Job Title: Loan Servicer/Loan Processor
Location: Bluffton, OH
Status: Full Time
FSLA Job Class: Non-Exempt
Department: Commercial Credit
Reports To: Assistant Commercial Credit Manager
In this position, you will ensure complete and accurate documentation of loan files as well as prepare and process commercial and agricultural loans.
A typical day may include the following:
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Preparing and processing commercial and agricultural loan closing and related documents.
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Preparing, processing, and reviewing other legal documents.
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Ensuring final loan packages comply with approval requirements.
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Ensuring final loan documents contain any covenants as required by approving authority.
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Preparing closing transactions, authorizing and/or disbursing loan proceeds, and perfecting security interests.
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Reviewing closed loan documents for accuracy, missing documents, proper signatures, dates and other relevant data and enter information into tracking software.
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Imaging and indexing loan files.
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Proofing uploaded loans in the bank's core computer system.
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Maintaining an accurate filing system of all notes and credit files.
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Tracking missing titles, collateral instruments, UCCs and exceptions.
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Monitoring Hazard, Equipment, Participation, Builder's Risk, and Force Place insurance.
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Reconciling internal bank loan disbursement accounts.
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Composing and typing routine correspondences and reports.
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Resolving and updating exception reports.
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Processing of FSA/Participation/Swap (ARC) and any other loan payments.
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Maintaining CNB document tickler system in CASH and compiling and disbursing reports for collection of required annual financial statements.
Job Requirements:
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High School Diploma or General Education Degree (GED); and previous experience with secretarial skills, customer service, Microsoft Word and Excel.
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Keyboarding proficiency is necessary.
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Must be able to meet deadlines and be attentive to detail.
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Must possess stellar verbal and written communication skills.
Additional Qualifications:
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Ideal candidate will possess two years prior loan experience.
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Knowledge of and proficiency with Microsoft Office Products.
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Ability to read and comprehend simple instructions, short correspondence, and memos.
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Ability to write simple correspondence.
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Ability to effectively present information in one-on-one and small group situations to customers, clients, and other employees of the Bank.
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Ability to compute rate, ratio, and percent.
WHAT'S GREAT ABOUT WORKING AT CITIZENS NATIONAL BANK?
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Medical, Dental, and Vision Insurance
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Company Paid Life Insurance
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Company Paid Short Term & Long Term Disability
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Generous Paid Time Off including Vacation, Sick, Personal, and Emergency Time
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11 Paid Holidays
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Incentive Plan
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Employee Stock Ownership Plan
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Banking Perks
Citizens National Bank is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.