Top Consumer Credit Manager jobs in New Bedford, MA

Top Consumer Credit Manager plans and directs all aspects of an organization's consumer credit activities. Manages and leads the consumer credit underwriting function for a central processing unit. Being a Top Consumer Credit Manager requires a bachelor's degree. Demonstrates expertise in a variety of the field's concepts, practices, and procedures. Additionally, Top Consumer Credit Manager typically reports to top management. The Top Consumer Credit Manager manages a departmental sub-function within a broader departmental function. Creates functional strategies and specific objectives for the sub-function and develops budgets/policies/procedures to support the functional infrastructure. Deep knowledge of the managed sub-function and solid knowledge of the overall departmental function. To be a Top Consumer Credit Manager typically requires 5+ years of managerial experience. (Copyright 2024 Salary.com)

Recently Added Top Consumer Credit Manager jobs

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Branch Manager
  • New Bedford Credit Union
  • New Bedford, MA FULL_TIME
  • POSITION SUMMARY
    The Branch Manager plans, controls, supervises, and coordinates Credit Union services and activities of the branch office. Contribute to NBCU’s achievement of the goals outlined in its strategic plan by effectively leading the branch staff, managing the operations, and creating an effective sales and service culture in the branch. Identify branch business, and member service, opportunities.

    AUTHORITY AND REPORTING RELATIONSHIP
    The Branch Manager supervises and directs the work of all branch employees. The Branch Manager reports to the Vice President of Retail Service & Branch Administration.

    AMOUNT OF INDEPENDENT ACTION OF THE POSITION
    Approval may be required when solution is not within normal policies and procedures. The Branch Manager may make exceptions to policy as appropriate and within authority.

    ESSENTIAL FUNCTIONS
    • Supervise and assist in the coaching, training and the development of branch staff.
    • Assist branch staff in solving member problems, serving as an operational reference.
    • Oversee and approve the scheduled work hours and breaks for all branch staff.
    • Oversee the investigation of teller losses, and institute corrective action as necessary.
    • Oversee and assist in the job training of new staff; provide general performance input.
    • Open and close the branch office ― and execute daily operations in accordance with credit union policies and procedures.
    • Actively participate in a sales and service culture consistent with the Credit Union's business plan goals and encourage other staff members to meet or exceed sales goals, as necessary.
    • Support credit union member relations through on-going customer contact, quality customer service, and superior product knowledge.
    • Research and resolve member questions, problems and concerns by way of telephone, written correspondence or in person.
    • Maintain a mastery of the credit union’s current operating system for financial transactions.
    • Handles the opening/closing of accounts, CDs, IRAs, safe deposit boxes, etc.
    • Place appropriate holds on all checks in accordance with applicable policies and regulations.
    • Execute Chex Systems and OFAC inquiries.
    • Process stop-payments on member checks.
    • Process check orders, and print starter checks.
    • Promote and demonstrate electronic account information delivery systems to new members.
    • Respond to all ATM outage issues and notify VP of Operations in a timely manner as issues arise.
    • Verify weekly branch cash and ATM shipments.
    • Balance and verify receipt of incoming cash orders for the branch. Balance and add cash to ATM.
    • Audit ATM and Vault as well as cash drawers, on a monthly basis, according to policy.
    • See to the accurate completion of required audit logs.
    • Approve and disburse authorized debit and credit funds to members.
    • Execute annual branch staff performance evaluations.
    • Ensure that branch staff is adhering to all security procedures, and that building maintenance issues are reported and corrected.
    • Provide notary services to members, as needed.
    • Maintain a cash drawer, so to facilitate assisting tellers when the branch is busy.
    • Utilize pre-approval platform in order to promote and cross-sell loan products and services.
    • Initiate auto, home, personal loans and lines of credit; assist borrowers with the loan application process.
    • Analyze credit history of applicants and determine loan repayment capabilities.
    • Negotiate credit terms, such as costs, loan repayment methods and collateral specifications.
    • Approval authority within Loan Policy limits and is granted at the discretion of the Vice President of Lending. Management approval is required when solution is not within normal policy limits.
    • Comply with the Credit Union’s SAFE Act Policy and procedures.
    • Comply with Truth in Lending (Regulation Z), Equal Credit Opportunity (Regulation B), and all applicable lending regulations.
    • Attend meetings and seminars related to the Credit Union's operations and branch-related supervisory duties.
    • Compliance with Bank Secrecy Act, OFAC and USA PATRIOT Act including Member Identification Program, member due diligence, identifying high risk accounts, reporting suspicious activities to Supervisor or BSA Officer. Comply with USA Patriot Act when identifying loan applicants. Ensure all checks disbursed to vendors comply with OFAC regulations. Accurate completion of CTR and Monetary Instrument log.

