Top Credit and Collections Executive jobs in Springfield, IL

Job Description: *
Purpose: * Utilize analytical, organizational and communication skills to evaluate the financial condition of commercial loan borrowers (individuals/businesses), prepare credit packages and complete credit administration duties - demonstrating effective partnership with the lending/credit staff.
They will also exercise responsibilities in the following functional areas:

• Takes ownership, acting with a sense of urgency, working to meet/exceed expectations and deadlines.
• Analyzes new, renewal and existing loans and risk exposures utilizing various financial statements, credit reports and other sources as applicable.
• Utilize effectively the available analytical systems and tools.
• Complete credit packages that demonstrate well thought out and concise analysis that identifies key risks and provides for appropriate mitigation, where appropriate.
• Partners with lending staff to work with customers/prospects and makes sales and relationship calls with Loan Officers.
• Assists in management of portfolio to assure timely receipt and review of financial information on existing relationships. Will work with customers directly to request information as needed.
• Provide portfolio management assistance to loan officers - working with customers as needed.
• Provides technical advice and assistance to loan officers.
• Utilize excellent oral and written communication skills for effective discussions both internally and externally.
• Effectively manage the risk of the portfolio through ongoing monitoring.
• Excellent working knowledge of credit policy and guidelines to assist in appropriate structuring.
• Complete credit risk administration tasks which may include, but not be limited to, loan documentation review/closings, appraisal/collateral reviews, real estate evaluations, and construction risk monitoring.
• Perform other related duties as assigned.

Required Experience:

• Bachelor's degree in business, accounting, finance, economics or equivalent banking/finance experience.
• Formal credit analysis training a plus.
• Financial analytical abilities supported by significant accounting and finance knowledge.
• Demonstrated skills as follows: excellent verbal/written communication, interpersonal, problem solving and detail oriented.
• Demonstrate resourcefulness and ability to take initiative in development and completion of projects.
• Strong team player: able to work well with a wide range of people.
• Strong proficiency in PC applications including various software packages, including word processing, spreadsheets, e-mail and presentation, and banking systems.
• Sound judgment, decision-making ability, and the ability to work in pressure situations.
• Ability to work within a team environment.
• Strong attention to detail and accuracy.
• Ability to effectively utilize analytical systems and tools.
• Ability to independently establish priorities and meet deadlines.
• Discretion and respect for confidential matters.

From: Marine Bank

Benefits: Marine Bank offers a highly competitive benefit plan which includes:

• Insurance:

• Health
• Dental
• Vision
• Life
• Disability-Long and Short Term
• Critical Illness
• Accident
• FSA
• DCA

• 401(K) plan with employer matching contributions
• Time off:

• Vacation
• Sick
• Personal

• Holidays
• Bonus Incentives
• Free Services:

• Interest bearing savings accounts
• Safe deposit box
• On-line bill paying
• Interest bearing checking accounts
• Free checks

Job Type: Full-time