Mortgage Credit Analyst jobs in Portland, ME

Why Maine State Credit Union?

At Maine State Credit Union, we are devoted to improving our members' financial lives, not just the bottom line. When you visit our lobbies in Augusta, Waterville, Gray, or Rockland or engage with our eBranch contact center employees, you will find our friendly, knowledgeable teams eager to assist.

We are growing and so are our people! Recognized as one of Maine's Best Places to Work for TWELVE years running, our team members are passionate about growth, empowerment, and collaboration. We are constantly striving to improve our workplace and better ourselves so we can better support and serve our members.

Maine State Credit Union is a fast-paced, supportive environment that promotes learning and development, team inclusion and fun! If you have a growth mindset, a commitment to teamwork and a true passion for serving others, you are likely a great fit for our team!

*PLEASE NOTE: THIS IS AN ON-SITE, IN-PERSON POSITION. CANDIDATE MUST RESIDE IN STATE OF MAINE, POSSIBLE HYBRID OPPORTUNITY ONCE FULLY TRAINED*

Mortgage Processor

Under the supervision of the Vice President of Mortgage Lending, perform a variety of Loan Processing functions in connection with Real Estate and Consumer loans. Duties may include reviewing quality assurance on new and modified loans, monitoring for exceptions, working with outside vendors for title work, closing preparation, performing file maintenance, and assisting with initial escrow account functionality. Maintaining the pipeline for Loan Officers in a way that provides them with the support necessary for increasing volume and business flow and provides the best experience for both internal and external members.

Requirements:

The successful applicant will be a highly motivated, team oriented, positive thinker with a desire to provide exceptional service in a fast-paced environment. You should have a minimum of 1-3 years of related experience. This role will complete and respond to employee, member, and outside requests with varying degrees of complexity, assist consumer and mortgage lenders with the processing of all real estate loans including underwriting, ordering services and legal work, and preparing closing documentation in compliance with QM, ATR, and TRID regulations. Must be able to work to resolve any issues or complaints concerning documentation, disbursement, or file maintenance in a positive, professional manner. Independently monitor and ensure that all consumer and real estate loan servicing functions are completed as scheduled for Loan Ops to finalize upon closing. Must provide support for various Post Closing requests including but not limited to, assisting with data gathering for internal and external audits. This also includes providing and creating support through procedure and process improvement. This role is worked in the main office location.

Benefits of Employment with Maine State Credit Union:

In addition to our world-class culture, a fun and supportive work environment and opportunities to learn and grow, our employees appreciate the work-life harmony they are able to achieve as part of our team.

• We are also proud of the benefits we offer:
• Three options for medical insurance – including one plan with employer paid premiums up to 100%, as well as employer contributions to a Health Savings Account (HSA) and employer-funded Health Reimbursement Arrangement (HRA)
• Two options for dental insurance
• Vision insurance
• Life, Short-term Disability and Long-term Disability insurance – 100% employer paid
• Employee Assistance Program
• 401(k) employer match, with traditional and Roth options
• Generous PTO and paid holidays
• Paid parental leave
• Tuition reimbursement up to $5,000 annually for undergraduate degree and $10,000 annually for graduate degree
• Opportunities to volunteer in our local communities
• Free coffee, tea, and hot chocolate and an abundance of food

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