Mortgage Loan Processor jobs in Lake Havasu City, AZ
Mortgage Loan Processor performs administrative tasks for mortgage loan processing. Collects and prepares necessary information such as loan applications, credit documents, and appraisals to process and complete mortgage loan files. Being a Mortgage Loan Processor verifies all documentation for accuracy and completeness. Tracks and monitors due dates. Additionally, Mortgage Loan Processor ensures all documents are prepared and finalized in compliance with regulatory policies and procedures. Inputs and maintains all required transaction and processing records according to procedures. Responds to inquiries. Prepares required regulatory reporting. Requires a high school diploma or equivalent. Typically reports to a supervisor. The Mortgage Loan Processor works under the close direction of senior personnel in the functional area. Possesses a moderate understanding of general aspects of the job. May require 0-1 year of general work experience. (Copyright 2024 Salary.com)
Recently Added Mortgage Loan Processor jobs
Mortgage Loan Processor
- Silver State Schools Credit Union
-
Las Vegas, NV
FULL_TIME
-
Mortgage Loan ProcessorFull Time (40 Hours)Monday - Friday (8am - 5pm)Headquarters630 Trade Center DriveLas Vegas, NV 89119PURPOSE:The primary purpose of this position is to assist Silver State Schools Credit Union to live out its Mission, “Excellent Member Service and Financial Solutions – For Life,” by providing outstanding service to both members and internal members.
- To deliver service in alignment with our Service Commitments:
- I will earn respect and build trust by acting with integrity in every situation.
- I will understand my role in supporting the team to achieve our purpose.
- I will focus on people over products and build lasting relationships.
- I will take ownership and accept responsibility.
- I will treat my coworkers with the same high standards as I treat my member.
- I will continuously look for ways to improve myself, my credit union, and my community.
- I will accept there is no “they”. We are one working toward the same mission.
- I will commit to the core values.
- Meet all established service goals.
SUMMARY:A Mortgage Loan Processor primarily verifies, and coordinates borrower(s) supplied loan file documentation and the loan application detail in conformity with secondary market investor and/or credit union guidelines, the credit union’s lending technology platform and underwriting approval conditions. This position contributes to ensure optimal lending department process fluidity and compliance with credit risk parameters.ESSENTIAL DUTIES AND RESPONSIBILITIES include the following:- Contribute to the development and refinement of the credit union’s lending vision and strategy working in a team environment focused on member service and closing quality loans in a timely manner.
- Develop and demonstrate a subject matter expertise pertaining to mortgage lending regulations, secondary market investor guidelines, credit union lending policies, operating guidelines, and operating procedures.
- Communicate with Mortgage Loan Originators who are taking loan applications and with loan applicants themselves with respect to determining what a borrower is trying to accomplish with their loan request and obtaining a clear aspect of their capacity and intent to make payments, clarifying, and setting good expectations as well as providing an optimal level of member service. Note: this position does not and cannot discuss with a borrower their specific of mortgage loan level attributes or loan qualifying parameters but does speak generally about loan programs with members without addressing any borrower ability to qualify for a particular loan program or rate; without being properly licensed to discuss such items on loans secured by residential properties intended to be used as a dwelling unit.
- Communicate with realtors, other loan application referral sources or interested third parties to a transaction only as to whether a borrower is approved or qualifies or what might assist in qualifying without disclosing confidential borrower information to any third-party involved in the loan transaction; or in the alternative that a borrower is not qualified.
- Verify loan application data ensuring that all borrower supplied documentation, any associated service provider information matches the lending technology platform data and conforms to all loan approval parameters, lending regulations and the credit union’s loan policies and operating guidelines.
- Title, flood, and appraisals must be ordered and verified according to credit union policy, regulations, and guidelines.
- Certification of each applicable task, stipulation or condition pertaining to underwriter’s directive as stated within the lending technology platform as applicable, which is contemporaneously time and date stamped by the lending technology platform based on the user’s platform login.
- Ensure that all loan file supporting documentation is captured electronically, including work papers or checklists used in verifying loan file information within the lending technology platform.
- Prepare and deliver any required loan disclosures to a borrower(s) as required by applicable regulation.
- Divulge all aspects of a borrower’s application as well as a judgment of any borrower’s ability or intent to be able to make payment, any aspect of any collateral valuation or any issue regarding properly titling/pledging any collateral (on a secured loan application) to an underwriter making a credit decision on a loan. Notates such observations as well as any communication related to a loan file within the loan’s comment log within the lending technology platform.
- Re-submit new or changed loan file data to an underwriter, prior to loan closing and delivers any required re-disclosures to borrowers as applicable.
- Prepare and deliver adverse action notices on loan files that are denied, cancelled, and withdrawn within regulatory timeframe.
- Prepare appropriate loan documents on approved loans for borrower(s) signature.
- Review executed loan documents on closed loans to ensure that they were completed correctly and if not have the documents re-executed in a timely manner.
- Ensure that all executed closing documents are archived electronically within the credit union’s lending technology platform.
- Deliver closed/funded loan files to the credit union’s Secondary Operations group in paper or electronic form; ensuring all applicable information that is required is being delivered in a timely basis.
- Perform such other functions as assigned by upper management.
