SBA Business Development Officer jobs in Phoenix, AZ

SBA Business Development Officer develops and structures loans and markets other banking products and services to Small Business Administration (SBA) eligible small and medium sized businesses. Reviews required customer financial information and coordinates with SBA to provide a lending solution for the customer. Being a SBA Business Development Officer structures the SBA loan proposals, completes initial underwriting, and prepares credit package that complies with all applicable regulations and SBA guidelines. Requires a bachelor's degree. Additionally, SBA Business Development Officer typically reports to a manager or head of a unit/department. The SBA Business Development Officer works on projects/matters of limited complexity in a support role. Work is closely managed. To be a SBA Business Development Officer typically requires 0-2 years of related experience. (Copyright 2024 Salary.com)

Recently Added SBA Business Development Officer jobs

W
SBA Loan Officer (Business Development)
  • W3Global Inc
  • Phoenix, AZ FULL_TIME
  • SUMMARY:
    Over the past two quarters, We have grown our small business loan portfolio by 320% ranking #1 among all Arizona based banks in rate of loan growth. Our differentiators and service are in demand and to support this growth, we are hiring.
    You own it, are accountable, and likely are a senior, top performing SBA 7A and 504 Business Loan Senior Underwriter. Please note this is NOT a consumer or residential loan position. Your current employer may be stopping or slowing its SBA business lending, or you may be worried about your current employer's bureaucracy/politics, not happy with your future opportunity, or perhaps interested in exploring a change. Ethics, integrity, building trust, developing relationships, honoring your promises, and delivering results are important to you.
    You are very intrigued to learn that our employees rank us among the best work cultures they have experienced. You are interested in learning about the proprietary services we invented (check out our website to learn more). You either currently live in the Phoenix Arizona metro area or have family or friends and are interested in being based here. If this sounds like you, please keep reading and we encourage you to apply.
    The Senior Underwriter (SU) for SBA 7A and 504 Business Lending, will be responsible for complex credit analysis, loan underwriting, and loan packaging for the U.S. Small Business Administration's (SBA) loans and U.S. Department of Agriculture (USDA), loans. The SU will also be required to assist in the underwriting of non-GGL loans as resources are needed to cover workflows as directed by the Bank's VP/Credit Officer and the Chief Lending Officer. The SU performs work of unusual difficulty in structuring commercial real estate, business and working capital loan transactions through various government guaranteed loan programs and/or combine non-traditional financing assistance programs to leverage traditional bank and other financing structures.
    Note: This is NOT a consumer or residential mortgage position, and rather, prior experience in commercial business loans, specifically with prior SBA 7A and 504 business loan experience is required.
    RESPONSIBILITIES:
    1. Serves as the Subject Matter Expert and Liaison to/for GGL Programs.
    2. Prepares loan credit memorandums and recommends credit decision upon the review and analysis of the loan application package and supporting documentation.
    3. Packages GGL loans for submission and obtains applicable approvals/authorizations.
    4. Proficient management with interaction with CAFS/ETran portal including the resolution of screenouts.
    5. Reviews the official SBA authorization and loan agreement for accuracy and to ensure the terms and conditions correspond with he approved credit approval and credit authorization.
    6. Thorough understanding of GGL compliance and reporting requirements.
    7. Evaluates CRE, business acquisitions, equipment, expansions, start-up, and tenant improvement project requests are in compliance with bank underwriting guidelines along with GGL requirements.
    8. Analyzes and spread borrower financial data including financial statements, tax returns, projections, real estate and debt schedules, leases, credit reports, background reports, character review and resumes.
    9. Reviews title reports, UCC filings, appraisals, environmental reports, and business valuations.
    10. Completes industry analysis assessing and mitigating credit risk.
    11. Facilitates communications and information between bank personnel, GGL offices, and third-party partners.
    12. Contacts/communicates/assists GGL and non-GGL Business Development Officers to discuss issues, collect needed documentation and manage workflows from application generation through loan closing.
    13. Directs and reviews proper loan documentation, both attorney-prepared and generated from LaserPro.
    14. Assists in portfolio management, servicing requests, annual reviews, and special asset transfers.
    15. Provides training to processors and commercial credit analysts as needed.
    16. Maintains knowledge of updates to the loan policy, procedural notices, and GGL SOP's
    17. Complies with all regulatory requirements.
    QUALIFICATIONS:
    Knowledge, Skills & Abilities
    1. Bachelor's Degree or equivalent related experience.
    2. Minimum of five years of experience in commercial business and real estate loan underwriting specifically in SBA, USDA loans required, plus prior non-SBA C&I loan experience is preferred.
    3. Prior experience in sales as a BDO or relationship management.
    4. Strong knowledge and experience of GGL policy and procedures.
    5. Advanced analytical and problem-solving skills with prior commercial lending experience.
    6. Proficient in financial analysis centered in credit quality and cash flow including accounting, spreading financial statements and tax returns.
    7. Strong verbal and written communication skills.
    8. Advanced understanding of borrower documentation and third-party reports such as entity documents, credit/background reports, appraisals, business valuations, title, and environmental.
    9. Ability to work effectively with individuals across the bank to assist in managing internal and external relationships.
    10. Ability to deliver excellent service to teammates, sales staff, and customers.
    11. Ability to work in fast-paced environment while delivering accurate and quality work product.
    12. Knowledge of the Southwest US area real estate markets a plus.
    13. Working knowledge of workflow and underwriting platforms required, loan platforms including Spark, Abrigo, LaserPro and FIS highly desired.
    14. Advanced knowledge of MS Excel and the MS Office Suite of products.
    EDUCATION & EXPERIENCE

