Mortgage Credit Analyst jobs in Springfield, OH

Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Mortgage Field Services Inspector
  • FAR Inspections
  • Springfield, OH CONTRACTOR
  • FAR Inspections is looking for highly motivated individuals to perform residential occupancy verifications on behalf of mortgage lenders.

    Independent contractors earn predictable full-time or supplemental income and enjoy a flexible schedule. Experience with mortgage field inspections is not required but an ability to effectively manage time and meet deadlines is crucial. Based in Reno, NV, FAR Inspections has been in business for over 9 years. Please visit our website to learn more.

    What is an Occupancy Verification?

    Mortgage lenders require periodic updates on their properties and to do this they send out independent contractors. The purpose of the property inspection is:

    1. To verify property occupancy.
    2. To report on the general condition of the property using a mobile application.
    3. Most inspections are exterior only. About 10% require interior photos after the property has gone
      vacant.

    We contract with inspectors at a county level. This means that you would be responsible to complete all inspections in your county. In some cases, you will split the county with another inspector if there is enough volume for two inspectors.

    Responsibilities

    • Most common type of inspection should only take 5-6 minutes.

    • Complete the inspection within 4 days after it is assigned

    • Report general property conditions and make a determination of occupancy based on industry standards.

    • Take 9 photos of the property with brief comments.

    • Complete a short form in an app

    • Requires being able to spend extended periods of time driving while making numerous stops during the day in the assigned territory.

    Requirements (to be considered you must have the following):

    • Computer with an internet connection

    • Reliable vehicle (good gas mileage is a plus as you will be paying for your own gas)

    • Smartphone (Android or iPhone)

    • Printer

    • Pass a standard background check using a valid driver's license

    Pay and Hours

    • This is a 1099 position. Each inspection has a flat rate. Rates vary based on county and volume. Although you are paid per inspection, you will earn the equivalent of $20-$30 per hour.

    • Depending on a county and if it is urban or rural you will complete anywhere from 20-500 inspections per month working 2-30 hours per week. Lower volume counties have higher rates and higher volume counties have lower rates. There is no set amount of inspections per month, but the work is consistent month-to-month.

    • Earn more as you become established, have greater availability to inspect or are willing to cover a larger territory.

    • No additional mileage reimbursement above the flat fee per inspection.

  • 1 Month Ago

F
Mortgage Field Services Inspector
  • FAR Inspections
  • Sidney, OH CONTRACTOR
  • FAR Inspections is looking for highly motivated individuals to perform residential occupancy verifications on behalf of mortgage lenders.Independent contractors earn predictable full-time or supplemen...
  • 1 Month Ago

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MEMBER SERVICE REPRESENTATIVE I
  • KEMBA Financial Credit Union
  • Bellefontaine, OH FULL_TIME
  • Title: Member Services Representative I Reports to: Branch Manager Supervises: None Status: Non-Exempt Objective The Member Services Representative I is a results-driven position responsible for perfo...
  • 20 Days Ago

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TELLER
  • KEMBA Financial Credit Union
  • Bellefontaine, OH FULL_TIME
  • Title: Teller Reports to: Branch Manager Supervises: None Status: Non-Exempt Objective The Teller will provide service support to Member transaction needs in a manner that is professional, friendly, a...
  • 20 Days Ago

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Teller
  • MyUSA Credit Union
  • Piqua, OH FULL_TIME
  • MyUSA Credit Union is an over $350 million financial institution with offices in Middletown (2), Trenton, Kettering (2), Moraine, Piqua, Springfield and Vandalia. We are seeking interested candidates ...
  • 1 Month Ago

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Member Experience Rep - Part Time (20 Hours)
  • Wright-Patt Credit Union Inc.
  • Piqua, OH PART_TIME
  • Member Experience Representatives (MERs) deliver extraordinary service while accurately and efficiently processing a variety of cash and inquiry transactions for members while adhering to applicable p...
  • 18 Days Ago

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0 Mortgage Credit Analyst jobs found in Springfield, OH area

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Assistant Branch Manager
  • Beacon Sales Acquisition, Inc.
  • Dayton, OH
  • Overview: Joining Beacon Building Products as an Assistant Branch Manager means becoming part of a values-driven organiz...
  • 4/24/2024 12:00:00 AM

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Financial Professional
  • Prudential Financial
  • Springfield, OH
  • Prudential Advisors is looking for an experienced financial professional in the Cincinnati- Dayton area that is interest...
  • 4/23/2024 12:00:00 AM

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Financial Advisor
  • Prudential Financial
  • Xenia, OH
  • Prudential Advisors is looking for an experienced financial professional in the Cincinnati- Dayton area that is interest...
  • 4/23/2024 12:00:00 AM

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Collections Clerk
  • VineBrook Homes, LLC
  • Dayton, OH
  • COLLECTIONS CLERK - PROPERTY MANAGEMENT $1000 Sign On Bonus POSITION SUMMARY/OBJECTIVE The Collections Clerk is primaril...
  • 4/23/2024 12:00:00 AM

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Pricing Analyst
  • Mactac North America
  • Troy, OH
  • Position Summary To prepare and assist in the preparation of pricing, RFQ's and other costs related information for the ...
  • 4/23/2024 12:00:00 AM

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Financial Professional
  • Prudential Financial
  • Springfield, OH
  • Prudential Advisors is looking for an experienced financial professional in the Cincinnati- Dayton area that is interest...
  • 4/21/2024 12:00:00 AM

P
Financial Advisor
  • Prudential Financial
  • Xenia, OH
  • Prudential Advisors is looking for an experienced financial professional in the Cincinnati- Dayton area that is interest...
  • 4/21/2024 12:00:00 AM

M
Assistant Branch Manager
  • Minster Bank
  • Vandalia, OH
  • WHY WORK FOR MINSTER BANK? When choosing a bank partner, relationships matter. For over 100 years, Minster Bank has been...
  • 4/21/2024 12:00:00 AM

Springfield is a city in the U.S. state of Ohio and the county seat of Clark County. The municipality is located in southwestern Ohio and is situated on the Mad River, Buck Creek and Beaver Creek, approximately 45 miles (72 km) west of Columbus and 25 miles (40 km) northeast of Dayton. Springfield is home to Wittenberg University, a liberal arts college. As of the 2010 census, the city had a total population of 60,608. The Springfield Metropolitan Statistical Area had a population of 138,333 residents. and the Dayton-Springfield-Greenville, OH Combined Statistical Area had 1,072,891 residents....
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$49,362 to $70,512
Springfield, Ohio area prices
were up 1.3% from a year ago

Mortgage Credit Analyst in Cleveland, OH
Analysts benefit from on-the-job training, online development tools and a culture that encourages continuing education.
November 27, 2019
Mortgage Credit Analyst in Brownsville, TX
The Mortgage Credit Analyst will work with loan officers, underwriters, closers, borrowers and referral sources to obtain accurate and timely loan information.
December 30, 2019
Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
January 27, 2020