Mortgage Loan Processor jobs in Columbus, MS

Mortgage Loan Processor performs administrative tasks for mortgage loan processing. Collects and prepares necessary information such as loan applications, credit documents, and appraisals to process and complete mortgage loan files. Being a Mortgage Loan Processor verifies all documentation for accuracy and completeness. Tracks and monitors due dates. Additionally, Mortgage Loan Processor ensures all documents are prepared and finalized in compliance with regulatory policies and procedures. Inputs and maintains all required transaction and processing records according to procedures. Responds to inquiries. Prepares required regulatory reporting. Requires a high school diploma or equivalent. Typically reports to a supervisor. The Mortgage Loan Processor works under the close direction of senior personnel in the functional area. Possesses a moderate understanding of general aspects of the job. May require 0-1 year of general work experience. (Copyright 2024 Salary.com)

T
Mortgage Loan Originator
  • The First Bank
  • STARKVILLE, MS OTHER
  • Job Details

    Job Location:    STARKVILLE MAIN BRANCH - STARKVILLE, MS
    Salary Range:    Undisclosed

    Description

    JOB FUNCTION / SUMMARY:

    Originate conventional, FHA, VA and RD loans which are compliant with investor requirements and all State and Federal laws and regulations; Promote Bank products and services to existing and potential clients in the community

    ESSENTIAL DUTIES & RESPONSIBILITIES:

    • Provides expert mortgage advice to potential borrowers
    • Stays current with
      • Bank's underwriting policy;
      • Investor guidelines;
      • Applicable State and Federal laws and regulations and
      • Changes in other aspects of the mortgage industry
    • Develops and maintains referral networks of Bank associates and external referral sources such as Realtors, Builders, friends, family and others in the community
    • Manages a clean pipeline of loans in process coordinating with Processors, Underwriters and Closers on a daily basis
    • Delivers all compliance documents and disclosures in a timely manner

    Additional Duties

    • Takes a very complete application and collects all required documentation (such as income tax return, bank account number, purchase agreement, and property description, etc.) for verification.
    • Prepares the borrower(s) for the process and keeps ALL of the parties involves in the process, up to date on all important developments and current status of application
    • Informs applicant of closing costs such as appraisal, credit report, and notary fees
    • Coordinates the closing with the borrower(s), closing agents, Realtors and others involved in the transaction
    • Interviews loan applicants to document income, debt, and credit history
    • Determines if applicant meets establishment standards for further consideration
    • Answers applicant's questions and asks for signature on information authorization forms
    • Submits application forms to Mortgage Loan Processor for verification of application information
    • Calls applicant or other persons to resolve discrepancies, such as credit report showing late payment history
    • Informs applicant of loan denial or acceptance
    • Keeps Bank associates up to date on changes in the industry and works as a team member with the other lines of business
    • Keeps all compliance requirements up to date and maintains a working knowledge of the products and services provided by the other lines of business and Bank affiliates
    • Other duties and special projects as assigned by Senior Management
    • Incumbent is required to comply with all applicable federal, state, and local banking and industry related laws and regulations including but not limited to the Bank Secrecy Act.

    MINIMUM REQUIRED EDUCATION & EXPERIENCE:

    • Bachelors Degree preferred
    • 2 years of sales experience required
      • 2 4 years of Mortgage origination experience is preferred
    • This position requires National Mortgage Licensing System and Registry (NMLS) registration under the SAFE Act of 2008. As such, upon active employment you will be required to either register on NMLS or re-register and move your previous registration. Your continued employment in this position is contingent upon successful registration immediately after your start date and annual renewal of your registration thereafter. In addition, information obtained during the registration process may impact your employment.
    • Knowledge of all Mortgage laws, procedures, rules, regulations, etc. on a federal, relevant state, local and bank-wide basis
    • Ability to learn or knowledge of Microsoft Office products including Microsoft Word, Excel, PowerPoint and Access; Ability to learn or knowledge of Outlook email program
    • Excellent communication, analytical, customer service and organizational skills
    • Ability to work effectively with all levels of personnel
    • Strong presentation skills

    ESSENTIAL MENTAL & PHYSICAL REQUIRMENTS:

    • Ability to work under stress and meet deadlines
    • Ability to travel
    • Ability to lift/move/carry approximately 25 pounds if required to perform the essential job functions. If the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an undue hardship then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement.