    • Bachelor's Degree in accounting, business or finance preferred.

    • 5 years in Commercial Banking Government Guaranteed Lending (e.g., Credit Administration, Commercial Credit Underwriting, Portfolio Management or Commercial Lending) is required.

    ENVIRONMENT & PHYSICAL DEMANDS:

    • Ability to lift a minimum of 20lbs. (e.g., file boxes).

    • Must be able to sit, stand, bend and stoop.

    • Sitting/Standing for 90% of the time.

    • Requires ability to use keyboard up to 8 hours.

    • Travel may be required.

    The preceding job description indicates the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees.
    INCLUSION AND EQUAL OPPORTUNITY EMPLOYMENT: We are an equal opportunity employer committed to diversity and inclusion. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other basis protected by law.
    About us: Our Mission is to "Help small businesses maximize growth and employment". Our Why is because "Employment lifts people up and transforms lives".
    Our Core Values are:
    · Earn and be worthy of Trust: Trust is everything. Be authentic, honest, make personal connections and keep your promises.
    · Demonstrate an optimistic and positive attitude: Our intentions should be upbeat, positive and lift others up. Positivity breeds success.
    · Focus on client-centric solutions: We listen, understand and WOW our clients.
    · We deliver results: Own it, be accountable, committed and strive for positive outcomes in everything we do.
    Benefits: Comprehensive package including: Health, dental and vision insurance, paid time off, company paid life insurance, short and long-term disability, 401k, and tuition savings program.




    #INDW3

  • 27 Days Ago
Apply this Job
A
Business Development Officer - SBA & CRE
  • Avana Companies
  • Glendale, AZ FULL_TIME
  • Mission: As a Business Development Officer specializing in all types of CRE lending (owner-occupied, investor, construction, SBA and Bridge CRE lending), your mission is to drive growth, and create op...
  • 19 Days Ago
Apply this Job
P
SVP, Business Development Officer
  • Pacific Western Bank
  • Phoenix, AZ FULL_TIME
  • Overview The SVP, Asset Based Lending Business Development Officer will source, develop and close new small and middle market ABL relationships in a specific Region of the United States. Responsibilit...
  • 2 Days Ago
Apply this Job
C
Business Development Officer
  • Chicanos Por La Causa
  • Phoenix, AZ FULL_TIME
  • This position is salary based plus incentive. POSITION SUMMARY The Business Development Officer, is responsible for driving the growth of Prestamos by formulating and implementing comprehensive strate...
  • 1 Month Ago
Apply this Job
I
Commercial Lending Business Development Officer (VP/SVP)
  • Integro Bank
  • Phoenix, AZ FULL_TIME
  • DescriptionSUMMARY: You own it, are accountable and likely are a top performing sales business development officer for business, C&I, CRE loans, deposit and full range of banking solutions for commerc...
  • 2 Months Ago
Apply this Job
H
Customer Service Representative
  • Hawaiʻi Small Business Development Center
  • Phoenix, AZ FULL_TIME
  • We are seeking a Customer Service Representative to join our team! You will be responsible for helping customers by providing product and service information and resolving technical issues.Responsibil...
  • 13 Days Ago
Apply this Job
View All SBA Business Development Officer Jobs
Salary Company Skills How To Become Job Openings
Filters

