Mortgage Credit Analyst jobs in Tampa, FL

Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Credit Analyst
  • McNichols
  • Tampa, FL FULL_TIME
  • With 19 service centers nationwide, McNICHOLS CO. is North America’s leading supplier and fabricator of “Hole Products”, including Perforated and Expanded Metals, Wire Mesh and Designer Metals, as well as a complete line of Metal Grating and Flooring Products. Founded in 1952 by the late Robert L. McNichols, the Company was established on strong values, high ethical standards and a commitment to employees and customers.

    We have an exciting opportunity for a Credit Analyst to join our team. This position will oversee the credit granting process for assigned accounts and be responsible for the related Accounts Receivable portfolio. This includes the application of the company’s credit policies, controlling delinquency, cash collection, bad debts and the monitoring of customer credit worthiness for current and potential customers.

    This position is based at our corporate office which is centrally located at Rocky Point, overlooking the waters of Tampa Bay.

    Responsibilities:

    • Review new account applicants for credit worthiness
    • Assist the sales team in validating and securing good credit risk customers by interpreting credit metrics such as DSO, Bad Debt, AR Aging and others
    • Identify solutions for orders that need further review or consideration
    • Work expeditiously to gather documentation and approve customer orders quickly
    • Manage assigned AR portfolio within defined metrics
    • Monitor assigned accounts for past due balances and collectability
    • Contact delinquent customers to address and resolve past due balances or account disputes
    • Work with Accounting to solve for issues related to taxation, cash application, NSF checks, credit card processing and more
    • Recommend unresponsive accounts for further collection activity

    Qualifications:

    • 3-5 years of experience in commercial credit account management along with a strong understanding of collections and account receivables.
    • Ability to understand and interpret core credit metrics such as DSO, Bad Debt, AR Aging and others
    • Experience working with collection agencies, skip tracers, attorneys and other forms of debt collection
    • Analytical skills including experience with financial statement analysis and other methods of determining customer solvency
    • NACM certification or similar certifications applicable to the field of credit and collection are preferred
    • Strong proficiency with Microsoft Word and Excel
    • Familiarity with ERP and Customer Management Systems, preferably J.D. Edwards E1 and Oracle CRM
    • Excellent customer service skills and high ethical standards
    • Ability to negotiate with others to gain support in a professional manner
    • Goal oriented with ability to meet or exceed established credit and collection objectives

    McNICHOLS is proud to reward our team with quarterly recognition incentives and a generous benefits package including 1st day eligibility for health insurance, three weeks of PTO, 9 paid holidays, 401k with employer match and Company provided disability/life insurance.

    McNICHOLS CO. is a Drug Free Workplace and strong advocate of workforce diversity.

    We invite you to visit mcnichols.com/careersto learn more.

    Job Type: Full-time

    Benefits:

    • 401(k)
    • 401(k) matching
    • Dental insurance
    • Health insurance
    • Life insurance
    • Paid time off
    • Vision insurance

    Schedule:

    • 8 hour shift
    • Monday to Friday

    Work Location: In person

  • Just Posted

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Mortgage Servicer/Investor Loans
  • MIDFLORIDA Credit Union
  • Lakeland, FL FULL_TIME
  • Why have a job when you can build a career? We are proud to be defined by the excellent service and convenience offered to our members, as well as our diverse workforce and company culture. There are ...
  • Just Posted

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Mortgage Loan Originator (Tampa/Orlando)
  • Lake Michigan Credit Union
  • Tampa, FL FULL_TIME
  • General Information Job Title: Mortgage Loan Originator Primary Location: Tampa or Orlando area Employee Status: Full Time Commission Estimated Hours/Week: 38 Remote: Hybrid % of Travel for the Positi...
  • 19 Days Ago

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Community Relations Mortgage Loan Officer (Tampa)
  • Lake Michigan Credit Union
  • Tampa, FL FULL_TIME
  • Job Title: Community Relations Mortgage Loan Officer Primary Location: Tampa, FL Employee Status: Full-time, salary commission Estimated Hours/Week: 38 Remote: Hybrid schedule % of Travel for the Posi...
  • 18 Days Ago

