Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
With 19 service centers nationwide, McNICHOLS CO. is North America’s leading supplier and fabricator of “Hole Products”, including Perforated and Expanded Metals, Wire Mesh and Designer Metals, as well as a complete line of Metal Grating and Flooring Products. Founded in 1952 by the late Robert L. McNichols, the Company was established on strong values, high ethical standards and a commitment to employees and customers.
We have an exciting opportunity for a Credit Analyst to join our team. This position will oversee the credit granting process for assigned accounts and be responsible for the related Accounts Receivable portfolio. This includes the application of the company’s credit policies, controlling delinquency, cash collection, bad debts and the monitoring of customer credit worthiness for current and potential customers.
This position is based at our corporate office which is centrally located at Rocky Point, overlooking the waters of Tampa Bay.
Responsibilities:
Qualifications:
McNICHOLS is proud to reward our team with quarterly recognition incentives and a generous benefits package including 1st day eligibility for health insurance, three weeks of PTO, 9 paid holidays, 401k with employer match and Company provided disability/life insurance.
McNICHOLS CO. is a Drug Free Workplace and strong advocate of workforce diversity.
We invite you to visit mcnichols.com/careersto learn more.
Job Type: Full-time
Benefits:
Schedule:
Work Location: In person
0 Mortgage Credit Analyst jobs found in Tampa, FL area