Top Credit Executive jobs in Waterloo, IA

Top Credit Executive leads the overall credit function. Responsible for creating and implementing policies regarding the review of customers credit history and the granting and/or extension of credit lines. Being a Top Credit Executive ensures that research of credit worthiness is effective and complies with all applicable laws and regulations. May lead a loan review or other internal committee that has oversight on credit policy. Additionally, Top Credit Executive may require an advanced degree. Typically reports to top management. The Top Credit Executive manages a business unit, division, or corporate function with major organizational impact. Establishes overall direction and strategic initiatives for the given major function or line of business. Has acquired the business acumen and leadership experience to become a top function or division head. (Copyright 2024 Salary.com)

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Senior Commercial Credit Analyst - FT
  • Veridian Credit Union
  • Waterloo, IA FULL_TIME
  •  
     
     

    This is a hybrid position that requires individual to work 2 days a week from one of our locations in North East, or Central IA, or Omaha, NE.

    WANT TO BE A PART OF AN AWARD WINNING TEAM, APPLY TODAY!!

    Take a look at all our great benefits here!

    Application deadline: March 14, 2024

    SUMMARY

    The primary focus of a Senior Commercial Credit Analyst is providing written presentation of interpreting and analyzing business and personal financial statements, tax returns, credit reports and other information pertinent to the evaluation of a commercial loan request to a Commercial Loan Officer and/or the Commercial Lending Committee. Additionally, the Senior Commercial Credit Analyst completes annual credit reviews and property inspections.

    ESSENTIAL FUNCTIONS

    • Interpret and analyze business and personal financial statements, tax returns, credit reports and other information pertinent to the evaluation of a commercial loan request.
    • Determine profitability, net worth, and ability for repayment, creating cash flow analysis for all borrowers and guarantors.
    • Generate financial ratios to evaluate members' current financial status, trends and comparison to industry averages.
    • Assess collateral values and credit risk associated with commercial loan requests. Perform asset verifications and property inspections as needed.
    • Provide written presentation of the credit request along with risk rating to the Commercial Loan Officer and or the Commercial Lending Committee.
    • Perform analysis for annual credit reviews to identify continued creditworthiness.
    • Identify strengths and weaknesses of a business borrower to effectively manage credit exposure.
    • Strong understanding of the core systems and all commercial lending software systems.   
    • Knowledgeable of NCUA and Iowa Code guidelines for business lending, as well as all credit union policies and procedures.
    • Possess a general understanding of appraisals and valuations to assist in collateral analysis.
    • Monitor the training needs of Credit Analysts, providing performance feedback as necessary.

    KEY ATTRIBUTES

    • Oral and written communication skills.
    • Member service focus.
    • Attention to detail and accuracy.
    • Positive attitude that supports a team environment.
    • Dependable and punctual; flexible during peak times.
    • High level of confidentiality.
    • Organizational skills.
    • Self-motivated; ability to work without close supervision.
    • Problem solving; analysis.

    PHYSICAL DEMANDS

    The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job:

    • Occasionally lift and/or move items over 10 pounds.
    • Remain sedentary (seated) for extended periods of time.

    WORKING CONDITIONS

    This job operates in a professional office environment and routinely uses standard office equipment.

    TRAVEL

    Limited travel expected.

    REQUIRED EDUCATION AND EXPERIENCE

    • Bachelor's Degree in Accounting, Finance, or related field.
    • 3 years of experience in commercial lending or investments.
    • 3 years of experience with credit analysis.
    • 3 years of experience with asset/liability management and risk assessment.
    • Proficient in Excel.

    PREFERRED EDUCATION AND EXPERIENCE

    • Proficiency in Credit Quest.

    OTHER DUTIES

    Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.

    ABOUT VERIDIAN

    Veridian Credit Union provides equal employment opportunities to all employees and applicants for employment without regard to age, race, creed, color, sex, pregnancy, sexual orientation, gender identity, military service, national origin, religion, physical or mental disability, genetic information, or any other classifications protected by applicable federal, state or local laws.

