Mortgage Credit Manager jobs in San Diego, CA

Credit Analyst

Annual Salary Range $53,100 - $64,900 , Base salary plus bonus.

LendSure Mortgage Corp is looking for a Credit Analyst to work out of San Diego CA Office. This job is 100% on site.

LendSure Mortgage Corp. is a fast-growing Wholesale Lender offering Non-QM loan solutions. LendSure helps mortgage originators grow their business by offering loan solutions to borrowers who do not fall into conforming guidelines. At LendSure Mortgage Corp., we have created an environment where high-energy professionals can learn, excel, grow, and feel great about their contributions to our success.

LendSure is committed to attracting and retaining top talent throughout the United States and offers a competitive salary, benefits, and opportunities to grow within the company.

Position Summary:

The Credit Analyst is responsible for reviewing mortgage pre-qualification submissions on incoming applicants. Completing within internal processes and policies, as well as reviewing and verifying supporting documentation as submitted by Mortgage Brokers.

Duties include:

• Review and analyze documentation provided on each loan for pre-qualification, ensuring meets LendSure guidance.
• Prep and submit files for initial disclosures
• Review documentation, prep, and submit files for initial Underwriting approval.
• Ability to review and complete complex tax return analysis.
• Ability to perform duties under minimal supervision and actively engage with the supervisor to resolve complicated issues
• Ability to review and clear high-level conditions within the authority.
• Ability to communicate effectively in both verbal and written form
• Must be a detail-oriented team player able to work constructively with fellow employees.
• partnering with underwriting team, doc and funding department, Quality Control and Senior Management
• Strong time management skills to plan and organize a high daily loan volume
• Understanding of Account Manager role and provide support as needed.

Qualifications:

• 2 years underwriting experience, Non-QM preferred.
• Rendering credit decisions on incoming applicants that are consistent with internal policies, underwriting mortgage commitments, and verifying supporting documentation as submitted by a mortgage broker.
• Strong knowledge of underwriting terminology.
• Strong attention to detail and accuracy.
• Strong written and verbal communication skills with the ability to talk with brokers and Loan Officers.
• In-depth knowledge of the real estate industry and current trends.
• Understanding how to read guidelines.
• Working knowledge of Encompass Loan Origination System preferred

This employer participates in E-Verify and will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.