    QUALIFICATIONS
    • High school graduate or GED.
    • Minimum of two (2) years cash-handling experience is required.
    • Minimum of two (2) years of customer service experience is required.
    • Minimum of two (2) years of supervisory experience is required.
    • Prior experience working in banking strongly preferred.
    • Prior teller experience is preferred.
    • A minimum of 1-2 years of experience in consumer and/or mortgage lending is preferred.
    • Knowledge in Real Estate Settlement Procedures (Reg. X), Truth in Lending (Reg. Z), and Equal Credit Opportunity (Reg. B) is preferred.
    • Intermediate skills related to Microsoft Office applications.
    • Mathematical aptitude.

    COMPETENCIES
    • Strong leadership skills and the ability to motivate others are necessary.
    • Positive, professional business relationships within the credit union.
    • The ability to work independently and take-on additional projects as assigned.
    • The ability to meet deadlines.
    • Strong organizational skills.
    • Excellent oral and written communication skills.
    • A strong commitment to achieving personal growth and success.

    BENEFITS SUMMARY
    • Paid holidays; closed on Sundays
    • Paid vacation, earned sick/personal time, paid bereavement leave, paid family/medical leave, short term/long term disability
    • Medical/dental insurance, vision plan (effective 1st of month after date of hire)
    • Medical deductible reimbursement program
    • Group term life/AD&D insurance; supplemental voluntary life/AD&D insurance (effective immediately)
    • Safe Harbor 401(k) plan provides up to 3% matching contributions, and an additional 3% safe harbor company contribution once you have met the plan eligibility requirements.
    • Tuition assistance (up to $4500/yr; approval required), employee referral program ($250 referral bonus per referral; approval required)
    • Benefits are subject to change, and subject to employee eligibility requirements. Please contact Human Resources for current information.

    OTHER DUTIES
    Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.

    New Bedford Credit Union (NBCU) is an equal opportunity employer. NBCU prohibits discrimination and harassment of any type and affords equal employment opportunities to employees and applicants without regard to race, color, religion, sex, sexual orientation, gender identity or expression, pregnancy, age, national origin, disability status, genetic information, protected veteran status, or any other characteristic protected by law. It is the policy of NBCU to not discriminate against applicants and individuals with disabilities and, when needed, to provide reasonable accommodations to applicants and employees who are qualified for a job, with or without reasonable accommodations, so that they may perform the essential job duties of the position. If you need accommodation to perform the essential functions of your position, please contact Human Resources directly.
  • 1 Day Ago
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Assistant Branch Manager
  • Alltrust Credit Union
  • Fairhaven, MA FULL_TIME
  • ALLTRUST CREDIT UNION Position Title: Assistant Branch Manager Summary: Reports directly to the Branch Manager. Provides assistance and back up in supervising the Credit Union branch operations. Assis...
  • 1 Month Ago
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Sales Associate
  • Top Quality Auto Sales INC
  • Westport, MA FULL_TIME
  • About us Top Quality Auto Sales INC is a small business in Westport, MA 02790. We are agile, creative and innovative. Our work environment includes: Wellness programs Flexible working hours Modern off...
  • 12 Days Ago
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SUMMER CREDIT RECOVERY TIVERTONHIGH SCHOOL
  • Tiverton Public Schools
  • Tiverton, RI FULL_TIME
  • Summer Credit RecoveryPOSITION: HIGH SCHOOL SUMMER TEACHERS (Math, English, Science, Social Studies, World Language; Spanish, Portuguese) DESCRIPTION: Teach eligible students to earn credit for their ...
  • Just Posted
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SUMMER CREDIT RECOVERY TIVERTONHIGH SCHOOL
  • Tiverton High School
  • Tiverton, RI OTHER
  • Summer Credit Recovery POSITION: HIGH SCHOOL SUMMER TEACHERS (Math, English, Science, Social Studies, World Language; Spanish, Portuguese) DESCRIPTION: •Teach eligible students to earn credit for thei...
  • 1 Day Ago
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Remote Life Insurance Sales–Top of the Line Training
  • Quility
  • New Bedford, MA FULL_TIME
  • Organization Description: Before you read further, please DO NOT apply if you are NOT interested in the following: *Commission Sales Only *Residual Income from Renewals *Bonus Programs *Scheduling You...
  • 8 Days Ago
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0 Top Consumer Credit Manager jobs found in New Bedford, MA area

