Mortgage Underwriting Manager jobs in Binghamton, NY
Mortgage Underwriting Manager provides quality mortgage loans to customers. Reviews and develops all aspects of mortgage loan guidelines to ensure compliance with federal and state regulations. Being a Mortgage Underwriting Manager monitors processes and systems of mortgage loans and promotes the new line of businesses. Requires a bachelor's degree. Additionally, Mortgage Underwriting Manager typically reports to a head of a unit/department. The Mortgage Underwriting Manager manages subordinate staff in the day-to-day performance of their jobs. True first level manager. Ensures that project/department milestones/goals are met and adhering to approved budgets. Has full authority for personnel actions. Extensive knowledge of department processes. To be a Mortgage Underwriting Manager typically requires 5 years experience in the related area as an individual contributor. 1 to 3 years supervisory experience may be required. (Copyright 2024 Salary.com)
Recently Added Mortgage Underwriting Manager jobs
Middle Market Sales Underwriting Specialist
- The Hanover Insurance Group
-
Maine, NY
FULL_TIME
- Our Middle Market department is seeking a Sales Underwriter to join our growing team in our New Hampshire and Maine Territory. This is a full-time exempt role. Position Overview/Summary: Responsible for identifying, soliciting, underwriting and selling new and renewal Middle Market accounts that drive profitable growth and align with Industry Segments, appetite and mix goals. Apply advanced technical, sales and analytical skills to provide insurance solutions that help Hanover’s customers manage risk. Demonstrates a thorough understanding of Hanover’s strategies and appetites and will use internal and external data to make appropriate individual and portfolio risk decisions. Operates within a broad Letter of Authority for all underwriting decisions and with limited direction while managing an assigned book of business, generally with high technical complexity and coordination. Responsibilities/Essential Functions: Technical Underwriting Knows and applies advanced underwriting concepts including risk selection, exposure and hazard identification and control, coverage implications, and loss analysis. Uses all appropriate underwriting tools (e.g. RQI, WC RST, UWWS, and CLAY.), disciplines and knowledge of strategies to ensure underwriting guidelines are followed. Advanced knowledge of pricing components and rating methodology and correlates pricing to exposure, financial and competitive analysis. Completes file documentation according to best practices guidelines and state regulations and can clearly explain account decisions. Adheres to CAT guidelines and underwriting discipline to minimize exposure and appropriately price individual risks. Applies increased knowledge of CAT aggregation to decision making. Portfolio Management & Financial Acumen: Manages assigned portfolio to achieve gross written premium, profitability, rate, retention, industry and LOB mix, new business and portfolio management goals. Reviews key metrics and uncovers trends that may lead to new business opportunities with agents while achieving profitable growth in accordance with business strategies. Demonstrates an understanding of the market factors and trends that can affect pricing (i.e. distribution channels, competition, organization’s growth/ profit strategy, regulation, reinsurance costs and branding). Prepares or analyzes information on adverse underwriting decisions, rate appeals, underwriting requirements, status and declinations in order to drive results within the assigned territory. Supports the implementation of profit improvement initiatives with key agents. Sales Acumen & Customer Advocacy: Can identify, solicit, pipeline, negotiate, and close accounts aligned with MM branch strategy. Ability to profile assigned agency plant and to strategically market our capabilities to agents. Operates with a franchise perspective to identify and drive enhanced sell opportunities and create growth within other lines of business and customer segments. Utilize our value proposition to enhance agency economics, partner conversion and product specialization in partnership with local management. Prioritizes and drives effective relationship management and producer activities to build trust, facilitate negotiation, and secure commitment in order to improve yield and retention ratios. Keeps current on state/territory issues, regulations and trends. Utilizes market and competitor information to enhance agent relationships by becoming a trusted advisor. Through stewardship process engage at the customer level for the most complex and prominent accounts within their territory. Independently implements territory business plans, monitors performance, adjusts plan to ensure a substantial pipeline for future profitable growth. Makes sales presentations to agents and customers on a regular basis and participants in more complex accounts: Utilize Industry Solutions partners to augment sales process through enhanced knowledge transfer, strategic producer visits/sales calls, and effective training sessions for both agents and customers. Effectively utilize Claims, Risk Solutions and Operations to display service and/or technical expertise to build confidence in customers to further secure business opportunities. Required Skills, Key Competencies and Experience: Bachelor’s Degree or equivalent experience 3-7 years Underwriting experience, with a minimum of 3 years of experience underwriting MM accounts. 3 years of experience driving agency relationships resulting in profitable new and renewal business. May specialize /certify in one or more Industry Segments.
