Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
JOB SUMMARY:
The Returns Collections Analyst is responsible for collections including but not limited to processing returns claims, analyzing, dispute claims and collecting unauthorized payment deductions for all expired product returns. This role is part of the returns processing team and works closely with our return’s processor (InMar/ Qualanex) to ensure returns are processed accurately and in a timely manner by and determining whether to process or deny credits based on several criteria like company’s returns goods policies or other related customer contracts/ agreements as well as other communications.
DUTIES AND RESPONSIBILITIES:
ESSENTIAL QUALIFICATIONS, EDUCATION AND EXPERIENCE:
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0 Mortgage Credit Analyst jobs found in Middlesex, NJ area