Top Credit Executive jobs in Columbus, GA
Top Credit Executive leads the overall credit function. Responsible for creating and implementing policies regarding the review of customers credit history and the granting and/or extension of credit lines. Being a Top Credit Executive ensures that research of credit worthiness is effective and complies with all applicable laws and regulations. May lead a loan review or other internal committee that has oversight on credit policy. Additionally, Top Credit Executive may require an advanced degree. Typically reports to top management. The Top Credit Executive manages a business unit, division, or corporate function with major organizational impact. Establishes overall direction and strategic initiatives for the given major function or line of business. Has acquired the business acumen and leadership experience to become a top function or division head. (Copyright 2024 Salary.com)
Recently Added Top Credit Executive jobs
- Farm Credit Network
-
Opelika, AL
FULL_TIME
-
The holder of this position will develop and analyze all types of credit information with a large range of complex loan requests up to multi-million-dollar. The analysis includes an in-depth interpretation of the applicant's financial information with a focus on owners' equity, working capital, and debt coverage to determine the short and long-term viability of the loan request. Prior experience in tax document preparation translates well in this position. The analyst will analyze the overall risk to the Association by utilizing those ratios and our potential collateral position to help the branch determine the best route forward on all loan requests.
Responsibilities/Duties
- Obtains and assembles information provided by the loan officer into a coherent and comprehensive loan package.
- Uses provided financial information to determine potential risks to the company and applicant credit worthiness.
- Analyzes financial statements, tax returns, and profit and loss statements for any individual or business associated with the loan request.
- Processes and prepares underwriting analysis for authorized credit personnel to make credit decisions, under direction of the Credit Analysis Manager.
- Maintains and makes recommendations on loan underwriting standards and procedures.
- Studies and researches the economic lending environment and the industries financed by the Association.
Education/Experience/Knowledge
- Bachelor's degree in Accounting, Finance, Business, or Economics.
- Two to five years of credit analysis and/or tax return work experience preferred.
- Experience in tax document preparation highly preferred, but not required.
- Solid knowledge of computers, Microsoft Excel, and related software.
Required Skills/Abilities
- Strong analysis, judgment, and communication (oral and written) skills.
- Problem solving skills and ability to work in a team atmosphere.
- High level of efficiency, accuracy, and responsibility.
- Motivated with a strong desire to take on new challenges and learn.
- Ability to handle frequent changes, delays, or unexpected events.
- Regularly exercises discretion and independent judgment.
- Self-starter and ability to be assertive and arrive at sound business decisions.
- Demonstrates initiative and can work responsibly with minimal supervision.
Leadership and advancement opportunities are available to analysts who display a thorough understanding of company policies, communicate clearly and effectively throughout the loan approval process, and adequately develop their knowledge of farm and nonfarm industries.
More experienced hires have an elevated ability to transition to team leaders within the department. Team leaders require exceptional analytical skills, as well as team-oriented focus to help improve the department. These individuals would be given minor internal supervisory responsibilities to oversee the daily workload of a team of 1-3 junior analysts, as well as serve as their primary point of contact for questions.
Benefits of being part of the First South team include:
- Competitive pay
- Personal development
- Paid vacation, sick leave, and holidays
- Medical insurance
- Dental and vision care
- Flexible spending accounts
- Health savings accounts
- 401(k) with employer matching
- Disability and life insurance
- Incentive plan
- 2 Months Ago
- Farm Credit Council
-
Opelika, AL
FULL_TIME
- The holder of this position will develop and analyze all types of credit information with a large range of complex loan requests up to multi-million-dollar. The analysis includes an in-depth interpret...
- 2 Months Ago
- First South Farm Credit, ACA
-
Opelika, AL
FULL_TIME
- The holder of this position will develop and analyze all types of credit information with a large range of complex loan requests up to multi-million-dollar. The analysis includes an in-depth interpret...
- 2 Months Ago
- Farm Credit Network
-
Opelika, AL
FULL_TIME
- The holder of this position will develop and analyze all types of credit information with a large range of loan requests up to 250K. The analysis includes an in-depth interpretation of the applicant's...
- Just Posted
- Farm Credit Council
-
Opelika, AL
FULL_TIME
- The holder of this position will develop and analyze all types of credit information with a large range of loan requests up to 250K. The analysis includes an in-depth interpretation of the applicant's...
- 10 Days Ago
- First South Farm Credit, ACA
-
Opelika, AL
FULL_TIME
- The holder of this position will develop and analyze all types of credit information with a large range of loan requests up to 250K. The analysis includes an in-depth interpretation of the applicant's...
- 2 Months Ago
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0 Top Credit Executive jobs found in Columbus, GA area
- Farmers Home Furniture
-
Columbus, GA
- ** If assigned, the applicant must be willing to relocate within 45 miles of the assigned store. The list of stores for ...
- 5/9/2024 12:00:00 AM
- Kohls
-
Fort Benning, GA
- Responsibilities Creates a friendly and welcoming environment by greeting and offering assistance to customers You are t...
- 5/9/2024 12:00:00 AM
- Riverside Payments
-
Columbus, GA
- Job Description Job Description Who we are: What are you working for? Sure, most people work for money, but beyond that....
- 5/9/2024 12:00:00 AM
- Regional Finance
-
Auburn, AL
- Are you ready to take your career to the next level? Regional strives to positively impact the financial lives of our cu...
- 5/8/2024 12:00:00 AM
- RPM Living
-
Columbus, GA
- Overview: Looking for something different? We ARE that something different at RPM Living. Dynamic and fast growth cultur...
- 5/8/2024 12:00:00 AM
- Ross Stores
-
Columbus, GA
- Our values start with our people, join a team that values you! We are the nation's largest off-price retailer with over ...
- 5/8/2024 12:00:00 AM
- CDM Smith
-
Columbus, GA
- **36660BR** **Requisition ID:** 36660BR **Business Unit:** TSU **Job Description:** CDM Smith has a new career opportuni...
- 5/7/2024 12:00:00 AM
- Synovus
-
Columbus, GA
- Job Description Job Summary Director of Credit Scoring Initiatives provides strategic direction, execution and managemen...
- 5/6/2024 12:00:00 AM
About Columbus, Georgia
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