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Customer Service Representative
  • Checkngo
  • Warwick, RI
  • Customer Service Representative page is loaded **Customer Service Representative** **Customer Service Representative** l...
  • 4/26/2024 12:00:00 AM
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Customer Service Retail Advisor - Plymouth
  • Blue Square Marketing Ltd
  • Plymouth, MA
  • **Applicant Portal** : **Job Details: Customer Service Retail Advisor - Plymouth** Vacancy NameCustomer Service Retail A...
  • 4/26/2024 12:00:00 AM
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Call Center Professional
  • Automated Health Systems
  • Fall River, MA
  • Job Description Job Description Automated Health Systems has work from home positions, either full time or part time. Th...
  • 4/24/2024 12:00:00 AM
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Sales Associate/Customer Service
  • Cygnus Management Group Inc
  • Providence, RI
  • Job Description Job Description Sales Associate/Customer Service Cygnus Management Group has several openings for a Sale...
  • 4/23/2024 12:00:00 AM
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Bilingual Call Center Representative
  • LanceSoft
  • Pawtucket, RI
  • Title: Bilingual Call Center Representative Location: Fully Remote (Candidate should be from Rhode Island, Massachusetts...
  • 4/23/2024 12:00:00 AM
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Service Advisor
  • Seven Hills Foundation
  • Lincoln, RI
  • Overview: $29 per hour Seeking bilingual applicants (Spanish or Portuguese) Are you looking to make a difference and pro...
  • 4/23/2024 12:00:00 AM
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Profit Formula Client Associate
  • Wells Fargo & Co.
  • Hyannis, MA
  • By using a Site or interacting with a Wells Fargo advertisement or page or account on a third party site, you consent to...
  • 4/23/2024 12:00:00 AM
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Field Service Client Administrator- MA
  • Aventiv Technologies, LLC
  • Dartmouth, MA
  • Welcome to Aventiv! Please watch this brief video to find out if this is the place you want to be! https://vimeo.com/391...
  • 4/22/2024 12:00:00 AM
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About New Bedford, Massachusetts

New Bedford is a city in Bristol County, Massachusetts, United States. As of the 2010 census, the city had a total population of 95,072, making it the sixth-largest city in Massachusetts. New Bedford is nicknamed "The Whaling City" because during the 19th century, the city was one of the most important whaling ports in the world, along with Nantucket, Massachusetts and New London, Connecticut. The city, along with Fall River and Taunton, make up the three largest cities in the South Coast region of Massachusetts and is known for its fishing fleet and accompanying seafood producing industries ...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Top Consumer Credit Manager jobs
$238,857 to $428,110
New Bedford, Massachusetts area prices
were up 1.6% from a year ago
View detail

What does a Top Consumer Credit Manager do?

Top Consumer Credit Manager in Rockford, IL
Based on our compensation data, the estimated salary potential for Top Consumer Credit Manager will increase 16 % over 5 years.
December 16, 2019