Mortgage Underwriter jobs in Las Cruces, NM

Responsibilities:

• Loan Officers who can advise borrowers on their financial status and payment methods.
• Create a good relationship with their clients, to be able to guide them through the process of the loan application and the process of their loans.
• File loan applications and supporting documents.
• Be able to handle awkward situations or any complaints and take professional and appropriate action to resolve them.

Qualifications:

• Previous experience in finance, banking, or other related fields. Familiar with computers and Banking applications/Software.
• Solid understanding of Direct/Indirect Lending Products and practices.
• Excellent communication in general and interpersonal skills.
• Valid State Mortgage Loan Officer License
• Have passed NMLS Safe Test.

Description of MSJ Mortgage

We are based out of Stockton, California. We have been in business since 2002. We are looking for new loan officers that need training, Sponsorship, and that are looking for mentorship.

We are both Direct Lenders and Wholesale Broker

We offer training for all Loan Officers, And that is held by our Branch Manager who has over 28 years of experience in the industry. He will teach you everything about loan origination. He will show you how to properly structure a file, how to gather all the documents run scenarios, run Du, Income calculations, and Run credit reports, and he will guide you through the mortgage system that we have built for our loan officers to use called 1 Solution. So some key features are.

Product Pricing Engine (PPE) so you can run scenarios for your customers. Compare products, and always get the best pricing for your customers.

Loan Origination System (LOS) For you to gather and fill your customer application upload any other documents so you can structure the file and submit to processing so they can take over.

Contact Relationship Management (CRM) to keep track of all of your customers and establish your book of business

Communication Tools You can send emails and text messages

Marketing Support creates different flyers such as Open House for you to team up with realtors

Cloud-Based System: Work from the comfort of your own home or anywhere you wish.

We also offer an organized processing team

and Marketing team that will help you build a brand on Social media

We offer a Loan Officer Assistant

We do FHA loans, Reverse Mortgages, Non-QM, VA, Jumbo, USDA, and Hard Money, and We have a new private money lender that is a great aggressive product for your customer it can qualify your new first-time home buyer, 1099 employee, College grads, ITIN or DACA, new jobs, or any customer that has a credit issue preventing Mortgage Approval and, much more.

We are looking for Licensed MLOs in the states of Arizona, California, Colorado, Florida, Georgia, Idaho, Montana, New Mexico, Ohio, Oregon, Texas, Washington State, and Wyoming.

We have a requirement of 2 Loan transactions in A year

• Original Package: 100 bps to 137.5 bps for newcomers. Ideal for MLOs without prior experience or production. No technology cost.

• Pro Package: 175 bps to 200 bps with a $75 monthly

• Pro Plus Package: 175 bps designed for experienced MLOs.

• Branch Option: Up to 225 bps.

The average Turnaround rate is 15 Days with Direct Lending, 25 days with Wholesale, and, 72 Hours After your file gets closed and found you will get paid.

Come and be part of a family that will flourish your growth and success for years to come call me today at (209) 425-1707 for an interview or send me a resume at alfonso@msjmortgage.com

Job Types: Full-time, Part-time

Pay: $48,872.40 - $458,857.09 per year

Expected hours: 25 per week

Benefits:

• Flexible schedule

Schedule:

• 4 hour shift
• 8 hour shift
• Monday to Friday

License/Certification:

• State MLO License (Required)
• NMLS NUMBER (Required)

Work Location: In person