EDUCATION and/or EXPERIENCE:High School diploma and work experience of at least 2 years working as a First Mortgage Loan Processor with Secondary Market Lending experience.*ONLY FULLY COMPLETED APPLICATIONS WILL BE CONSIDERED*
**SEE RESUME ON APPLICATIONS WILL NOT BE CONSIDERED**
SILVER STATE SCHOOLS CREDIT UNION IS AN EQUAL OPPORTUNITY EMPLOYER (EOE)
DRUG-FREE WORKPLACE
- To deliver service in alignment with our Service Commitments:
- 1 Month Ago
Loan Processor
- Dollar Loan Center
-
Las Vegas, NV
FULL_TIME
- Join our dynamic team at Dollar Loan Center in Las Vegas, NV, as a Full Time Loan Processor! As the heart of our customer-focused organization, you will have the exciting opportunity to interact with ...
- 10 Days Ago
Mortgage Loan Originator
- USA Mortgage
-
Las Vegas, NV
FULL_TIME
- DescriptionWho We AreAt DAS Acquisition Company, LLC. (USA Mortgage), our mission is the unrelenting pursuit of perfection. We pride ourselves on the superior level of service that our status as a mor...
- Just Posted
Mortgage Loan Originator
- USA Mortgage
-
Lake, AZ
FULL_TIME
- DescriptionWho We AreAt DAS Acquisition Company, LLC. (USA Mortgage), our mission is the unrelenting pursuit of perfection. We pride ourselves on the superior level of service that our status as a mor...
- 1 Day Ago
Bilingual Loan Processor - Floater - Central (Las Vegas)
- Dollar Loan Center
-
Las Vegas, NV
FULL_TIME
- LOAN PROCESSOR - FLOATER What we do? We're a short-term lender who serves our community by offering our customers a solution to their financial needs. Why YOU should work here! For starters, our first...
- 5 Days Ago
Bilingual Loan Processor - Floater - Henderson, NV
- Dollar Loan Center
-
Henderson, NV
FULL_TIME
- LOAN PROCESSOR - FLOATER What we do? We're a short-term lender who serves our community by offering our customers a solution to their financial needs. Why YOU should work here! For starters, our first...
- 5 Days Ago
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0 Mortgage Loan Processor jobs found in Lake Havasu City, AZ area
LPNT West - Travel - RN / IMC (7P-7A) HRMC, AZ
- TotalMed
-
Lake Havasu City, AZ
- We are seeking a Registered Nurse-Intermediate Care for a travel assignment in Lake Havasu City Arizona.
- 4/22/2024 12:00:00 AM
Life Insurance Sales Agent
- Aguilar Agency
-
Lake Havasu City, AZ
- MAXIMIZE YOUR TIME & MONEY!!! Are you good with people and sales and exhausted by the rat-race? Worn-out by the countles...
- 4/22/2024 12:00:00 AM
Travel Cath Lab TECH (Catheterization Laboratory Technologist)
- Endevis LLC
-
Lake Havasu City, AZ
- Job.com Healthcare is seeking a Catheterization Laboratory Technologist for 13 weeks for immediate opening in Lake Havas...
- 4/22/2024 12:00:00 AM
Dental Hygienist - choose your shift
- GoTu
-
Lake Havasu City, AZ
- Pay Range: $40-$70/Hour By using the GoTu app, you can find local temporary and permanent opportunities and get peace of...
- 4/22/2024 12:00:00 AM
Road Maintenance Worker - Mohave Valley
- Mohave County, AZ
-
Mohave Valley, AZ
- Mohave County Public Works is currently recruiting for a Road Maintenance Worker in the Mohave Valley Roads Division. Th...
- 4/20/2024 12:00:00 AM
Warehouse/Driver - Fort Mohave
- GEARY PACIFIC CORPORATION
-
Fort Mohave, AZ
- Job Details Job Location 64 Fort Mohave - Fort Mohave, AZ Position Type Full Time Job Shift Day Description You will be ...
- 4/18/2024 12:00:00 AM
RN Case Manager - FT Days
- Valley View Medical Center
-
Mohave Valley, AZ
- Sign-On Bonus $20,000 Who We Are: People are our passion and purpose. Come work where you are appreciated for who you ar...
- 4/18/2024 12:00:00 AM
Warehouse/Driver - Fort Mohave
- GEARY PACIFIC CORPORATION
-
Fort Mohave, AZ
- Job Details Job Location 64 Fort Mohave - Fort Mohave, AZ Position Type Full Time Job Shift Day Description You will be ...
- 4/18/2024 12:00:00 AM
About Lake Havasu City, Arizona
Lake Havasu City is a city in Mohave County, Arizona, United States. According to 2010 census, the population of the city was 52,527 people. It is served by Lake Havasu City Airport. Lake Havasu City is geographically isolated from the other cities in Mohave County and is the southernmost community of the Las Vegas–Henderson, NV–AZ combined statistical area.
Lake Havasu City is located at 34°29′24″N 114°18′32″W / 34.49000°N 114.30889°W / 34.49000; -114.30889.
According to the United States Census Bureau, the city has a total area of 43.1 square miles (112 km2), of which, 43.0 square miles...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Loan Processor jobs
$41,062 to $51,691
Lake Havasu City, Arizona area prices
were up 2.5% from a year ago
were up 2.5% from a year ago
What does a Mortgage Loan Processor do?
Mortgage Loan Processor in Fort Collins, CO
Calculate and analyze loan application detail, convey restructured deals and effectively communicate loan terms that will meet the financial needs of the customer.
December 25, 2019
Mortgage Loan Processor in Santa Cruz, CA
Quit chasing paperwork and focus on growing your pipeline with a loan processor from MyOutDesk virtual assistant services.
December 07, 2019
Mortgage Loan Processor in High Point, NC
They also prepare the documents that go to the appraiser and are issued at the closing of a loan.
January 28, 2020