Mortgage Credit Manager jobs in Huntington, WV

Assistant Credit Manager - State Electric Supply Co.

Location: Huntington, WV (Corporate Office)

About Us: State Electric Supply Co. is a leading distributor in the electrical supply industry, committed to delivering the highest quality products and services to our customers. We are a dynamic, growth-oriented company that values the contributions of our employees and offers a challenging and rewarding professional environment. As we continue to expand, we are looking for a motivated Assistant Credit Manager to join our team in the Huntington, WV corporate office.

Position Summary: The Assistant Credit Manager will support the Credit Manager in overseeing the company’s credit policies and procedures, ensuring that customer credit risk is properly evaluated and managed. This role involves working closely with sales departments, customers, and collection teams to ensure timely payments and minimize bad debt losses. The successful candidate will have a keen eye for detail, excellent negotiation skills, and a strong background in credit analysis and risk assessment.

Key Responsibilities:

• Assist in managing and conducting credit investigations and reviews to evaluate customer financial status and creditworthiness.
• Help develop and implement credit and collection policies and procedures to ensure compliance with company standards.
• Collaborate with the sales team to balance sales growth with acceptable credit risk.
• Monitor and analyze accounts receivable, aging reports, and other financial data to identify trends, issues, and opportunities for improvement.
• Work with customers to negotiate payment arrangements and resolve billing disputes.
• Prepare reports and present findings on credit risk and collections performance to management.
• Stay informed about industry best practices, legal requirements, and trends in credit risk management.

Qualifications:

• Bachelor's degree in Finance, Accounting, Business Administration, or a related field.
• Minimum of 3 years of experience in credit analysis, credit management, or a similar role, preferably in the electrical supply industry or a related field.
• Strong understanding of financial statements, credit reporting, and risk assessment techniques.
• Excellent negotiation, communication, and interpersonal skills.
• Proficient in Microsoft Office Suite and experience with ERP systems.
• Ability to work independently and collaboratively in a fast-paced environment.
• Detail-oriented with strong analytical and problem-solving skills.

What We Offer:

• Competitive salary and benefits package.
• A supportive and dynamic work environment.
• Opportunities for professional growth and advancement.
• Participation in company-wide initiatives and projects.

We thank all applicants for their interest, but only those selected for an interview will be contacted.

State Electric Supply Co. is an equal opportunity employer and welcomes applications from all interested parties. We are committed to creating a diverse environment and are proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status.

Notice

State Electric Supply Co. is here to help prospective candidates by matching skillset and experience with the best possible career path in our organization. We take pride in creating a highly efficient and best in class candidate experience. During the recruitment process, no recruiter or employee will request financial or personal information (Social Security Number, credit card or bank information, etc.) from you via email. The recruiters will not email you from a public webmail client like Hotmail, Gmail, Yahoo Mail, etc. If you are suspicious of a job posting or job-related email mentioning State Electric Supply Co., let us know by contacting us at: hr@stateelectric.com or (800) 624-3424.