Mortgage Underwriter jobs in Macon, GA

Summary

Under the direction of the Southern Specialty Underwriting Supervisor, the Underwriter is responsible for reviewing, underwriting, and rating submissions for quotes, new and renewal business, and endorsements within underwriting guidelines. This role will assist with business development and growth by building relationships with independent agents. The Underwriter will apply sound judgment to underwrite business that minimizes risk and contributes to a profitable portfolio.

Essential Functions

• Review, evaluate, and process applications, renewals, change requests, and cancellations by applying sound underwriting judgment and adhering to company policy and state regulations
• Gather necessary information and make decisions within limits of underwriting authority
• Develop positive working relationships with agents through various modes of communication: telephone, email, and in-person
• Perform periodic field visits to agents to improve quality of submissions, stimulate profitable production, and strengthen company/agency relations
• Communicate with agents regarding risk acceptance, declination, or modifications
• Make entries as required, properly and promptly in underwriting systems to ensure accuracy of data in relation to underwriting and quoting
• Other duties as assigned

Job Requirements, Knowledge, Skills and Abilities

• 3-5 years of commercial underwriting experience required
• Knowledge of Property and Casualty Insurance
• Strong analytical and problem-solving skills with particular attention to detail
• Exceptional organizational and time management skills
• Strong computer aptitude which includes expertise with Microsoft Office (Excel, Word, Outlook)
• Excellent written and oral communication skills
• Able to work independently with little supervision, but also able to work collaboratively with a team

Compensation

• Commensurate with experience
• Performance-based incentives

Benefits Package

• 401(k) company match up to 6% eligible upon hire
• Medical, dental & vision, including company paid Life insurance and long-term disability
• Wellness program
• Health care flexible spending accounts
• Paid time off
• Paid & unpaid sick leave where applicable, as well as short-term disability
• Parental & family leave; military leave & pay
• Employee Referral Incentive
• Career development & Continuing Education Assistance

Physical Conditions/Requirements

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the functions. While performing the duties of this position, the employee is regularly required to talk or hear. The employee frequently is required to use hands or finger, handle, or feel objects, tools or controls. The employee is occasionally required to stand; walk; sit; reach with hands and arms; climb or balance; and stoop, kneel, crouch, or crawl. The employee must occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this position include close vision, distance vision, color vision, peripheral vision, and the ability to adjust focus. The noise level in the work environment is usually moderate.