Top Credit Executive leads the overall credit function. Responsible for creating and implementing policies regarding the review of customers credit history and the granting and/or extension of credit lines. Being a Top Credit Executive ensures that research of credit worthiness is effective and complies with all applicable laws and regulations. May lead a loan review or other internal committee that has oversight on credit policy. Additionally, Top Credit Executive may require an advanced degree. Typically reports to top management. The Top Credit Executive manages a business unit, division, or corporate function with major organizational impact. Establishes overall direction and strategic initiatives for the given major function or line of business. Has acquired the business acumen and leadership experience to become a top function or division head. (Copyright 2024 Salary.com)
Description
In conjunction with the Commercial Loan Committee, the Credit Analyst develops, maintains, and implements sound credit policies & procedures. Responsible for the processing of daily credit transactions per the credit policy and procedure manuals; maintains records and files on all credit transactions, including correspondence and documents.
Responsibilities
Requirements
Bachelor’s degree and relevant experience required. Position requires a significant level of trust and diplomacy in addition to common courtesy and tact. Work involves extensive personal contact with others and deals with confidential and/or sensitive information. Requires the ability to foster and grow sound relationships with other companies and/or individuals, and requires the ability to influence and/or sell ideas or services to others. Candidate must possess working proficiency with standard computer operating software including Microsoft Word, Excel, and Access. Must have effective verbal and written communication skills and the ability to maintain confidentiality of information.
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