Mortgage Credit Analyst jobs in Queens Village, NY

Exponential Mortgage is seeking an experienced Mortgage Closer to join our Mortgage Operations team. This team member will efficiently and accurately prepare mortgage loans for closing, in accordance with mortgage and guidelines, while meeting various deadlines and maintaining member satisfaction levels.

Compensation: $60,000 - $95,000 yearly

Responsibilities:

• Requests, follow upon, and evaluates incoming information and documentation from Real Estate law firms, Processing, Servicing, and Underwriting to ensure it is complete and accurate and meets underwriting guidelines. Uploads document to and updates information in the mortgage loan origination system (LOS) with accuracy.
• Exhibits problem-solving and decision-making skills. Relies on various underwriting guideline resources and/or mortgage department manuals, as needed. Has awareness of when to brainstorm with fellow mortgage staff members and/or third parties to resolve issues.
• Manages closing pipeline to efficiently manage trade compliance closing and funding dates. Able to organize and prioritize a large pipeline of document packages and document revisions. Works overtime as needed to effectively manage the pipeline.
• Exhibits excellent attention to detail, organization, interpersonal, and listening skills.
• Communicates effectively, via phone and email. Able to explain complex scenarios, in an appropriate manner and tone, without grammatical or spelling errors.
• Acquires and maintains knowledge of mortgage loan program offerings, secondary market and underwriting guidelines as applicable to the role, federal compliance regulations, and compliance policies through ongoing education.

Qualifications:

• Requires 3 years of experience in a similar function.
• Confident in all phases of the mortgage loan origination process with a firm grasp on products and regulations such as conventional residential mortgage loans and Non-QM loans.
• Must have strong judgment and decision-making skills and excellent communication skills.
• Experience with Encompass preferred.
• Fluent in Mandarin preferred.
• Located in Queens, NY

Benefit

• Health/vision/dental
• Paid vacation
• Training/education
• Fast growing environment

Job Type: Full-time

Pay: $60,000.00 - $100,000.00 per year

Experience:

• Mortgage Operation: 3 years (Required)
• Encompass as LOS: 2 years (Required)

Language:

• Mandarin (Required)

Ability to Commute:

• Flushing, NY 11354 (Required)

Work Location: Hybrid remote in Flushing, NY 11354