete statement of all duties and responsibilities comprising the position. - 5 Days Ago
Mortgage loan officer
- Mutual of Omaha Mortgage
-
Klamath Falls, OR
FULL_TIME
- Are you currently a productive loan officer wanting to take your business to the next level? If so, join the team at Mutual of Omaha Mortgage. We are part of the iconic brand and nationally recognized...
- 16 Days Ago
Retail Mortgage Loan Officer
- Mutual of Omaha Mortgage
-
Grants Pass, OR
FULL_TIME
- Are you currently a productive loan officer wanting to take your business to the next level? If so, join the team at Mutual of Omaha Mortgage. We are part of the iconic brand and nationally recognized...
- 1 Month Ago
Retail Mortgage Loan Officer
- Mutual of Omaha Mortgage
-
Klamath Falls, OR
FULL_TIME
- Are you currently a productive loan officer wanting to take your business to the next level? If so, join the team at Mutual of Omaha Mortgage. We are part of the iconic brand and nationally recognized...
- 1 Month Ago
Retail Branch Manager-Mortgage
- AmeriSave Mortgage Company
-
Medford, OR
FULL_TIME
- Company DescriptionEstablished in 2002, AmeriSave Mortgage Corporation is one of the largest privately-owned online mortgage lenders in the nation.At AmeriSave, we understand that a mortgage is so muc...
- 1 Month Ago
Take Photos of Houses
- National Mortgage Field Services
-
Summer Lake, OR
FULL_TIME
- Job DescriptionJob DescriptionGreat job for Uber Drivers, Lyft, Door Dash, Uber Eats, Pizza delivery, etc.What Do Mortgage Field Service Contractors Do?By law, mortgage companies and banks are require...
- 19 Days Ago
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0 Mortgage Credit Analyst jobs found in Medford, OR area
KFC General Manager
- KFC
-
Medford, OR
- At KFC, we feed the world. But we do more than fill people up. We fulfill their life. Our meals matter, and when we serv...
- 4/18/2024 12:00:00 AM
Deputy City Attorney
- City of Medford, OR
-
Medford, OR
- Salary : $113,834.64 - $145,285.08 Annually Location : Medford, OR Job Type: Full-Time (with benefits) Job Number: 2024-...
- 4/18/2024 12:00:00 AM
Front of House Team Member
- Chick-fil-A
-
Medford, OR
- The mission of a Front of House Team Member is to focus on our Guests, from the moment they arrive and throughout their ...
- 4/18/2024 12:00:00 AM
LVN/LPN Licensed Vocational/Practical Nurse - Home Health
- AccentCare, Inc.
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Medford, OR
- Overview AccentCare Home Health Position: LVN or LPN Office Location: Medford, OR Territory: White City, Eagle Point, Sh...
- 4/18/2024 12:00:00 AM
Branch Office Administrator
- Edward Jones
-
Grants Pass, OR
- Would you call yourself a relationship builder, a problem solver or a critical thinker? If you answered yes, we need you...
- 4/17/2024 12:00:00 AM
Finance Manager/Treasurer
- PTW
-
Medford, OR
- PTW is a leading global gaming services company, committed to delivering exceptional gaming experiences. We are currentl...
- 4/16/2024 12:00:00 AM
Assistant Branch Manager & Management Hire
- Under Armour
-
White City, OR
- Responsibilities The Assistant Store Manager supports the Store Manager in the daily operations of the store This includ...
- 4/14/2024 12:00:00 AM
Assistant Branch Manager & Management Hire
- Under Armour
-
Ashland, OR
- Responsibilities The Assistant Store Manager supports the Store Manager in the daily operations of the store This includ...
- 4/14/2024 12:00:00 AM
About Medford, Oregon
Medford is located approximately 27 miles (43 km) north of the northern California border at 42.3°N. According to the United States Census Bureau, the city has a total area of 25.74 square miles (66.67 km2), of which, 25.73 square miles (66.64 km2) is land and 0.01 square miles (0.03 km2) is water. The Pacific Ocean is about 75 miles (121 km) west of the city, and is the nearest coast. The nearest river is the Rogue River (8 mi or 13 km), and the nearest lake is Agate Lake (13 mi or 21 km).
Nearby cities include Grants Pass, Klamath Falls, Ashland, Roseburg, Redding (California), and Crescent ...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$52,133 to $74,471
Medford, Oregon area prices
were up 2.5% from a year ago
were up 2.5% from a year ago
What does a Mortgage Credit Analyst do?
Mortgage Credit Analyst in Cleveland, OH
Analysts benefit from on-the-job training, online development tools and a culture that encourages continuing education.
November 27, 2019
Mortgage Credit Analyst in Brownsville, TX
The Mortgage Credit Analyst will work with loan officers, underwriters, closers, borrowers and referral sources to obtain accurate and timely loan information.
December 30, 2019
Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
January 27, 2020