Mortgage Loan Officer jobs in Charleston, WV

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Mortgage Loan Officer
  • Obsidian Financial Services
  • Mac Arthur, WV FULL_TIME
  • Are you over the fact that you cannot close a loan in 10 days!? Are you working for a broker that just does not come through, or a lender who would not give you the ability to broker?

    At Obsidian Financial Services, you are assigned a personal Regional Manager. Your RM will help you structure your deal, get it approved with one of our UW, closed, along with training, webcaster videos, and tons of marketing material. I cannot count how many times major lenders Quicken or UWM declined a loan where we have turned around, approved, and closed it within 10 days!

    YOU MUST BE A LICENSED MORTGAGE BROKER THROUGH THE NMLS. THIS IS A MUST OR IN THE PROCESS OF GETTING IT

    TIME FOR WINNING AS A LENDER/BROKER

    FLAT RATE FEE FOR BRANCH $2500 DO ALL THE LOAN AND KEEP THE FEES

    The ability work as a Lender

    • Best rates in the industry, with no marked-up fees, and raw pricing
    • DPA/Construction to Perm/203k/Dr. Loans (Not available for broker channel anymore)
    • Non-QM Loans Make up to 4% compensation.
    • FHA down to 550 with 4% to 5% compensation. Will never be beaten!
    • Rates on FHA/VA at 2.75% fixed, paying back 2.875%
    • In-house UW are available 24/7.
    • Top tier banks such as Wells Fargo, Chase, and Trusit (Suntrust).

    The ability to work as a Mortgage Broker Branch Manager

    • NET BRANCH MANAGER $2500 FOR AS MANY LOANS
    • Approved with 50 lenders in the industry.
    • Flat fee of $995 per file and you still make the full compensation of 2.75%.
    • (203K/DPA/Construction to Perm) all have CANCELED on the wholesale of the business.
    • DBA’s are allowed for corporation.
    • W2 or 1099 (where applicable)

    Marketing & Software (state of the art cloud base)

    • Our Intranet is cutting edge and you can access a free demo.
    • Able to utilize our Optimal Blue pricing engine.
    • Twice a week training session and you are assigned a personal Territory Manager.
    • State of the art CRM to track and follow your leads.
    • Allowed to securely work at home or at a remote location.
    • Conduct weekly sessions that highlight current trends and marketing strategies.
    • LendingPad (LOS) a cloud-based software to minimize waiting times and delays.
    • Optimized website to assist your marketing efforts, on all popular social media platforms.
    • Training sessions for new loan officers to learn about marketing and software utilization.
    • Join our weekly meetings to discover everything that Obsidian Financial Services has to offer.
    • DBA’s Welcomed (where applicable)

    Underwriting & Processing

    • Close a loan from start to finish in as little as 10 days.
    • UW and close FHA/VA loans in our name with credit scores down to 550.
    • Reverse Mortgages
    • Commercial Mortgages
    • Hard Money & Fix and Flip Programs
    • NON-QM with Verus and Angel Oak, where we can UW and close in our names.
    • DPA’s not offered by any broker channels, can now go through our correspondent.
    • Collect your origination fee on the CD if you chose. Charge the borrower and not yourself.
    • Processing is done through a third-party company. Where you can collect your fees on both, the lender and broker channels.

    Compensation Will Not Be Beat (Ever)

    • Payday out within 72 hours!
    • 1099 or W2 (where applicable).
    • Loan Officers make 200 BPS up to 500 BPS on each deal. No one beat’s us.
    • Branch Managers make overrides from 25 BPS to 100 BPS on your loan officers.

    Your Duty Includes

    • Uphold all company directives and standards.
    • Ability to pre-qualify clients and input information for disclosing.
    • Submit a complete file then move on to the next deal.
    • Interact with processing and UW to close loans fast.
    • Proven ability to market yourself in your surrounding community, is a HUGE plus!
    • Being able to take direction and to be a true self-starter preferred. We will assist you as much as we can, but this is a rare opportunity, and is as lucrative as you will personally make it.

    Obsidian Financial Services is committed to the principle of equal employment opportunity for all employees and to providing employees with a work environment free of discrimination and harassment. All employment decisions at Obsidian Financial Services are based on business needs, job requirements and individual qualifications, without regard to race, color, religion or belief, family or parental status, or any other status protected by the laws or regulations in the locations where we operate. Obsidian Financial Services will not tolerate discrimination or harassment based on any of these characteristics.

