Mortgage Credit Analyst jobs in Port Arthur, TX
Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Mortgage Credit Analyst jobs
- FivePoint Credit Union
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Port Arthur, TX
FULL_TIME
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Must be available to work Monday - Friday 8:30am - 5:30pm and rotating Saturdays 10:00am - 3:00pm.
Equal Opportunity Employer Minorities/Women/Disabled/Veterans
Responsible for consulting with and informing members or prospective members of different loans and credit options, reviewing financial information and building various applications through a variety of channels. Highly motivated and influential with a strong emphasis on sales and results orientation to ensure the credit union maximizes lending and sales opportunities, including loan, deposits, products, etc. Interviews applicants, assembles and evaluates loan applications and explains credit policies. Makes outbound sales calls from a lead list or leads found oneself. Meets or exceeds assigned production and service level goals that support the credit union strategic objectives of becoming a market leader with regard to member experience and convenience. Ensures members and prospective members are promptly and professionally served. Provides general credit union information and effectively cross-sells credit union products and services.
ESSENTIAL JOB DUTIES
Assumes responsibility for effectively consulting members during the loan application process.Assumes responsibility for establishing and maintaining effective and professional business relationships.NON-ESSENTIAL JOB DUTIES
Assumes responsibility for establishing and maintaining effective coordination and communication with area personnel and management.Assumes responsibility for related duties as required or assigned.REQUIRED QUALIFICATIONS
Education/Certification:
Equivalent to a two-year business-related college degree or completion of a specialized course of study at a business or trade school or equivalent experience.
Required Knowledge:
Knowledge of Credit Union loan services, policies and procedures.Understanding of related legal and regulatory standards and required loan documentation.Knowledge of consumer and residential lending practices.Experience Required:
One to two years of varied office experience preferred.Minimum one year experience in loan consulting or sales.Skills/Abilities:Excellent interviewing, communication, and public relations skills.Proficient in sales tools and interviewing techniques.Well organized.Good decision-making skills.Strong analytical skills and ability to handle multiple tasks.Good morale and teamwork abilities.Professional demeanor, speech and attitude.Self-motivated.Ability to operate related computer applications and related business equipment.Attention to detail.Ability to maintain an effective and efficient workflow, as well as attainment of departmental goals.Good typing skills.Good organizational and problem-solving abilities.
PREFERRED QUALIFICATIONSExperience Preferred:Two to five years of experience in loan consulting or sales.Financial Institution experience preferred.Call Center experience preferred.PHYSICAL ACTIVITIES AND REQUIREMENTS OF THIS POSITIONFINGER DEXTERITY: Using primarily just the fingers to make small movements such as typing, picking up small objects, or pinching fingers together.TALKING: Especially where one must frequently convey detailed or important instructions or ideas accurately, loudly, or quickly.REPETITIVE MOTIONS: Movements frequently and regularly required using the wrists, hands, and/or fingers.AVERAGE HEARING: Able to hear average or normal conversations and receive ordinary information.AVERAGE VISUAL ABILITIES: Average, ordinary, visual acuity necessary to prepare or inspect documents or products, or operate machinery.PHYSICAL STRENGTH: Sedentary work; sitting most of the time. Exerts up to 10 lbs. of force occasionally. (Almost all office jobs.) - 9 Days Ago
- FivePoint Credit Union
-
Port Arthur, TX
FULL_TIME
- Must be available to work Monday - Friday 8:00am - 5:30pm and occasional Saturdays, as needed. Equal Opportunity Employer Minorities/Women/Disabled/Veterans Responsible for organizing, planning, direc...
- 1 Month Ago
- GULF CREDIT UNION
-
Groves, TX
OTHER
- Job Details Job Location: Undisclosed Position Type: Part Time Education Level: High School Salary Range: Undisclosed Travel Percentage: None Job Category: Admin - Clerical DescriptionWe are looking t...
- 25 Days Ago
- FivePoint Credit Union
-
Port Arthur, TX
FULL_TIME
- Must be available to work Monday - Friday 8:00am - 5:30pm and occasional Saturdays, as needed. Equal Opportunity Employer Minorities/Women/Disabled/Veterans Responsible for organizing, planning, direc...
- 1 Month Ago
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0 Mortgage Credit Analyst jobs found in Port Arthur, TX area
- Christus Health
-
Port Arthur, TX
- Description Summary: Under the supervision of the Registered Nurse, the Unit Secretary performs the clerical functions n...
- 4/25/2024 12:00:00 AM
- Under Armour
-
Nederland, TX
- Responsibilities The Assistant Store Manager supports the Store Manager in the daily operations of the store This includ...
- 4/24/2024 12:00:00 AM
- Under Armour
-
Vidor, TX
- Responsibilities The Assistant Store Manager supports the Store Manager in the daily operations of the store This includ...
- 4/24/2024 12:00:00 AM
- Department Of The Treasury
-
Beaumont, TX
- Duties WHAT IS THE SMALL BUSINESS SELF EMPLOYEDDIVISION? A description of the business units can be found at: https://ww...
- 4/24/2024 12:00:00 AM
- Department Of The Treasury
-
Beaumont, TX
- DutiesWHAT IS THE SMALL BUSINESS SELF EMPLOYEDDIVISION DIVISION?A description of the business units can be found at: htt...
- 4/24/2024 12:00:00 AM
- Under Armour
-
Lumberton, TX
- Responsibilities The Assistant Store Manager supports the Store Manager in the daily operations of the store This includ...
- 4/24/2024 12:00:00 AM
- Department Of The Treasury
-
Beaumont, TX
- Duties WHAT IS THE SBSE - SMALL BUSINESS SELF EMPLOYED DIVISION? A description of the business units can be found at: ht...
- 4/22/2024 12:00:00 AM
- 5pointcu
-
Beaumont, TX
- ** Assistant Branch Manager, Beaumont** **Job Category****:** Operations **Requisition Number****:** ASSIS01046 Showing ...
- 4/21/2024 12:00:00 AM
About Port Arthur, Texas
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