Mortgage Credit Analyst jobs in Waco, TX

Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

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Mortgage Loan Officer - Hewitt/Waco, TX
  • TEXELL CREDIT UNION
  • Hewitt, TX OTHER
  • Job Details

    Job Location:    Hewitt Branch - Hewitt, TX
    Position Type:    Full Time
    Salary Range:    Undisclosed
    Job Category:    Banking

    Description

    You will source your own leads in this role, which means greater opportunity for commissions.
     

    Texell, named one of the Best Credit Unions to Work for in the nation by the Credit Union Journal, is seeking an experienced Mortgage Loan Officer that will self-generate their own leads. This is a base bps role and is hybrid/remote for someone who lives in McCLennan, TX.
     
     

    Are you looking for a stable company that has competitive base rates with UNCAPPED commission? Looking for a REMOTE work-from-home opportunity? Can you sell sand at the beach? Fantastic, although not necessary here at Texell, since we are known to have the BEST product and prices in the Texas market (no sand necessary). Please note, while this is a hybrid/remote role, you will need to attend training at our headquarters in Temple, TX.

     

    End your job search now, because this is your chance to join a team that has been voted one of the best credit unions to work for by The Credit Union Journal! We have the STABILITY and COMPETITIVE COMPENSATION you are looking for, and yes you saw that correctly… UNCAPPED commission! Our mortgage team is constantly strategizing ways to provide our members with amazing mortgage options and pricing, but we can’t do it without YOU! If you are looking to become the next Purchase Transaction Leader in the Mortgage Industry, then keep reading and apply now!

     

    About the Mortgage Loan Officer III role:

    The Mortgage Loan Officer III (MLO III) is responsible for increasing Texell’s Purchase and Refinance loan production by developing business referrals, attracting mortgage customers/members, completing mortgage loan applications, and matching members with appropriate product sets. The MLO III is also responsible for obtaining initial loan documents and needs list items from prospect and keeping all parties in the loan process appraised of the progress. This position level is excluded from yearly merit increases.

     

    As a Mortgage Loan Officer III, you will:

    • Self-source your own leads.
    • Attract existing and new mortgage loan referral sources by managing and developing existing and future relationships.
    • Participate in community efforts to promote home ownership.
    • Work with Mortgage Loan Processors/Closers and Mortgage Manager directly to ensure that loan documents are processed in a timely manner. Provide communication with borrowers, agents, and processors on the status of all loan files.  Attend mortgage loan closings.
    • Meet with prospective borrowers. Interview mortgage prospects and obtain initial needs list items to complete the loan application.
    • Review/Analyze credit and financial data. Determine borrower financing objectives and goals. Present appropriate Texell products and programs. Explain pricing and lock rate as required. Identify appropriate opportunities to sell additional products. Collect supporting loan documentation as required. Upload complete application and supporting documentation into the Mortgage Loan Origination Software.
    • Keep Mortgage Loan Manager updated on the status of pipeline and any obstacles that would prevent a quality loan experience for members/prospects.
    • Update job knowledge by participating in educational opportunities, reading professional publications, maintaining personal networks, and participating in professional organizations.
    • Perform other functions and special projects that might be needed from time to time and assist others to complete tasks and work assignments.

     

    We are looking for someone who:

    • Lives in or near McCLennan, TX.
    • LOVES working with people! We are looking for extroverts who truly enjoy human interaction.
    • Has demonstrated success of being a self-starter, can work independently, and can successfully manage existing relationships while establishing new referral source relationships that generate leads to build a book of business.
    • Be RESILIENT! There will be ups and downs, but we persevere through the difficult times and CELEBRATE WINS TOGETHER. It takes a TEAM effort to be successful.
    • A good sense of humor is a MUST. Please come with knock-knock jokes.
    • Has a bachelor’s degree in business or related field and/or two years of progressive experience in lending-related roles.
    • Is experienced with Federal Housing Authority (FHA), Veterans Affairs (VA), and Federal National Mortgage (Fannie Mae).
    • Will maintain their registration active, and current, with the National Mortgage Licensing System throughout their employment.

     

    We want you to know:

    • Texell offers an excellent benefits package, including health, dental, vision, 401K with a dollar for dollar match up to 6%, paid vacation time, and paid sick leave! Vacation and sick time accruals start on your 1st day with the credit union.
    • Texell holds company events such as Yearly Awards Banquet, Employee Family Day, Back to School Supplies for your Kids, and more!
    • We participate in sporting events such as the annual Corporate Challenge!
    • Texell is passionate about helping our community and we volunteer for several events each month with our team called Texell Serves.