    Job Types: Full-time, Part-time

    Pay: $79,500.00 - $350,000.00 per year

    Benefits:

    • Dental insurance
    • Health insurance

    Schedule:

    • 8 hour shift

    Supplemental pay types:

    • Commission pay

    Work Location: Remote

  • 19 Days Ago

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Customer Service Rep
  • Loan Max
  • Saint Albans, WV FULL_TIME
  • Drummond Financial Job Description: Our Customer Service Representatives are responsible for assisting potential borrowers and current customers with questions regarding loan products, evaluating vehi...
  • Just Posted

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Loan Officer Assistant Charleston OR Barboursville WV
  • Summit Community Bank
  • Charleston, WV FULL_TIME
  • JOB TITLE: Loan Officer Assistant Entity (SFG SCB): SCB Job Classification: Non-Exempt, Full-Time Department: Loan Department Reports to: Vice President of Commercial Loan Administration Education req...
  • 24 Days Ago

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Loan Officer Assistant 400 Washington Street Charleston WV
  • Summit Community Bank
  • Charleston, WV FULL_TIME
  • JOB TITLE: Loan Officer Assistant Entity (SFG SCB): SCB Job Classification: Non-Exempt, Full-Time Department: Loan Department Reports to: Vice President of Commercial Loan Administration Education req...
  • 10 Days Ago

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Loan Officer Assistant, 400 Washington Street Charleston WV
  • Summit Financial Group, Inc.
  • Charleston, WV FULL_TIME
  • JOB TITLE: Loan Officer Assistant Entity (SFG SCB): SCB Job Classification: Non-Exempt, Full-Time Department: Loan Department Reports to: Vice President of Commercial Loan Administration Education req...
  • 18 Days Ago

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Mortgage Underwriter
  • City National Bank of WV
  • Cross, WV FULL_TIME
  • Equal Opportunity Employer***THIS IS NOT A REMOTE POSITION***SUMMARY DESCRIPTION:Approve and deny mortgage loansESSENTIAL FUNCTIONS:Review residential loan application files to verify application data...
  • 19 Days Ago

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0 Mortgage Loan Officer jobs found in Charleston, WV area

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Administrative Associate
  • ALL Crane & Equipment Rental Corp.
  • Nitro, WV
  • Job Description Job Description Administrative Associate ALL Crane & Equipment Rental Nitro, WV - (25143) Position Summa...
  • 3/29/2024 12:00:00 AM

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Outside Sales Rep - ROS
  • United Rentals, Inc.
  • Elkview, WV
  • Great company. Great people. Great opportunities. If you'd like the chance to make your mark with the world's largest eq...
  • 3/28/2024 12:00:00 AM

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Assistant Branch Manager & Management Hire
  • Under Armour
  • Charleston, WV
  • Responsibilities The Assistant Store Manager supports the Store Manager in the daily operations of the store This includ...
  • 3/27/2024 12:00:00 AM

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Customer Care Specialist
  • United Bank Inc
  • Charleston, WV
  • **Location:** Charleston, WV, US, 25301 **Job Description** Our Customer Care Specialists are a key representative of Un...
  • 3/27/2024 12:00:00 AM

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Government Relations Manager
  • PMI (Project Management Institute)
  • Charleston, WV
  • Government Relations Manager United States * Virtual Req #463 Thursday, December 28, 2023 Want to help people learn the ...
  • 3/27/2024 12:00:00 AM

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Straight Driver
  • Beacon Building Products
  • Charleston, WV
  • Joining Beacon Building Products as a CDL Driver means becoming part of a values-driven organization. Our core principle...
  • 3/26/2024 12:00:00 AM

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Rep, CRO Mobile Examiner - (P/T) - ExamOne/West Virginia area
  • Quest Diagnostics
  • Charleston, WV
  • Overview: Under the direction of the Branch Manager or Field Leader, the Mobile Examiner's primary responsibility is to ...
  • 3/25/2024 12:00:00 AM

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Sales Leadership Development Program - Automotive
  • Sherwin-Williams
  • South Charleston, WV
  • Sherwin-Williams is seeking motivated individuals with an interest in sales, customer service, leading a successful team...
  • 2/2/2024 12:00:00 AM

Charleston is the most populous city in, and the capital of, the U.S. state of West Virginia. Located at the confluence of the Elk and Kanawha rivers, the population during the 2017 Census Estimate was 47,929. The Charleston metropolitan area as a whole had 214,406 residents. Charleston is the center of government, commerce, and industry for Kanawha County, of which it is the county seat. Early industries important to Charleston included salt and the first natural gas well. Later, coal became central to economic prosperity in the city and the surrounding area. Today, trade, utilities, governm...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Loan Officer jobs
$60,191 to $84,424
Charleston, West Virginia area prices
were up 1.2% from a year ago

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