  • 1 Month Ago

T
Manager Trainee - Columbus
  • Tower Loan
  • Columbus, MS FULL_TIME
  • Manager Development Program At Tower Loan, we believe in developing leaders. In 10-12 months, our full-time Manager Development Program will give you the knowledge, skills, and abilities to effectivel...
  • 24 Days Ago

T
Customer Service Representative - Meridian
  • Tower Loan
  • Meridian, MS FULL_TIME
  • Great Opportunity! The heart of Tower Loan lies with our Customer Service Representative! Our representatives provide the best experience to our customers to earn their continued business. At Tower Lo...
  • 12 Days Ago

T
Customer Service Representative - Columbus
  • Tower Loan
  • Columbus, MS FULL_TIME
  • Great Opportunity! The heart of Tower Loan lies with our Customer Service Representative! Our representative provide the best experience to our customers to earn their continued business. At Tower Loa...
  • 1 Month Ago

T
Manager Trainee - Amory
  • Tower Loan
  • Amory, MS FULL_TIME
  • Manager Development Program At Tower Loan, we believe in developing leaders. In 10-12 months, our full-time Manager Development Program will give you the knowledge, skills, and abilities to effectivel...
  • 27 Days Ago

T
Manager Trainee - Meridian ($2,000 Sign-On Bonus)
  • Tower Loan
  • Meridian, MS FULL_TIME
  • Manager Development Program At Tower Loan, we believe in developing leaders. In 10-12 months, our full-time Manager Development Program will give you the knowledge, skills, and abilities to effectivel...
  • 1 Month Ago

Filters

Clear All

Filter Jobs By Location
  • Filter Jobs by companies
  • More

0 Mortgage Loan Processor jobs found in Columbus, MS area

A
Physical Therapist
  • Ati Physical Therapy
  • Echola, AL
  • Overview: Stronger Together: ATI is the largest outpatient physical therapy company under one brand, growing to over 900...
  • 3/28/2024 12:00:00 AM

D
Internal Revenue Agent (Reviewer - Examiner) 12 MONTH ROSTER - AMENDED
  • Department Of The Treasury
  • Columbus, MS
  • Duties WHAT IS THE WHISTLEBLOWER OFFICE (WBO) DIVISION? A description of the business units can be found at: https://www...
  • 3/27/2024 12:00:00 AM

C
CDL Truck Driver - Solo and Team Positions + Sign-On Bonus
  • CFI
  • Starkville, MS
  • Excellent Pay and Benefits Regional Routes Top Drivers Earn $100k+ Annually 90% No-Touch Freight Why Drive for CFI: Solo...
  • 3/27/2024 12:00:00 AM

C
CDL-A Owner Operator Truck Driver - Solo & Team Drivers + Sign-On
  • CFI
  • Starkville, MS
  • CFI is Immediately Hiring OTR Drivers & Owner Operators Competitive Pay Rates Top drivers earn $100k+ annually Solo driv...
  • 3/27/2024 12:00:00 AM

M
Police Officer
  • Mississippi State University (MS)
  • Starkville, MS
  • Position Function: Performs a variety of police duties in enforcing laws, rules, and regulations to protect lives and pr...
  • 3/27/2024 12:00:00 AM

K
Advance Recruit
  • Kemper Corporation
  • Starkville, MS
  • Location(s) Starkville, Mississippi Details Kemper is one of the nation's leading specialized insurers. Our success is a...
  • 3/24/2024 12:00:00 AM

A
Physical Therapist
  • Ati Physical Therapy
  • Elrod, AL
  • Overview: Stronger Together: ATI is the largest outpatient physical therapy company under one brand, growing to over 900...
  • 3/24/2024 12:00:00 AM

The city is located approximately 10 mi (16 km) west of the Mississippi-Alabama state line along U.S. Route 82, U.S. Route 45, and numerous state highways. US 82 leads southeast 29 mi (47 km) to Reform, Alabama and west 25 mi (40 km) to Starkville. US 45 leads south 32 mi (51 km) to Macon and north 28 mi (45 km) to Aberdeen. According to the United States Census Bureau, the city has a total area of 22.3 square miles (57.8 square kilometers), of which 21.4 square miles (55.5 square kilometers) is land and 0.9 square miles (2.3 square kilometers) is water. Large lakes and rivers are nearby, such...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Loan Processor jobs
$35,129 to $44,222
Columbus, Mississippi area prices
were up 1.2% from a year ago

Mortgage Loan Processor in Fort Collins, CO
Calculate and analyze loan application detail, convey restructured deals and effectively communicate loan terms that will meet the financial needs of the customer.
December 25, 2019
Mortgage Loan Processor in Santa Cruz, CA
Quit chasing paperwork and focus on growing your pipeline with a loan processor from MyOutDesk virtual assistant services.
December 07, 2019
Mortgage Loan Processor in High Point, NC
They also prepare the documents that go to the appraiser and are issued at the closing of a loan.
January 28, 2020