    Qualifications


  • 14 Days Ago

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Part-Time Credit Analyst
  • Central National Bank
  • Woodway, TX PART_TIME
  • DescriptionOur credit analysts play an integral role in maintaining the credit quality of the bank. Analysts assist commercial lending officers and other analysts by performing credit analysis work, p...
  • 24 Days Ago

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Mortgage Loan Officer, Self-Sourced Leads - Hewitt/Waco, TX
  • Texell Credit Union
  • Hewitt, TX FULL_TIME
  • You will source your own leads in this role, which means greater opportunity for commissions. Texell, named one of the Best Credit Unions to Work for in the nation by the Credit Union Journal, is seek...
  • 15 Days Ago

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Credit Recovery Specialist
  • La Vega Independent School District
  • Waco, TX FULL_TIME
  • PRIMARY PURPOSE / FUNCTION: Provide monitoring and direct support services for students who are at risk of failure due to credit recovery issues and poor academic performance often acerbated by high a...
  • 21 Days Ago

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Mortgage Consultant - Waco
  • Extraco Banks, N.A.
  • Waco, TX FULL_TIME
  • Extraco Banks is seeking a Mortgage Consultant to join our team. Position Summary: This position will establish relationships with potential clients, establish sales and participate in community event...
  • 25 Days Ago

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Mortgage Occupancy Field Inspector
  • GIS Field Services
  • Buffalo, TX FULL_TIME
  • GIS Field Services, Inc. is looking to hire a Mortgage Occupancy Field Inspector to perform residential property inspections on behalf of mortgage lenders. Our inspectors enjoy a flexible schedule whi...
  • 2 Days Ago

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0 Mortgage Credit Analyst jobs found in Waco, TX area

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Nurse Clinician III (RN) - Casual Appointment - Hughes Unit
  • University of Texas Medical Branch
  • Waco, TX
  • The mission of Correctional Managed Care is to address the healthcare needs of underserved patient populations within th...
  • 3/28/2024 12:00:00 AM

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Baker and Packager Associate
  • Wal-Mart
  • Waco, TX
  • Position Summary... Do you have a knack for helping people, following recipes and organization? Our Bakery/Packager asso...
  • 3/28/2024 12:00:00 AM

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Plasma Center Nurse - RN
  • BioLife
  • Waco, TX
  • By clicking the "Apply" button, I understand that my employment application process with Takeda will commence and that t...
  • 3/28/2024 12:00:00 AM

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Financial Advisor PNC Investments
  • PNC Financial Services Group
  • Belton, TX
  • Job Profile Position Overview At PNC, our people are our greatest differentiator and competitive advantage in the market...
  • 3/27/2024 12:00:00 AM

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Remote Financial Position - Paid Training and Licensing
  • Primerica - Zanegardner Agency
  • Temple, TX
  • Primerica has a 46 year track record of providing middle income families with low cost high value term life insurance ac...
  • 3/26/2024 12:00:00 AM

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Senior Financial Analyst
  • Johns Manville
  • Hillsboro, TX
  • Who We Are Johns Manville is a leading manufacturer and marketer of premium-quality insulation and commercial roofing, a...
  • 3/25/2024 12:00:00 AM

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Internal Revenue Agent (Reviewer - Examiner) 12 MONTH ROSTER - AMENDED
  • Department Of The Treasury
  • Waco, TX
  • Duties WHAT IS THE WHISTLEBLOWER OFFICE (WBO) DIVISION? A description of the business units can be found at: https://www...
  • 3/25/2024 12:00:00 AM

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Branch Office Administrator
  • Edward Jones
  • Waco, TX
  • Would you call yourself a relationship builder, a problem solver or a critical thinker? If you answered yes, we need you...
  • 3/18/2024 12:00:00 AM

Waco (/ˈweɪkoʊ/ WAY-koh) is a city in central Texas and is the county seat of McLennan County, Texas, United States. It is situated along the Brazos River and I-35, halfway between Dallas and Austin. The city had a 2010 population of 124,805, making it the 22nd-most populous city in the state. The 2017 US Census population estimate is 136,436 The Waco Metropolitan Statistical Area consists of McLennan and Falls Counties, which had a 2010 population of 234,906. Falls County was added to the Waco MSA in 2013. The 2017 US Census population estimate for the Waco MSA is 268,696. Waco is located at ...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Credit Analyst jobs
$47,297 to $67,556
Waco, Texas area prices
were up 1.2% from a year ago

Mortgage Credit Analyst in Cleveland, OH
Analysts benefit from on-the-job training, online development tools and a culture that encourages continuing education.
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Mortgage Credit Analyst in Brownsville, TX
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Mortgage Credit Analyst in Shreveport, LA
Become an expert on our internal credit and cash flow models.
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