Mortgage Credit Analyst assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Being a Mortgage Credit Analyst reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. Additionally, Mortgage Credit Analyst may require a bachelor's degree. Typically reports to a manager. The Mortgage Credit Analyst work is closely managed. Works on projects/matters of limited complexity in a support role. To be a Mortgage Credit Analyst typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)
Description
POSITION SUMMARY:
Responsible for providing clerical support during escrow accounts' opening, maintaining, and closing. Assist
other department members by creating and editing correspondence and documents, maintaining files and records,
and providing services to members.
Requirements
DUTIES AND RESPONSIBILITIES:
The following duties are normal for this position. These are not to be construed as exclusive or all-inclusive. Other duties may be required and assigned.
REQUIRED KNOWLEDGE AND ABILITIES:
Knowledge of basic bookkeeping principles. Excellent telephone manners and techniques. Strong social and communication skills. Must be able to operate the calculator, computer terminal, and windows based computer programs. Must be flexible to adapt to the changing of locations and hours, applying skills to demanding time restrictions, and willingness to work well with others in limited spaces.
TRAINING AND EXPERIENCE:
High school diploma or equivalent
Union Square Credit Union provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.
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0 Mortgage Credit Analyst jobs found in Wichita Falls, TX area