Mortgage Credit Analyst jobs in Salem, OR
Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Recently Added Mortgage Credit Analyst jobs
Mortgage Loan Officer
- OnPoint Community Credit Union
-
Keizer, OR
FULL_TIME
-
Overview
The Proactive Partner. You’re a star when it comes to creating new relationships and expanding existing connections. As an expert in home finance, you enjoy being the trusted advisor and guide, while helping members find the loans that best fit their financial future. Our team at OnPoint Community Credit Union has been dedicated to making our members’ financial dreams a reality for over 80 years. Working together, we can further strengthen the mission we have for our community. We’re also devoted to being a fabulous place to work. We value your expertise as Mortgage Loan Officer and invite you to explore and grow your career with OnPoint.
Responsibilities- Identifies, develops and maintains a quality pipeline of member relationships that serves as a recurring source of referrals for new mortgage lending opportunities.
- Attracts new mortgage loan originations by developing relationships within the community, specifically within the real estate community; making sales calls to prospective business partners.
- Conducts interviews with prospective borrowers in order to analyze financial and credit reports, tax returns, verifications, etc. and determine member financing objectives, advise members of product/pricing policies and guidelines and gather any additional required information.
- Ensures exceptional member service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements.
- Demonstrates a commitment to professional ethics, complying with all federal and state compliance policies and adhering to all requirements.
- Thorough understanding of conventional and government lending practices, policies and guidelines from origination through closing.
- Must be detail-oriented.Ability to be self-directed, efficient, and meet deadlines.
- Ability to manage a heavy pipeline of 40 plus loans.
- Highly organized with the ability to prioritize multiple competing tasks and verbal and written communication skills.
- Demonstrated math and accounting skills.
- High School diploma or GED required.
- Minimum of 3 years Conventional and FHA-insured real estate lending experience, with knowledge of processing underwriting and/or closing procedures.
- 26 Days Ago
Senior Credit Analyst
- WILLAMETTE VALLEY BANK
-
Salem, OR
OTHER
- Job Details Job Location: Salem Branch - Salem, OR Salary Range: Undisclosed DescriptionPosition Summary: The Credit Analyst assesses commercial loan risk in accordance with Bank policies, procedures ...
- 18 Days Ago
Financial Analyst
- Oregon State Credit Union
-
Corvallis, OR
FULL_TIME
- Grow your career in financial services as a key contributor across our organization's financial management processes. Use your financial industry experience to grow your career at Oregon State Credit ...
- 18 Days Ago
EMA Analyst I
- Maps Credit Union
-
Salem, OR
FULL_TIME
- DescriptionThe Enhanced Monitoring Accounts (EMA) department mitigates risk to the Credit Union by actively monitoring high-risk financial accounts for fraudulent activity. EMA is an innovative bankin...
- 12 Days Ago
Mortgage Loan Originator
- USA Mortgage
-
Albany, OR
FULL_TIME
- DescriptionWho We AreAt DAS Acquisition Company, LLC. (USA Mortgage), our mission is the unrelenting pursuit of perfection. We pride ourselves on the superior level of service that our status as a mor...
- 6 Days Ago
Mortgage Loan Originator
- GO Mortgage
-
Salem, OR
FULL_TIME
- Mortgage Loan Originators As a Loan Originator at GO, you’ll have everything you need to succeed and unlimited opportunities. Why Join GO- We live by our Values- Courageous, Collaborative, Considerate...
- 1 Month Ago
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0 Mortgage Credit Analyst jobs found in Salem, OR area
AVP of Digital Strategy
- Marion & Polk Schools Credit Union
-
Salem, OR
- Job Type Full-time Description Do you have a vision and passion for Digital? Are you a big thinker who cares deeply abou...
- 4/25/2024 12:00:00 AM
Fuel Compliance Officer - 12 Month Roster
- Department Of The Treasury
-
Salem, OR
- Duties WHAT IS THE SMALL BUSINESS SELF EMPLOYEDDIVISION DIVISION? A description of the business units can be found at: h...
- 4/24/2024 12:00:00 AM
Internal Revenue Agent (Examiner) - DIRECT HIRE (12 Month Register) AMENDED
- Department Of The Treasury
-
Salem, OR
- Duties WHAT ARE THE APPEALS (AP), LARGE BUSINESS AND INTERNATIONAL (LB&I), SMALL BUSINESS SELF-EMPLOYED (SB/SE) AND TAX ...
- 4/22/2024 12:00:00 AM
Internal Revenue Agent (Examiner) - Direct Hire - Incentive eligible-AMENDED
- Department Of The Treasury
-
Salem, OR
- Duties WHAT ARE THE APPEALS (AP), LARGE BUSINESS AND INTERNATIONAL (LB&I), SMALL BUSINESS SELF-EMPLOYED (SB/SE) AND TAX ...
- 4/22/2024 12:00:00 AM
Internal Revenue Agent (Examiner-Joint Committee Specialist) 12 MONTH ROSTER 'AMENDED'
- Department Of The Treasury
-
Salem, OR
- Duties WHAT IS THE LARGE BUSINESS & INTERNATIONAL (LB&I)DIVISION? A description of the business units can be found at: h...
- 4/22/2024 12:00:00 AM
Internal Revenue Agent (Examination Analyst - Examiner) 12 MONTH ROSTER - AMENDED
- Department Of The Treasury
-
Salem, OR
- Duties WHAT IS THE SMALL BUSINESS/SELF EMPLOYED (SBSE) DIVISION? A description of the business units can be found at: ht...
- 4/22/2024 12:00:00 AM
Internal Revenue Agent / Senior Revenue Agent (Examiner)-12 Month Roster AMENDED
- Department Of The Treasury
-
Salem, OR
- Duties WHAT IS THE LARGE BUSINESS AND INTERNATIONAL DIVISION? A description of the business units can be found at: https...
- 4/22/2024 12:00:00 AM
Supervisory Internal Revenue Agent (Examiner) - MSP, Temp NTE 1 Yr MBE MBMP, 12 Month Roster Amended
- Department Of The Treasury
-
Salem, OR
- Duties WHAT IS THE SMALL BUSINESS/SELF-EMPLOYED (SBSE)DIVISION? A description of the business units can be found at: htt...
- 4/22/2024 12:00:00 AM
About Salem, Oregon
Salem /ˈseɪləm/ is the capital of the U.S. state of Oregon, and the county seat of Marion County. It is located in the center of the Willamette Valley alongside the Willamette River, which runs north through the city. The river forms the boundary between Marion and Polk counties, and the city neighborhood of West Salem is in Polk County. Salem was founded in 1842, became the capital of the Oregon Territory in 1851, and was incorporated in 1857.
Salem had a population of 169,798 in 2017, making it the second-largest city in the state after Portland. Salem is a little under an hour's driving dis...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$52,499 to $74,994
Salem, Oregon area prices
were up 3.9% from a year ago
were up 3.9% from a year ago
What does a Mortgage Credit Analyst do?
Mortgage Credit Analyst in Cleveland, OH
Analysts benefit from on-the-job training, online development tools and a culture that encourages continuing education.
November 27, 2019
Mortgage Credit Analyst in Brownsville, TX
The Mortgage Credit Analyst will work with loan officers, underwriters, closers, borrowers and referral sources to obtain accurate and timely loan information.
December 30, 2019
Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
January 27, 2020