Mortgage Credit Manager manages a group of mortgage credit supervisors and monitors application procedures to ensure assignments meet established processes/standards. Oversees analysis of current, new and renewed residential loans. Being a Mortgage Credit Manager provides recommendations for improvement to top management. Requires a bachelor's degree. Additionally, Mortgage Credit Manager typically reports to head of a unit/department. The Mortgage Credit Manager manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. Extensive knowledge of department processes. To be a Mortgage Credit Manager typically requires 5 years experience in the related area as an individual contributor. 1 to 3 years supervisory experience may be required. (Copyright 2024 Salary.com)
DUTIES AND RESPONSIBILITIES
1. Work with the Branch Operations Manager as field representative for existing SEGs (Selected
Employee Groups) and throughout the community for prospective members to develop new membership.
2. Work with Marketing Department to keep displays, brochures, etc., current and up to date.
3. Exercise administrative control over functions of the branch, including implementation of credit union policies and compliance with State and Federal regulations.
4. Ensure adequate controls on funds dispersed and received by the credit union.
5. Maintain prescribed security control to protect the facility against criminal and fraudulent risk or exposure.
6. Attend to the needs of members including teller transactions, opening new accounts, certifying checks, and handling member complaints.
7. Assist members with online banking, resetting of passwords on Telco teller, mobile banking and home banking, responding to members inquires on ATM’s or Debit cards, etc.
8. Perform duties of a MSR or teller as needed. Assisting in resolution of account problems and provide information to members.
9. Perform Notary Public functions.
10. Assist Collection/Recovery Officer with collections.
11. Responsible for receiving and making wire transfers through the accounting department.
Receives, verifies, processes, and distributes incoming transfers within established procedures.
12. Ensure that branch is adequately staffed for efficient branch operation at all times.
13. Monitor office activity, including number of transactions, volume, teller errors, new accounts, etc.
14. Monitor key products/sales within branches to ensure profitable and sound business practices for the credit union, a high quality of service for members, and employees are maximizing opportunities to cross-sell products.
15. Responsible for training, coaching and monthly one on ones of branch employees. Responsible for completing performance appraisals for employee in a timely manner. Make recommendations regarding employment, promotions, transfers, salary changes and terminations in branches.
16. Ensures that the Branch image is favorable, reflecting a sound and secure financial institution that employees prudent housekeeping procedures, safety measures, and provides a pleasant atmosphere for members, including privacy, confidentiality, and ease of use.
17. Responsible for janitorial, landscape and overall maintenance of facilities. Coordinates with branch staff for janitorial/housekeeping/cleaning duties. Responsible for coordinating with maintenance & security specialist for maintenance and repairs as necessary.
18. Complete educational and training programs in accordance with supervisor directions.
19. Responsible of assigning training for employees to help them grow as a credit union professional.
This includes helping employees complete their training certifications & deployment plans.
20. To hold weekly meetings with all branch employees.
21. Ensure all teammates are in dress code and name tag on at all times.
22. Performs other assigned duties as needed in order to satisfy membership needs and discharge the business requirements of the credit union.
Job Type: Full-time
Pay: $46,000.00 - $54,000.00 per year
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Work Location: In person
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