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Credit Analyst II
  • Amerantbank
  • Tampa, FL FULL_TIME
  • Responsible for providing a sound, independent and objective assessment and recommendation on risk factors associated with large, complex structures & transactions related to Commercial and Industrial...
  • Just Posted

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Junior Credit Analyst
  • FLEETCOR
  • Sydney, FL FULL_TIME
  • About Us Corpay is a global leader in business payments, helping companies of all sizes better track, manage and pay their expenses. Corpay provides customers with a comprehensive suite of online paym...
  • 13 Days Ago

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0 Mortgage Credit Analyst jobs found in Tampa, FL area

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Internal Revenue Agent (Special Enforcement Program - Examiner) 12 MONTH ROSTER (Amended)
  • Department Of The Treasury
  • Tampa, FL
  • Duties WHAT IS THE SMALL BUSINESS/SELF EMPLOYED (SBSE) DIVISION? A description of the business units can be found at: ht...
  • 3/27/2024 12:00:00 AM

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Internal Revenue Agent (Senior Employee Plans Agent-Examiner) 12-MONTH ROSTER (AMENDED)
  • Department Of The Treasury
  • Tampa, FL
  • Duties WHAT IS THE TAX EXEMPT/GOVERNMENT ENTITIES (TEGE) DIVISION? A description of the business units can be found at: ...
  • 3/27/2024 12:00:00 AM

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Internal Revenue Agent (Examiner) - (Temp NTE 1 Year, MBE, MBMP) 12 MONTH ROSTER (AMENDED)
  • Department Of The Treasury
  • Tampa, FL
  • Duties WHAT IS THE SMALL BUSINESS/SELF EMPLOYED (SB/SE)DIVISION? A description of the business units can be found at: ht...
  • 3/27/2024 12:00:00 AM

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Internal Revenue Agent (Examiner-Joint Committee Specialist) 12 MONTH ROSTER 'AMENDED'
  • Department Of The Treasury
  • Tampa, FL
  • Duties WHAT IS THE LARGE BUSINESS & INTERNATIONAL (LB&I)DIVISION? A description of the business units can be found at: h...
  • 3/27/2024 12:00:00 AM

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Loan Treasury Analyst
  • Wheeler Staffing Partners
  • Tampa, FL
  • Wheeler Staffing Partners is currently hiring for a Loan Treasury Analyst for our client, a leading capital provider for...
  • 3/26/2024 12:00:00 AM

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Insurance Analyst
  • Leeds Professional Resources
  • Tampa, FL
  • Responsibilities may include a focus on or a blend of; Loan Analysis, Bank Account Reconciliation, Cash Processing, Inve...
  • 3/26/2024 12:00:00 AM

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Cash Analyst
  • Leeds Professional Resources
  • Tampa, FL
  • Cash Analyst Location: Tampa, FL Status: Exempt About Leeds Resources: At Leeds Professional Resources, our priority is ...
  • 3/26/2024 12:00:00 AM

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Director of Commerical Loan, Asset Management
  • AmeriNat
  • Tampa, FL
  • The Director of Commercial Loan, Asset Management manages and directs commercial loan asset management efforts associate...
  • 3/24/2024 12:00:00 AM

Tampa is a major city in, and the county seat of, Hillsborough County, Florida, United States. It is on the west coast of Florida on Tampa Bay, near the Gulf of Mexico, and is the largest city in the Tampa Bay Area. The bay's port is the largest in the state, near downtown's Channel District. Bayshore Boulevard runs along the bay, and is east of the historic Hyde Park neighborhood. Today, Tampa is part of the metropolitan area most commonly referred to as the "Tampa Bay Area". For U.S. Census purposes, Tampa is part of the Tampa-St. Petersburg-Clearwater, Florida Metropolitan Statistical Area....
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$49,651 to $70,918
Tampa, Florida area prices
were up 1.1% from a year ago

Mortgage Credit Analyst in Cleveland, OH
Analysts benefit from on-the-job training, online development tools and a culture that encourages continuing education.
November 27, 2019
Mortgage Credit Analyst in Brownsville, TX
The Mortgage Credit Analyst will work with loan officers, underwriters, closers, borrowers and referral sources to obtain accurate and timely loan information.
December 30, 2019
Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
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