Mortgage Underwriting Manager jobs in Saint Cloud, MN

First Western Bank & Trust has a full-time opening for a Mortgage Banker.

Mortgage Banker Benefits Include:

• Paid Vacation, Sick Leave and Holidays
• Health Insurance
• Dental Insurance
• Vision Insurance
• 401k with matching contributions
• Volunteer Paid Time Off
• Banking Benefits
• And More!

MORTGAGE BANKER OVERVIEW

Develop new mortgage loan business for First Western Bank & Trust by developing a community network, soliciting business, responding to customer inquiries, and contacting mortgage referrals; oversee the mortgage loan process from application to closing; provide ongoing customer support with mortgage customers; and provide training for Mortgage Bankers as needed.

• Oversee the mortgage loan process from application to closing
• Promptly respond to all inquiries and online applications
• Interview prospective borrower to analyze financial and credit data
• Determine customer’s financing objectives and advise customer of product/pricing and guidelines
• Take detailed loan applications, turn completed files to processing team and help resolve any problems
• Ensure all loans comply with regulatory, legal and bank requirements; including timely and accurate delivery of required disclosures
• Provide ongoing customer support; including education, advice, progress reports, answering questions, and resolving problems
• Maintain a clean pipeline with an organized follow-up approach and clear communication in relation to interest rate locks, closing dates, extensions, etc.
• Establish and maintain an effective network of mortgage referral sources such as realtors, contractors/builders, financial planners, accountants, and others

Mortgage Banker Qualifications

• Bachelor’s degree in accounting, finance, business related field; or equivalent work experience
• Minimum 3 years of banking/lending experience
• Knowledge of the secondary mortgage market
• Knowledge of lending and lending policies & procedures
• Knowledge of government loan programs preferred

Mortgage Banker Skills/Abilities

• Excellent oral and written communications skills
• Ability to analyze and comprehend complex financial data and provide financial alternatives
• Sound judgment and decision-making skills
• Able to prioritize work, work independently and be self-motivated with a high level of initiative and accountability
• Organized with strong attention to detail
• Ability to work well with a variety of people and exercise tactfulness in difficult situations and loan declines
• Computer proficiency, especially in Microsoft programs and necessary banking software
• Able to be licensed and registered by the National Mortgage Licensing System (NMLS)

First Western Bank & Trust is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, sexual orientation, gender identity, national origin, age, disability, genetic information, marital status, or veteran status.