Mortgage Credit Manager jobs in Danbury, CT

Mortgage Operations Manager

The Mortgage Operations Manager position is responsible for the management of the origination process through the post-closing process.

Key ResponsibilitiesBusiness Development and Sales

· - Responsible for new business development and identifying strategic opportunities to grow mortgage lending. Ensure achievement of annual mortgage production goals set by the bank for the year.

· - Oversight of the overall planning and development to ensure the bank’s annual consumer loan goals are met

· - Responsible for meeting the goals set for portfolio and loan sale mix

· - Develop overall strategies to achieve annual department goals other than production goals

Audit

· - Meet annual requirements for FTHB seminars and mortgage days in all Savings Bank of Danbury markets

· - Audit and reviews results are less than two report findings per audit

· - Audit and reviews are prepared and responses to audits occur within established timelines

Policy and Procedure Management

· - Ensure through lending process that loans are underwritten and approved following Savings Bank of Danbury policies and procedures

· - Maintain up to date knowledge of changing legislation so that Savings Bank of Danbury complies with all state and federal compliance regulations

· - Adheres to company policies and procedures on loans sold to investors ensuring they meet the investors guidelines

· - Is aware of and complies with CRA guidelines and policies, ethics policy, and non-discrimination policy.

Requirements

Educational and experience requirements include: Mortgage

· Excellent written and oral communication skills to interact with customers and our internal team

· Proven high level management skills

· Minimum of 5 years of experience in mortgage management or a similar role
- Strong knowledge of mortgage lending practices, regulations, and industry standards
- Familiarity with financial services software and systems
- Excellent analytical skills with the ability to assess risk and make informed decisions
- Strong understanding of GAAP principles and regulatory reporting requirements
- Knowledge of SOX (Sarbanes-Oxley Act) compliance is preferred

Physical Demands and Work Environment

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this job the employee:

Is regularly required to operate a computer and other office equipment, such as, a copy machine, calculator, phone, and computer printer.

Must be able to remain in a stationary position 70% of the time.

Is required to have close visual acuity to perform an activity such as, viewing a computer terminal and determine the accuracy, neatness, and thoroughness of work assigned to self and staff.

Is required to express or exchange ideas by means of the spoken word to convey detailed spoken instructions to other employees accurately.

Must be able to receive detailed information through oral communication.

The noise level in the work environment is usually low to moderate.

Position is considered sedentary and may require employee to lift up to 10 pounds.

Job Type: Full-time

Benefits:

• 401(k)
• Dental insurance
• Health insurance
• Paid time off
• Vision insurance

Schedule:

• 8 hour shift
• Monday to Friday

Work setting:

• In-person

Ability to Relocate:

• Danbury, CT 06811: Relocate before starting work (Required)

Work Location: In person