Top Credit and Collections Executive jobs in Toledo, OH

Essential Duties and Responsibilities:

The following statements are intended to describe the general nature and level of work being performed by this position. It is not intended to be an exhaustive list of duties, responsibilities and skills required of this position. Other duties may be assigned to meet business needs.

• Reviews retail loan application processes to ensure the collection of required data for the tracking and management of the retail loan portfolio performance.
• Monitors loan delinquencies, non-accruals and charge-offs for each loan portfolio and provides reporting on trends and other portfolio changes.
• Analyzes loan portfolio performance via specialized credit analysis software and provides reports and recommendations for portfolio changes to management.
• Manages the CECL process for both retail and commercial loans, ensuring data and other info is accurately utilized within the systems while arriving at loan loss data.
• Ensures lending operations are conducted in accordance with established credit union policies and are legally complaint.
• Builds loan pricing models to support loan profitability while ensuring members receive value for their membership.
• Makes recommendations to underwriting policies to meet overall loan and credit related targets.

Directions Credit Union is an Equal Opportunity Employer AA M/F/Vet/Disability or other characteristic protected under federal, state, or local law.