Clear All
Filter Jobs By Location
  • Filter Jobs by companies
  • More
Salary Company Skills How To Become Job Openings

0 SBA Business Development Officer jobs found in Phoenix, AZ area

T
Business Development Officer
  • TalentZök
  • Phoenix, AZ
  • SBA Business Development Officer- TalentZok OVERVIEW Are you looking for a new career opportunity with an exciting compa...
  • 5/8/2024 12:00:00 AM
Apply this job
C
Chief Financial Officer
  • Cayuse Holdings
  • Phoenix, AZ
  • **Overview** The Chief Financial Officer at Cayuse Holdings, LLC will help shape strategy and direction of the company (...
  • 5/8/2024 12:00:00 AM
Apply this job
T
SBA Business Development Officer - 19997
  • TalentZok
  • Phoenix, AZ
  • Job Description Job Description SBA Business Development Officer- TalentZok OVERVIEW Are you looking for a new career op...
  • 5/7/2024 12:00:00 AM
Apply this job
I
SBA Loan Business Development Officer
  • Integro Bank
  • Phoenix, AZ
  • Job description JOB TITLE: SBA Business Development Officer (VP/SVP) REPORTS TO: Government Lending SVP/Director of Sale...
  • 5/5/2024 12:00:00 AM
Apply this job
S
Attorney/Bar Counsel
  • State Bar of Arizona
  • Phoenix, AZ
  • Do you have a strong sense of justice, a commitment to upholding the integrity of the legal profession, and want to prot...
  • 5/4/2024 12:00:00 AM
Apply this job
C
SBA Underwriter
  • CrossFirst Bank
  • Phoenix, AZ
  • Overview: The SBA Underwriter delivers detailed quantitative and qualitative credit analysis and underwriting for SBA 7a...
  • 5/4/2024 12:00:00 AM
Apply this job
View All SBA Business Development Officer Jobs

About Phoenix, Arizona

Phoenix is in the southwestern United States, in the south-central portion of Arizona; about halfway between Tucson to the southeast and Flagstaff to the north. By car, the city is approximately 150 miles (240 kilometers) north of the US-Mexico border at Sonoyta and 180 mi (290 km) north of the border at Nogales. The metropolitan area is known as the "Valley of the Sun" due to its location in the Salt River Valley. It lies at a mean elevation of 1,086 feet (331 m), in the northern reaches of the Sonoran Desert. Other than the mountains in and around the city, the topography of Phoenix is gener...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for SBA Business Development Officer jobs
$78,622 to $113,414
Phoenix, Arizona area prices
were up 2.2% from a year ago
View detail

What does an SBA Business Development Officer do?

SBA Business Development Officer in Indianapolis, IN
Our four major business lines include Corporate & Investment Banking, Commercial Banking, Commercial Real Estate, and Wells Fargo Commercial Capital.
December 27, 2019
SBA Business Development Officer in Asheville, NC
As an SBA Business Development Officer for Valley National Bank, Michael’s primary duties include developing and structuring loans and marketing other banking products and services to SBA eligible businesses.
February 14, 2020
SBA Business Development Officer in Columbus, GA
3+ years of experience in SBA lending in their local markets.
February 03, 2020