- 10 Days Ago
Mortgage consultant
- Community Bank
-
Ithaca, NY
FULL_TIME
- Responsibilities As a member of the Retail Banking Team, the Mortgage Consultant originates mortgage loans to meet individual and department production goals. Loans must be originated in accordance wi...
- Just Posted
Mortgage Loan Officer (Mortgage Sales)
- AmeriCU Credit Union
-
Ithaca, NY
FULL_TIME
- Mortgage Loan Officer - Mortgage Sales Sign on Bonus! Location: Ithaca, NY and surrounding areas Base Rate compensation structure: First 90 days: $25.00/hour Next 30 days: $20.00/hour Thereafter: $15....
- 14 Days Ago
Mortgage Occupancy Field Inspector
- GIS Field Services
-
Owego, NY
FULL_TIME
- GIS Field Services, Inc. is looking to hire a Mortgage Occupancy Field Inspector to perform residential property inspections on behalf of mortgage lenders. Our inspectors enjoy a flexible schedule whi...
- Just Posted
Mortgage Loan Consultant
- Community Bank System, Inc.
-
Ithaca, NY
FULL_TIME
- OverviewAt Community Bank System, Inc. (CBSI), we are dedicated to providing our customers with friendly, personalized, high-quality financial services and products. Our retail division, Community Ban...
- Just Posted
Mortgage Originator- Ithaca & Cortland
- Manufacturers and Traders Trust Co
-
Ithaca, NY
FULL_TIME
- Overview: Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best me...
- 6 Days Ago
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0 Mortgage Underwriting Manager jobs found in Binghamton, NY area
Junior Credit Analyst
- Cfcu Community Credit Union
-
Ithaca, NY
- CFCU Community Credit Union is seeking a detail-oriented Junior Credit Analyst to assist the Business Lending Department...
- 4/25/2024 12:00:00 AM
Junior Credit Analyst
- CFCU Community Credit Union
-
Ithaca, NY
- CFCU Community Credit Union is seeking a detail-oriented Junior Credit Analyst to assist the Business Lending Department...
- 4/23/2024 12:00:00 AM
Towanda, PA - Field Inspector - Insurance Loss Control
- H & S Loss Control Inspections
-
Towanda, PA
- Qualified Field Inspectors for Insurance Loss Control are needed in your area! Immediate placement available. Pay: We pa...
- 4/21/2024 12:00:00 AM
5K Sign On Bonus Sales Representative (Base Plus Uncapped Commission)
- Liberty Mutual Group
-
Vestal, NY
- You are here: / US,Vestal-NY,5K Sign On Bonus Sales Representative (Base Plus Uncapped... **5K Sign On Bonus Sales Repre...
- 4/21/2024 12:00:00 AM
Agile Transformation & Delivery Coach
- Swiss Re
-
Windsor, NY
- Location: Armonk, NY, US Windsor, CT, US ** Agile Transformation & Delivery Coach** **About Swiss Re Corporate Solutions...
- 4/21/2024 12:00:00 AM
About Binghamton, New York
Binghamton /ˈbɪŋəmtən/ is a city in, and the county seat of, Broome County, New York, United States. It lies in the state's Southern Tier region near the Pennsylvania border, in a bowl-shaped valley at the confluence of the Susquehanna and Chenango Rivers. Binghamton is the principal city and cultural center of the Binghamton metropolitan area (also known as Greater Binghamton, or historically the Triple Cities), home to a quarter million people. The population of the city itself, according to the 2010 census, is 47,376.
From the days of the railroad, Binghamton was a transportation crossroads...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Mortgage Underwriting Manager jobs
$89,128 to $125,891
Binghamton, New York area prices
were up 1.5% from a year ago
were up 1.5% from a year ago
What does a Mortgage Underwriting Manager do?
Mortgage Underwriting Manager in Bellingham, WA
If a rate on a mortgage contract increases significantly, this is normally favorable to the lender in the absence of correlated increases in rates on liabilities.
December 23, 2019
Mortgage Underwriting Manager in Flagstaff, AZ
Assist with monitoring of internal control records and business recovery plans for Mortgage Lending Administration (MLA).
November 28, 2019
Mortgage Underwriting Manager in Milwaukee, WI
Typically, borrowers deal with a mortgage broker and/or loan officer first.
January 26, 2020