Mortgage Credit Analyst jobs in Salisbury, NC

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Senior Analyst, PRO Credit Customer Experience

Job Summary:

The primary purpose of the Sr Analyst-Credit Customer Experience - Pro role is to drive Lowe's Pro financing product innovation and improvement to increase Lowe's proprietary credit sales and pro customer engagement with our credit programs. This position requires the ability to research viable product innovation, develop business cases, and work cross functionally internal to Lowes as well as aligning and leading execution with multiple external banking partners.

Key Responsibilities:

• Reviews and responds to customer and store escalated situations / inquiries.
• Works with banking partner call centers to ensure Lowe’s branded services is consistently applied across all customer interactions.
• Ensures service level agreements (SLA’s) are maintained and staffing levels are adequate to address volume changes.
• Oversees Merchandise Dispute Process to maintain accuracy and service level agreements (SLAs) as well as identify and address process opportunities.
• Acts as credit expert and liaison for stores as well as for internal and external business partners.
• Monitors Credit Services Group Mailbox and reviews, responds, and/or redirects communications from 1700 store locations as well as questions from the field to include credit programs, in-store issues that may require research, customer account issues, promotions, disputes, etc.
• Provides Credit Center Customer Service for multiple call centers to include maintaining or exceeding contractual service level agreements (SLA's) by conducting call calibrations on a weekly/bi-weekly basis which requires listening to recorded store and customer calls to identify opportunities and provide best practices for customer service excellence.
• Reviews and updates credit center processes as needed.
• Creates new processes for productivity and efficiency.
• Provides Lowe's processes to credit centers resulting in better customer experience, and efficiencies.
• Meets with new hire classes to communicate Lowe's expectations for customer service.
• Reviews and decisions with Synchrony Financial (SYF) Consumer Affairs on situations that arise outside of the standard guidelines.
• Reviews executive complaints monthly with credit center management to identify opportunities in service provided and processes across the organization as well as implement improved processes resulting in a better customer experience.
• Oversees the merchandise dispute process daily to prevent unnecessary losses to stores and company by monitoring dispute forms and responses, educating store/field on the dispute process and responses.
• Updates dispute directions as needed.
• Collaborates with Synchrony Financial (SYF) management to address issues and implement changes.
• Assists Lowe's Bengaluru (Bangalore) representative team as needed.
• Assists with LowesLink issues and inquiries.
• Meets with site leaders weekly or bi-weekly to discuss ongoing issues, new developments, changes, status on projects and upcoming events.
• Acts as liaison for credit information for Lowe's Customer Care Call Center and Customer Care Process Designers, Lowe's Executive Customer Relations, Lowe's Installed Sales, In-Home Consultants and Assurant (Lowe's Protection Plan provider).
• Reviews and responds to executive customer complaints regarding credit received at the Store Support Center (SSC) which includes researching and resolving customer issues and/or concerns and contacting customers.
• Projects as assigned with Lowe's and/or Synchrony Financial which may include conducting research, collaborating, implementing and completing.

Required Qualifications:

• Bachelor's Degree in Business, Communications or related field and 5-7 Years 5 Years Combined experience in retail sales or credit in lieu of degree and experience requirements above

• 2 Years in Retail Sales/Credit

Preferred Qualifications:

• Store experience and familiarity with consumer credit products

• Strong communication skills using digital and traditional communication channels

About Lowe’s:

Lowe’s Companies, Inc. (NYSE: LOW) is a FORTUNE® 50 home improvement company serving approximately 16 million customer transactions a week in the United States. With total fiscal year 2023 sales of more than $86 billion, Lowe’s operates over 1,700 home improvement stores and employs approximately 300,000 associates. Based in Mooresville, N.C., Lowe’s supports the communities it serves through programs focused on creating safe, affordable housing and helping to develop the next generation of skilled trade experts. For more information, visit Lowes.com.

Lowe’s is an equal opportunity employer and administers all personnel practices without regard to race, color, religious creed, sex, gender, age, ancestry, national origin, mental or physical disability or medical condition, sexual orientation, gender identity or expression, marital status, military or veteran status, genetic information, or any other category protected under federal, state, or local law.