  • 17 Days Ago

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Leasing Agent
  • Top Priority Property Management
  • Waterloo, IA FULL_TIME
  • Our company is looking for an Licensed Leasing Agent to continue to grow our 400 doors in the Eastern Iowa area! We are seeking an individual with a customer-centric approach to communication. The ide...
  • 12 Days Ago

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Assembly worker
  • Affinity Executive Search
  • Waterloo, IA FULL_TIME
  • Assembly Worker Salary : $15 - $16 Location : Waterloo, IA Posted : February 23rd 2022 Assembly Worker 1st & 2nd shift openingsOur manufacturing client in Waterloo, IA is looking to Assembly Workers f...
  • 18 Days Ago

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Credit Recovery Teacher - High School
  • Waterloo Community School District
  • Waterloo, IA FULL_TIME
  • Job Summary: This position is responsible for providing educational leadership through the Waterloo Community School District curriculum and to facilitate learning that challenges and supports all stu...
  • 20 Days Ago

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Teller Service Representative
  • Veridian Credit Union
  • Independence, IA PART_TIME
  • Teller Service RepresentativePart-Time 30-35 hourPay 15.91Applicant will travel between our Oelwein and Independence location. JOB DESCRIPTIONSUMMARYUnder general supervision and in compliance with es...
  • 13 Days Ago

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Financial Success Manager
  • Empeople Credit Union
  • Waterloo, IA FULL_TIME
  • Financial Success Managers onboard new members and empower financially healthy members by providing in-depth budgeting tools, cash flow analyses, and retirement projections. They help members navigate...
  • 13 Days Ago

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0 Top Credit Executive jobs found in Waterloo, IA area

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Navy Chaplain
  • US Navy
  • Waterloo, IA
  • About The Navy Chaplain Corps boasts more than 800 Navy Chaplains from more than 100 different faith groups, including C...
  • 3/29/2024 12:00:00 AM

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Surveillance Investigator/Private Investigator
  • Allied Universal® Compliance and Investigations
  • Waterloo, IA
  • Allied Universal Compliance and Investigations, North America's leading expert insurance claim investigations, complianc...
  • 3/28/2024 12:00:00 AM

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US - Field Technical Spt Cons
  • eTeam, Inc.
  • Waterloo, IA
  • Pay Range: $20 - $22/hr on W2 Location is Waterloo, ID 50703 Job Description: All candidates must be fully vaccinated, a...
  • 3/28/2024 12:00:00 AM

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PT Event Coordinator
  • Michaels Stores, Inc.
  • Cedar Falls, IA
  • Store - CEDAR FALLS, IA Plan, coordinate, and facilitate events (including kids birthday parties) within a Michaels stor...
  • 3/28/2024 12:00:00 AM

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Cashier
  • PeopleReady
  • Waterloo, IA
  • Job Description Cashier PeopleReady of Waterloo, IA is now hiring Cashiers! Apply today and you could start as soon as t...
  • 3/27/2024 12:00:00 AM

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Restaurant Team Member - Cashier, Server
  • Noodles & Company
  • Waterloo, IA
  • Overview: Noodles & Company is more than fast food were a fast casual restaurant with real ingredients (say goodbye to g...
  • 3/26/2024 12:00:00 AM

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RN New Graduate - Inpatient Units
  • UnityPoint Health
  • Waterloo, IA
  • Overview: Registered Nurse - New Graduate Opportunities Allen Hospital, Waterloo, IA $10K Sign-on Bonus for Full-time In...
  • 3/26/2024 12:00:00 AM

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IT Field Service Technician
  • Experis
  • Waterloo, IA
  • About the Position: Job Title: Field Technical Specialist Locations: Waterloo, IA 50703 Pay Rate: $20/hr Dress Code: Bus...
  • 3/26/2024 12:00:00 AM

Waterloo is a city in and the county seat of Black Hawk County, Iowa, United States. As of the 2010 United States Census the population decreased by 0.5% to 68,406; the 2016 Census estimates the population at 67,934, making it the sixth-largest city in the state. The city is part of the Waterloo – Cedar Falls Metropolitan Statistical Area, and is the more populous of the two cities. According to the United States Census Bureau, the city has a total area of 63.23 square miles (163.76 km2), of which 61.39 square miles (159.00 km2) is land and 1.84 square miles (4.77 km2) is water. The average el...
Source: Wikipedia (as of 04/11/2019). Read more from Wikipedia
Income Estimation for Top Credit Executive jobs
$210,048 to $354,751
Waterloo, Iowa area prices
were up 0.8% from a year ago

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