Mortgage Credit Analyst jobs in Trenton, NJ

Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Credit Analyst I
  • First Bank - NJ
  • Trenton, NJ FULL_TIME
  • Position Summary:

    A Credit Analyst typically has less than two years experience and at the time of hire, may not have been credit-trained at all. A good candidate would include someone with 1-2 years business experience or a recent college graduate with skills adaptable to the position. For a recent college graduate, some business courses, including Accounting, would be beneficial.

    Ultimately, a Credit Analyst is responsible for gathering and analyzing credit information on current and potential borrowers; assisting in determining the advisability of granting credit for diversified types of loans; assists loan officers as well as junior credit analysts in writing loan presentations for approval; promotes business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services when applicable.

    Both on-the-job training and periodic off-site training will be available.

    Duties & Responsibilities:

    · Preparing financial statement spreads and assisting with maintenance of credit and documentation files.

    · Underwriting new loan business, annual reviews, as well as renewals/modifications.

    · Majority of work will be commercial in nature (versus consumer).

    · Attend customer calls / meetings when appropriate with Relationship Managers.

    · Play a role in the loan decision making process.

    · Assist with the coordination of loan portfolio reviews, audits and regulatory reviews.

    · Assist with oversight of the credit function (reporting, stress testing, covenant testing, credit file maintenance, etc)

    Other:

    · Good verbal and written communication skills are a must.

    · Should have adequate familiarity with MS Word and Excel.

    First Bank is an EEO/AA Employer, M/F-Disabled-Veteran and LGBTQ can apply to our company for employment opportunities.

    Job Type: Full-time

    Pay: From $50,000.00 per year

    Benefits:

    • 401(k)
    • 401(k) matching
    • Dental insurance
    • Health insurance
    • Paid time off
    • Vision insurance

    Schedule:

    • Monday to Friday

    Work Location: In person

  • Just Posted

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Credit and Collection Analyst
  • ANI Pharmaceuticals, Inc.
  • Princeton, NJ FULL_TIME
  • About UsWelcome to ANI Pharmaceuticals, where we are dedicated to improving and enhancing patients' lives through the manufacturing and distribution of high-quality pharmaceutical products. With a div...
  • 4 Days Ago

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Credit and Collections Analyst
  • STAND 8 Technology Services
  • Warrington, PA OTHER
  • STAND 8 provides end to end IT solutions to enterprise partners across the United States and with offices in LA, Atlanta, New York, Raleigh, and more. Step int
  • 24 Days Ago

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External Mortgage Loan Originator
  • First Heritage Mortgage Services
  • Trevose, PA FULL_TIME
  • First Heritage Mortgage Services is a full-service mortgage banking company with over 15 years of experience in mortgage origination, processing and servicing. Our experienced mortgage professionals d...
  • 1 Month Ago

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Multifamily Mortgage Processor
  • New Jersey Housing and Mortgage Finance Agency
  • Trenton, NJ FULL_TIME
  • THE EXECUTIVE DIRECTOR OF THE NEW JERSEY HOUSING AND MORTGAGE FINANCE AGENCY INVITES APPLICATIONS FROM QUALIFIED CANDIDATES FOR THE FOLLOWING: Job Title: Multifamily Mortgage Processor Issue Date: 2/2...
  • 14 Days Ago

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ABCO Federal Credit Union Junior Accountant
  • ABCO Federal Credit Union
  • Willingboro, NJ FULL_TIME
  • At ABCO's Lending Center, Willingboro, NJ Starting Rate: $26.00 per hour; Commensurate with experience. Do you have a passion for numbers, creating detailed financial reports, and reconciling ledger a...
  • 1 Month Ago

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0 Mortgage Credit Analyst jobs found in Trenton, NJ area

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Clinical Trials, Billing, Budget and Compliance Specialist
  • University of Pennsylvania
  • Philadelphia, PA
  • University Overview The University of Pennsylvania, the largest private employer in Philadelphia, is a world-renowned le...
  • 3/18/2024 12:00:00 AM

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Research Specialist A - Computational - Cremins Lab
  • University of Pennsylvania
  • Philadelphia, PA
  • University Overview The University of Pennsylvania, the largest private employer in Philadelphia, is a world-renowned le...
  • 3/18/2024 12:00:00 AM

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NEW ACCOUNT SET UP ANALYST
  • Lakeview Loan Servicing
  • Horsham, PA
  • Overview: POSITION SUMMARY: This position oversees the daily disbursement of escrow and principal curtailment funds to s...
  • 3/17/2024 12:00:00 AM

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DOCM Data Analyst (Cancer Center)
  • The University of Pennsylvania
  • Philadelphia, PA
  • University Overview The University of Pennsylvania, the largest private employer in Philadelphia, is a world-renowned le...
  • 3/16/2024 12:00:00 AM

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Performance Marketing Analyst - Onsite
  • Newrez LLC
  • Fort Washington, PA
  • Exceed the expectations of our residential mortgage borrowers & business partners through superior service, simple proce...
  • 3/15/2024 12:00:00 AM

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QC Mortgage Analyst / Quality Control Risk Analyst ( Remote & Onsite Once a week ) --- LOCALS ONLY
  • Zillion Technologies, Inc.
  • North Philadelphia, PA
  • THIS IS A DIRECT BANKING CLIENT REQUIREMENT ! Those authorized to work without sponsorship are encouraged to apply pleas...
  • 3/14/2024 12:00:00 AM

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Restaurant Management Experience - Hospitality -Paid Weekly
  • Hotel Resource
  • Philadelphia, PA
  • **Grocery, Restaurant - Food Service, Entry Level** **Restaurant Management Experience - Hospitality -Paid Weekly** Rest...
  • 3/14/2024 12:00:00 AM

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Quality Assurance Analyst (Regulatory) CVPF (Center for Cellular Immunotherapy)
  • The University of Pennsylvania
  • Philadelphia, PA
  • University Overview The University of Pennsylvania, the largest private employer in Philadelphia, is a world-renowned le...
  • 3/14/2024 12:00:00 AM

According to the United States Census Bureau, the city had a total area of 8.155 square miles (21.122 km2), including 7.648 square miles (19.809 km2) of land and 0.507 square mile (1.313 km2) of water (6.21%). Several bridges across the Delaware River – the Trenton–Morrisville Toll Bridge, Lower Trenton Bridge and Calhoun Street Bridge – connect Trenton to Morrisville, Pennsylvania, all of which are operated by the Delaware River Joint Toll Bridge Commission. Trenton is located near the exact geographic center of the state, which is 5 miles (8.0 km) located southeast of Trenton. The city is so...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$56,897 to $81,269
Trenton, New Jersey area prices
were up 1.5% from a year ago

Mortgage Credit Analyst in Cleveland, OH
Analysts benefit from on-the-job training, online development tools and a culture that encourages continuing education.
November 27, 2019
Mortgage Credit Analyst in Brownsville, TX
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December 30, 2019
Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
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